Medicare Agent Articles
Featured Medicare Agent Article
October 8, 2024
2025 Changes to Medicare Resulting from the Inflation Reduction Act
The Inflation Reduction Act (IRA) is set to bring significant changes to Medicare benefits in 2025, particularly for those with prescription drug coverage. This article breaks down why these changes are happening, what they entail, and what steps you need to take to prepare for updates to your Medicare Advantage plan.
All Medicare Agent Articles
Avoid a Costly Surprise: Medicare's Limited Coverage for International Travel
Medicare doesn’t cover most foreign travel situations, so new beneficiaries should plan to buy short-term medical coverage when traveling outside the U.S. These plans offer flexible options for deductibles and coverage limits to fit any budget, and having the right medical coverage could be a lifesaver if something goes wrong during your trip.
A Closer Look At Medicare Eligibility For Those Under 65 With Disabilities
If you’re under the age of 65 and have a disability, you may qualify for Medicare coverage. A qualifying disability is almost any health condition that prevents you from being able to work enough to access employer-sponsored health care benefits. Medicare was designed to cover adults over 65 and some people younger than 65 with disabilities that meet certain criteria.
2025 Medicare Open Enrollment Period: Key Dates and Changes to Know
This is a critical time for Medicare beneficiaries to review their current coverage and make necessary adjustments for the upcoming year. This enrollment window is your opportunity to assess whether your current plan still meets your healthcare and budgetary needs.
New to Medicare 2024: Feeling lost? You are not alone
Change isn’t always easy. For some people. moving from employer-sponsored health insurance to Medicare is one of those rites of passage that can leave them frazzled. Instead of one packaged plan, Medicare is broken into three parts – Part A covers hospitalization, Part B covers doctor’s visits and Part D covers prescriptions.
Conversations about Medicare with your parents are crucial as they age
Here are some valuable tips for approaching a discussion about Medicare in a helpful and considerate manner with your parents, ultimately making the Medicare decision-making process more manageable and less stressful for our loved ones.
Simplifying Medicare: What Seniors Need to Know
This guide simplifies the most critical aspects of Medicare, offering personalized advice to help you choose the right plan, avoid common pitfalls, and stay informed about important changes.
Medicare Supplements: Improving Your Healthcare Coverage
While Medicare provides health benefits it doesn't cover all expenses. This is where Medicare supplement plans, also known as Medigap policies play a role. These plans fill in the gaps left by Original Medicare by assisting with costs such, as copayments, coinsurance and deductibles.
What are some 2025 changes in the Medicare Prescription Drug Plan?
With the Inflation Reduction Act (IRS) we saw significant changes to some prescription drugs in 2024. More vaccines were covered at no cost and the $35.00 cap on a one month supply of Part B & D covered insulins were put into effect. In 2025 we are going to see a significant change again.
When Can I Change My Current Medicare Plan?
Learn when and how to change your Medicare plan, the rules for switching plans, the Annual Enrollment Period's role, and the importance of understanding underwriting requirements and consulting a Medicare broker.
How Medicare Beneficiaries Can Save Money on Prescriptions
Remember, you're your own best advocate with prescription medication. Don't hesitate to ask your doctor and pharmacist questions about any prescriptions. A single conversation about drug costs can lead to significant savings now and in the future.
About Your Teeth: Understanding Medicare Dental Coverage
Learn about Medicare dental coverage, the differences between DHMO and PPO plans, and how to choose the right dental insurance for your needs. Get tips on maintaining your dental health and navigating insurance options.
Medicare Part D: Choosing the Right Prescription Drug Plan
This guide to Medicare Part D covers its importance, available plans, costs, and key factors in choosing a plan. It also addresses common pitfalls and special considerations for specific needs, helping you make informed decisions about prescription drug coverage.
Medicare May Not Pay Your Bills When Traveling Internationally
As an international traveler, you should be aware that Medicare Coverage outside the U.S. is limited. Basically, to have Original Medicare pay for services you have only 3 situations where Medicare will pay for certain types of services in a foreign hospital.
Medicare Enrollment Periods: Key Dates and Details for 2024
To help you understand when and how to enroll or make changes to your Medicare coverage, we've detailed the key Medicare enrollment periods. Understanding these periods can ensure you get the coverage you need without facing unnecessary penalties or delays.
Important Medicare Changes and Updates for 2024 You Should Know
Seven important updates to Medicare, ensuring you're informed about any adjustments that may affect your coverage and out-of-pocket expenses for 2024.
How to Switch from Employer Health Insurance to Medicare
This article aims to provide a guide for individuals transitioning from employer health insurance to Medicare, ensuring they understand their options and can make informed decisions. If you need further assistance, please reach out to a Medicare expert for more resources and support.
Do I Need Long Term Care Insurance?
As the chances of needing long-term care increase with age, it's wise to explore your insurance options early. Speak with an insurance agent to discuss your needs and find a policy that offers the best protection for your future.
Top 5 Benefits of Using a Local Medicare Agent
As age 65 draws near, start thinking about your Social Security benefits and what coverage you need for your healthcare. While its relatively easy for you to get enrolled and get the coverage you need, for some, the entire process can seem a bit overwhelming.
Understanding Agent Designations: A Comprehensive Guide
Uncover the meanings behind health insurance agent designations and how they signal expertise in Medicare, long-term care, and more. Find the right licensed specialist for your needs.
The Importance of Annual Medicare Plan Reviews
Discover why it's crucial to review your Medicare plan annually and learn how to do it effectively to ensure you have the best coverage for your healthcare needs and budget. This guide provides essential insights and practical steps for conducting your annual Medicare plan review.
Medicare and Moving to Another State: What You Need to Know
Moving to another state? Ensure seamless Medicare coverage with our guide on updating plans, exploring new options, and managing enrollment periods. Get expert tips on transferring healthcare smoothly and understanding state-specific Medicare rules.
Medicare Advantage vs. Medicare Supplement Plans: Which is Right for You?
Deciding between Medicare Advantage and Medicare Supplement plans can be a challenge, especially with so many options and details to consider. Both plans offer unique benefits, and understanding the differences is key to choosing the right one for your healthcare needs. This guide will break down the features of each plan, helping you make a confident and informed choice about your Medicare coverage.
Agent Selection Guide: Navigating Your Way to the Right Medicare Specialist
Discover how to choose the right Medicare agent with our comprehensive guide. Learn the differences between agents and brokers, the importance of local expertise, and additional services they offer to manage your healthcare needs effectively.
What is the Role of a Medicare Sales Agent?
Medicare sales agents are specialized professionals playing a pivotal role in helping seniors navigate the complexities of Medicare and ensuring they secure the coverage that best suits their needs.
What's the Difference Between a Medicare Broker and a Medicare Agent?
Did you know there are actually two different types of Medicare insurance professionals? Medicare Agents and Medicare Brokers may seem similar at first glance, they have some crucial differences that can impact your Medicare experience.
How to Appeal a Denied Medicare Claim
If you receive a denial for a Medicare claim, it's important to know that you have the right to appeal the decision. Here’s a comprehensive guide to help you through each stage of the Medicare appeals process.
How do I find a local Medicare agent?
As you approach the age of 65, finding the right Medicare plan can be overwhelming. However, working with a local Medicare agent can make the process much more manageable. In this article, we will discuss how you can find a local Medicare agent to help you.
The Most Popular Medications Among Medicare Recipients in 2023
Discover the most frequently prescribed medications among Medicare recipients in 2023. With seniors on Medicare comprising a significant portion of drug expenditures in the U.S., the total cost for 2023 is projected to be $370 billion.
10 Medicare Insights from Experienced Agents
Find 10 expert-recommended tips for navigating the Medicare insurance system. The article covers how to compare options and prices, research rate increases, evaluate drug plan coverage, maximize health savings, and be aware of changes in the system.
Medicare for Disabled Individuals Under 65: Eligibility and Benefits
How disabled individuals under 65 can qualify for Medicare, detailing the specific eligibility criteria, the range of benefits available, and providing essential tips for navigating the Medicare system to ensure comprehensive healthcare coverage.
Medicare's Role in Long-Term Care Coverage
This article explores how Medicare interacts with long-term care needs, detailing the coverage options and limitations while highlighting the invaluable assistance local insurance agents can provide in navigating these complexities and making informed decisions.
Medicare 101: Helping You Understand the Basics to Protect Your Future
How do you pay for your healthcare needs when you no longer have insurance through an employer? That’s where Medicare comes into play. In this article, we’ll help you understand the basics to ensure you’re in the know when the time comes.
Benefits of Working with a Local Medicare Agent
Discover how partnering with a local Medicare agent can provide personalized, expert guidance to navigate Medicare plans. Enjoy tailored advice, convenience, and ongoing support for all your healthcare needs.
Finding a Local Medicare Insurance Agent: What You Need to Know
The article helps find a Medicare agent who provides personalized service, offers options and understands your needs. Key factors to consider: experience, credibility and communication style. The goal is to make informed decisions about healthcare coverage with the right agent.