Medicare Insights from Agents
Insights and Expertise from Leading Medicare Agents
Explore expert perspectives on Medicare from top agents across the country. This page features a curated collection of articles written by Medicare agents, offering valuable advice, tips, and insider knowledge to help you make informed decisions about your Medicare options. Stay up-to-date with insights directly from the professionals who understand Medicare best.
The Medicare Mistake Millions Make—And How Local Agents Fix It
Written by Gary Smith
The truth is many people don’t realize that choosing a local Medicare agent over a giant 1-800 # can make all the difference. The cost? Exactly the same. The service? Night and day. If you’re tired of feeling like just another number, check out this article.
Understanding Medicare: The Basics Explained Simply
Written by Alyssa Gonzales
Whether you choose Original Medicare, add a Medigap and Part D plan, or go with a Medicare Advantage plan, the key is choosing the coverage that aligns with your healthcare needs, preferences, and financial situation. Taking the time to learn your options now will save you time, money, and stress later on.
Medicare, Medications & Mistakes: Avoiding Costly Underwriting Surprises
Written by Corey Romero
Avoid costly Medicare underwriting surprises by understanding how certain medications can impact your insurance eligibility. Learn which prescriptions raise red flags and how to navigate the system to protect your coverage.
Understanding Medicare Choices at Age 65
Written by Michelle Schaefer
Turning 65? Learn how to control your Medicare choices, avoid penalties, and decide when to enroll in Parts A & B based on your work and health coverage. Understand what Medicare covers—and what it doesn’t.
Understanding the differences between Medicare Advantage vs. Medicare Supplement
Written by David Walls
There are two main options for your Medicare coverage. These options are Original Medicare (usually accompanied by a Medicare Supplement) which is made up of Part A (Hospital Coverage) and Part B (Medical Coverage), or Medicare Advantage which is also known as “Part C”.
Learn How Medigap Insurance Functions
Written by Brian Biesiadecki
The article explains that to buy a Medigap policy, you need Original Medicare (Parts A and B), and it covers only one person, so spouses need separate policies. It also details how Medicare pays its share first, followed by Medigap covering additional costs, with policies renewable yearly as long as premiums are paid, distinct from Medicare Advantage Plans.
The Future of Medicare in the USA: Challenges, Innovations, & Opportunities
Written by Luis Daza
This article provides a comprehensive overview of the key issues and trends shaping the future of Medicare. By addressing these challenges head-on, the USA can ensure that Medicare remains a vital and effective program for years to come.
Decoding Your Dream Retirement: Medicare, Life Insurance, and Annuities – Oh My!
Written by Robert Moore
Retirement. Just the word conjures up images of sun-drenched beaches, leisurely mornings, and finally tackling that overflowing "to-do" list. But let's be real, turning those daydreams into reality takes planning. And that's where understanding the trifecta of Medicare, Life Insurance, and Annuities comes in.
6 Medicare Myths Debunked: What You Really Need to Know
Written by Edward Smith, ChFC, CRPS, AIF
Medicare can be confusing, especially with so much misinformation out there. Whether you're nearing eligibility or already enrolled, let’s clear up common myths to help you make informed decisions for your health and finances.
Big Changes Coming to Medicare in 2025
Written by Steve Brauer
Significant changes are coming to Medicare in 2025, most of which are good! These updates aim to reduce costs for beneficiaries but may lead to higher premiums, reduced benefits, or narrower formularies as insurers and drug manufacturers take on more of the financial burden.
Do you Have the Right Medicare Advantage Plan?
Written by Al Haghdan
Not sure if your Medicare Advantage plan is right for you? During the Open Enrollment Period (Jan 1 – Mar 31), you can switch plans or return to Original Medicare. Learn how to evaluate costs, coverage, and provider networks to make the best choice.
Turning 65 in a Rural Area: What You Need to Know About Medicare
Written by Mike Wetsel
Discover how Medicare works for rural living residents, including coverage options, provider access, and agent tips for getting the best healthcare. Set up Medicare with confidence!
Healthcare Wars: The 2023 CMS Expenditure Report, Congressional Budget Blunders, and the Fight for Health Information Transparency
Written by Brian Moore
Explore the key takeaways from the 2023 CMS expenditure report, Congressional budget debates, and the ongoing fight for health information transparency. Stay informed on the latest healthcare policy battles.
Understanding Medicare PPOs, HMOs, and POS Plans: A Guide for Seniors
Written by Shiloh Carpentier
Medicare Advantage plans offer alternatives to Original Medicare, covering medical services and often extras like dental. PPOs provide flexibility at higher costs, HMOs focus on affordability within a network, and POS plans balance cost and flexibility. Choose based on your healthcare needs, budget, and lifestyle.
Turning 65 and New to Medicare: What To Do Next
Written by Charles Wheeler
Turning 65 and new to Medicare? Learn everything you need to know about your enrollment, coverage options, and deadlines. Get expert tips from Medicare agents to simplify the process!
The Annual Medicare Maze: Why Reviewing Your Coverage is Crucial
Written by Robert Moore
Medicare’s complexity makes annual reviews crucial to align your plan with changing health needs, costs, and coverage options. This guide provides clear steps to maximize benefits, minimize expenses, and navigate Medicare confidently, guided by expert insights from Robert Moore.
Medicare Supplements vs. Medicare Advantage Plans: Key Differences
Written by Jennifer Robbins
Both Medicare Supplement (Medigap) plans and Medicare Advantage (Part C) plans aim to reduce out-of-pocket costs and provide more comprehensive coverage, but they work in very different ways. Understanding the distinction between the two can help you make an informed decision about which option is best for your healthcare needs.
2024 Medicare Landscape: What You Need to Know About Medicare Changes and the Inflation Reduction Act
Written by Justin Brock
Stay informed on 2024 Medicare changes, including the Inflation Reduction Act’s impact on drug costs, coverage updates, and key benefits. Get the latest insights to make the best Medicare decisions this year.
The Pros and Cons of Medicare Supplement Insurance
Written by Tammy Burns
Medicare Supplement Insurance, commonly known as Medigap Insurance, is designed to help cover some of the out-of-pocket costs associated with Original Medicare (Parts A and B). While Medigap can offer valuable benefits, it’s essential to weigh its pros and cons before deciding whether it’s the right choice for you.
Medicare When Living with Chronic Conditions: What Your Agent Needs to Know
Written by Kate Spilsbury
Medicare can be complex, especially for those with chronic conditions, due to its multiple parts and coverage gaps. A knowledgeable agent can help navigate these options, ensuring you find a plan that aligns with your specific health needs and covers necessary treatments and medications.
Medicare Planning: A Critical Part of Your Holistic Retirement Plan
Written by Aaron Patten
When it comes to retirement planning, most people focus on financial investments, savings, and lifestyle changes. However, one crucial aspect often overlooked is Medicare planning. Integrating Medicare into your holistic retirement strategy can provide peace of mind in your golden years.
Navigating Annual Enrollment Period Successfully
Written by Steve Wilson
Make the most of Medicare’s Annual Enrollment Period (AEP) with expert tips on choosing the right plan, avoiding common pitfalls, and securing the best coverage for your needs.
2025 Changes to Medicare Resulting from the Inflation Reduction Act
Written by Vincent Murray
The Inflation Reduction Act (IRA) is set to bring significant changes to Medicare benefits in 2025, particularly for those with prescription drug coverage. This article breaks down why these changes are happening, what they entail, and what steps you need to take to prepare for updates to your Medicare Advantage plan.
Avoid a Costly Surprise: Medicare's Limited Coverage for International Travel
Written by Jerry Cohen
Medicare doesn’t cover most foreign travel situations, so new beneficiaries should plan to buy short-term medical coverage when traveling outside the U.S. These plans offer flexible options for deductibles and coverage limits to fit any budget, and having the right medical coverage could be a lifesaver if something goes wrong during your trip.
A Closer Look At Medicare Eligibility For Those Under 65 With Disabilities
Written by Brian Moore
If you’re under the age of 65 and have a disability, you may qualify for Medicare coverage. A qualifying disability is almost any health condition that prevents you from being able to work enough to access employer-sponsored health care benefits. Medicare was designed to cover adults over 65 and some people younger than 65 with disabilities that meet certain criteria.
2025 Medicare Open Enrollment Period: Key Dates and Changes to Know
Written by Kevin Truebenbach
Get prepared for the 2025 Medicare Open Enrollment. Learn how to compare plans, understand coverage changes, and make the best healthcare choices for the year ahead.
New to Medicare 2024: Feeling lost? You are not alone
Written by Patti Goldfarb
New to Medicare and feeling lost? This easy-to-follow guide covers enrollment, coverage options, and key deadlines to help you make informed decisions with confidence.
Conversations about Medicare with your parents are crucial as they age
Written by Alan Faerber CFP® CRPC®
Here are some valuable tips for approaching a discussion about Medicare in a helpful and considerate manner with your parents, ultimately making the Medicare decision-making process more manageable and less stressful for our loved ones.
Simplifying Medicare: What Seniors Need to Know
Written by Tammi Lopez
This guide simplifies the most critical aspects of Medicare, offering personalized advice to help you choose the right plan, avoid common pitfalls, and stay informed about important changes.
Medicare Supplements: Improving Your Healthcare Coverage
Written by Nathan Curry
Enhance your Medicare coverage with a Supplement plan. Discover how Medigap reduces out-of-pocket costs and boosts your benefits.
What are some 2025 changes in the Medicare Prescription Drug Plan?
Written by Sandra Teel
Stay updated on the 2025 Medicare Part D changes. Learn about new prescription drug plan updates, lower costs, and key policy shifts affecting beneficiaries.
When Can I Change My Current Medicare Plan?
Written by John Billetdoux
Learn when and how to change your Medicare plan, the rules for switching plans, the Annual Enrollment Period's role, and the importance of understanding underwriting requirements and consulting a Medicare broker.
How Medicare Beneficiaries Can Save Money on Prescriptions
Written by Mary Hiatt
Discover practical tips for Medicare beneficiaries to save money on prescription drugs. Learn about cost-saving programs, discounts, and strategies to lower medication expenses.
About Your Teeth: Understanding Medicare Dental Coverage
Written by Helena Foutz, RSSA
Learn about Medicare dental coverage, the differences between DHMO and PPO plans, and how to choose the right dental insurance for your needs. Follow Helena Foutz's tips on maintaining your dental health and navigating insurance options.
Medicare May Not Pay Your Bills When Traveling Internationally
Written by Duaine Owings
As an international traveler, you should be aware that Medicare Coverage outside the U.S. is limited. Basically, to have Original Medicare pay for services you have only 3 situations where Medicare will pay for certain types of services in a foreign hospital.