Michelle Schaefer, Medicare Insurance Broker

About Me

I have been a licensed insurance agent since 1995. Although I hold multiple licenses, my main focus is to help people make decisions about their Medicare plans. Whether you are about to turn 65, or over 65 and still on your group plan, I can help you determine the best plan that fits your needs and your budget. There is no charge to work with me, and I can help you apply for Medicare, submit any forms that are required, and set up your billing accounts. To schedule an appointment, go to www.calendly.com/insurancediva/Medicare. I'm looking forward to getting to know you!

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Q&A with Michelle Schaefer

What benefits are there to working with a Medicare Agent near me vs remote/virtual?

Answer: A local agent knows which policies are a good fit for your local area. Sometimes people want a Supplement plan that includes wellness benefits such as a gym membership, and an agent will be aware of which policies cover popular local facilities. A local agent will also keep in touch with you prior to annual enrollment to see if there are any changes that need to be made on your policy. An agent might also help you with setting up an online Social Security account, with applying for Medicare A and/or B, and setting up Medicare billing. Best of all, it costs nothing for you to work with a local Medicare agent!

Are Medicare Advantage plans really “free,” or is that just clever marketing?

Answer: Many Medicare Advantage plans have $0 premium. It is helpful to have a local agent who can explain the differences in the various policies and their premiums.