John Billetdoux, Medicare Insurance Broker
John Billetdoux
JBA Insurance Brokers
Medicare Broker Licensed in DE, FL, NC, NJ, PA and SC
Contact Details
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Location
Marlton, NJ
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Phone
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Website
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About Me
JBA Insurance Brokers are based in Marlton, NJ where it's principal owner, John Billetdoux was born & raised. John has been helping people with Medicare since 2013 and has many clients from a variety of states. At JBA we recognize that your Medicare plan choice is going to be one of the biggest decisions you make in your life, and it's a responsibility that we take very seriously. Our job isn't to merely put you into a plan and be done with it. Our job is to educate each client so that they can make the most informed and educated choice possible, as it pertains to THEIR specific needs, as not everyone's needs are the same. We want to make sure that you not only recognize your rights & entitlements, but also understand how Medicare and the plans work. Our job is to educate you on the plans and coverage, not simply sell you something that you have no idea on how it works..We're confident that our service and expertise will have you telling your friends and family about us, as has been the case for us since Day 1. Choosing us as your Medicare Agent is only the beginning of our relationship as we will continue to be your advocate and keep you informed on a regular basis as to what changes you need to be aware of, and how they might effect you.
Articles by John Billetdoux
Q&A with John Billetdoux
Do I have to answer health questions when switching from one Supplemental/Medigap plan to another?
Answer: In order to move from one supplemental plan to another, you must remember that you’ll have to pass through the underwriting phase. This means the potentially new carrier is allowed to ask you health questions, if they are not satisfied with the answers they receive, they can decline the application or possibly charge you a higher premium than you’d normally be paying.
Can I switch from a Medicare Advantage plan to a Supplemental/Medigap plan during the Annual Enrollment Period without answering health questions?
Answer: If you are attempting to make this move during the Annual Enrollment Period, you will STILL HAVE TO ANSWER HEALTH QUESTIONS….and if you do not answer them to the carrier’s liking, they will decline you.
Can I change my Supplemental/Medigap plan at any time?
Answer: You may change your supplemental/medigap plan, 12 months out of the year. You are not bound by the Annual Enrollment Period in the fall, if you’re looking to move from one supplemental plan to another, for example moving from an Aetna G Plan to a Cigna G Plan.