Michael Ferraro, Medicare Insurance Agent
Michael Ferraro
Long Island Senior Services
Medicare Agent Licensed in NY
29+ Years of Experience
Contact Details
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Location
Center Moriches, NY
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Phone
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Website
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Schedule An Appointment
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Pre-Appointment Form
About Me
Hey there, my name is Michael, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Directions to My Office
Articles by Michael Ferraro
Q&A with Michael Ferraro
I'm on Medicare but recently declared bankruptcy due to medical bills. How will this affect my coverage and options going forward?
Answer: Bankruptcy does not affect your Medicare status. However not paying your premiums on your med-sup or Medicare Advantage plan will. If you declare bankruptcy, continue to pay your premiums and you will be in good shape.
What's your go-to strategy for helping someone decide between Medicare Advantage and Medigap?
Answer: First I make sure they unerstand how Medicare works.
Next I check to see if they can afford a Medicare Supplement.
Then we go over overall health. Many Dr visits? Often at a specialist?
I then do a side by side comparison of a med sup and Medicare Advantage plan and explain this is just a general example so you can see how it works.
We then talk about their risk profile and I make a formal recomendation.
Once they choose we put together a list of Dr's and Medications (Even if they are going with Medigap) and compare plans
By the end of this process it's usually pretty clear to the client what they should do.