What are the reasons why I should work with a Medicare agent?

Question

William Lawler · Accepted Answer

This answer is provided in a video format. Watch the agent's video response here: https://medicareagentshub.com/questions/what-are-the-reasons-why-i-should-work-with-a-medicare-agent#william-lawler

Joseph Bachmeier · Answer

This answer is provided in a video format. Watch the agent's video response here: https://medicareagentshub.com/questions/what-are-the-reasons-why-i-should-work-with-a-medicare-agent#joseph-bachmeier

Lt Col Tim Brown · Answer

The same reason you should work with other professionals. I have to certify every year to provide Medicare products to people. I’ve been doing insurance for 36 years. I have 30 companies. You’re just stepping into the Medicare arena. Think that might be a reason.

Answered by Lt Col Tim Brown on April 9, 2025

Broker Licensed in TN, AL, CO & 10 other states

Answered by Lt Col Tim Brown Medicare Insurance Agent

Diane Andree · Answer

Many people work with an independent broker because they can save you research time by being able to compare several plans side by side. They consider your personal needs, clearly present your options and help you enroll in the plan of your choice. At ABC Medicare Plans Broker we explain all the different parts of Medicare A, B, C and D. We compare a Medicare Advantage Plan to a Medicare Supplement (Medigap) with a drug card. We explain the difference in premium cost and the out-of-pocket potential expenses, the difference in extra benefits and the difference in doctor choice.

Answered by Diane Andree on April 6, 2025

Agent Licensed in NY

Answered by Diane Andree Medicare Insurance Agent

Melanie Baxter Black · Answer

Having a Medicare Agent adds another level of protection for you, the Medicare client. Your Medicare Agent should provide you education, guidance and be your Senior advocate for you during your Medicare journey.

Answered by Melanie Baxter Black on April 3, 2025

Agent Licensed in TX

Answered by Melanie Baxter Black Medicare Insurance Agent

Steve Wilson · Answer

A Medicare broker brings knowledge and experience to work with a prospective client.  When I meet a client, the first things I let them know are (1) that there is no cost to work with me, and that (2) I work with all of the carriers in the market and my job is to help them identify a plan or an option that will serve their needs.

I bring nearly 30 years of experience to the table when I am getting to know someone and am extremely familiar with the transition from employer group plans to Medicare.  The transition can feel overwhelming and my goal is to always help the consumer feel at ease to make the transition smooth - AND dare I say enjoyable.

Lastly, my hope is to build a lifetime relationship with everyone I work with.  I treat each of my clients like they are a my parents, or a close relative and want to build and earn their trust.

Rose Cahill · Answer

Medicare can be very confusing to people. My job is to educate you on how Medicare works and provide you with choices suited to your needs in a way that allows you to make an educated decision. A Medicare agent like myself takes away the frustration and confusion of having to figure it out on your own. I educate you and then walk you through the process step by step. And best of all, I stay with you even after you enroll. When you have questions about your plan, you can call me first. I'm always there to answer your questions.

Answered by Rose Cahill on April 3, 2025

Agent Licensed in MA

Answered by Rose Cahill Medicare Insurance Agent

John Henley · Answer

Simply put, working with an agent or broker has zero additional cost, however, it allows you to have them search the market each year to make sure you have the complete package you need. 

Help explain the different Plans
Save you time
Give you options

Steve Thornton · Answer

With over 18 years of experience helping seniors get the extra benefits they deserve, I’ve seen firsthand how overwhelming Medicare can be. That’s why working with a knowledgeable agent can make all the difference. Here’s why:

Maximizing Your Benefits – Many seniors miss out on extra help, such as dental, vision, hearing, and even money-saving programs. I specialize in finding benefits you may not know exist.

Simplifying the Process – Medicare is complicated, but I break it down so you can easily understand your options and make confident decisions.

Access to Multiple Plans – Instead of calling different companies, I compare plans for you, ensuring you get the best coverage for your health needs and budget.

No Cost to You – My services are completely free. I’m paid by insurance carriers, so you get expert help at no extra charge.

Year-Round Support – Medicare isn’t just about enrollment. I’m here to assist with claims, plan reviews, and any changes throughout the year.

Avoiding Costly Mistakes – I help seniors avoid penalties, coverage gaps, and expensive surprises by ensuring they enroll correctly and on time.

Peace of Mind – You shouldn’t have to figure this out alone. I make sure you feel confident that your healthcare needs are covered.

Jennifer Whitworth · Answer

The health insurance field is extremely complex. Health insurance agents provide personalized guidance in helping clients choose a product that best suits their needs. Agents work with many insurance carriers and have in depth knowledge into the products they offer. The selection process is usually quick and easy and clients will have ongoing support.

Answered by Jennifer Whitworth on April 7, 2025

Broker Licensed in MA & RI

Answered by Jennifer Whitworth Medicare Insurance Agent

Timothy Brown · Answer

Medicare agents are required to be certified annually in order to provide up to date information necessary for our clients to make informed decisions. In short, we do the heavy lifting on your behalf.

Diana Garner · Answer

Navigating the world of Medicare is challenging. Enrolling can be difficult, but with guidance, it becomes easier. Working with a Medicare agent can be beneficial because they can help you navigate the complexities of Medicare, compare plans, and find the coverage that best suits your needs and budget, saving you time and effort. 

Being knowledgeable about the different types of Medicare plans allows us to be prepared to explain the benefits, coverage, & cost of each one. By assessing your individual health needs, medications, and budget, we can recommend the most suitable plan.

Rene Casanova · Answer

An experience Medicare agent will be there to help you in times of confusion, help with a claims issue, assist in changing plans during AEP, and answer any questions a client may have when the Member Services department wasn't clear to them. We're local, and most importantly we have a fiduciary responsibility to help all of our clients any time they need us.

Answered by Rene Casanova on April 3, 2025

Broker Licensed in TX

Answered by Rene Casanova Medicare Insurance Agent

Maureen McKenna · Answer

You will receive personalized guidance on your Medicare needs.  My approach is educational to make sure that you know your options and understand your choices.

John Lopez · Answer

I am licensed with most, if not all of the carriers who write policies in my home state. That allows me to match your needs with the policy that best suits YOU, not me. You can’t get that type of service from an agent who only sells with one or a few companies.

Answered by John Lopez on April 15, 2025

Broker Licensed in DE, MD, NC, NJ, NY & PA

Answered by John Lopez Medicare Insurance Agent

Eduardo Camacho · Answer

Clients can be overwhelmed by the Medicare Health Insurance Program and all the red tape, working with an Agent who is already is familiar with the Ins and outs allows the customer to relax and trust that the Agent is looking out for their best interest and can hold their hand and walk them through the enrollment process

Answered by Eduardo Camacho on April 2, 2025

Agent Licensed in CA, FL, NC, NV, SC & TX

Answered by Eduardo Camacho Medicare Insurance Agent

Daniel Greer · Answer

The governmental agency, Medicare, does not actually employ licensed insurance agents. Employees of the agency do not assist beneficiaries in selecting the 'right' plan for folks. CAUTION: If someone calls you and says they work for Medicare and want to help you select a plan, hang up the phone immediately! This function can only be administered by licensed insurance agents, who are required to: Bi-annual Continuing Education (24 credit hours, 3 of which must be on Ethics) and Annual Certification and Training on specific plan benefits of all the plans they represent. There are different types of licensed insurance agents: independent self-employed, agency-employed agents, telemarketing firm employed agents and captive agents employed by insurance carriers which are only allowed to represent the carrier they are employed by. While there are certainly 'good' and 'bad' agents in all of these roles, I'd recommend using either of the first two I mentioned. Independent, self-employed agents represent a variety of plans and carriers and can compare 'apples to apples' between the various plans. These agents, such as myself, rely on referrals to build up their business, which means they want to do the best that they can for their clients.

Answered by Daniel Greer on April 15, 2025

Agent Licensed in MI, FL, IN & 5 other states

Answered by Daniel Greer Medicare Insurance Agent

Nydia Flores · Answer

A Medicare agent has a better understanding of the plans they contract with. The agent receive up-to-date information on changes taking place within the plans and the healthcare industry. These updates give the agent the availability to best advise the client.

Answered by Nydia Flores on April 3, 2025

Broker Licensed in NY

Answered by Nydia Flores Medicare Insurance Agent

Steve Brauer · Answer

Well...I would only recommend working with an INDEPENDENT Medicare agent, and one that you think you can trust. Our services are free and I highly recommend you find an Independent broker that ONLY does Medicare....Medicare has a lot of nuances and I've learned over the years, you can't be an "expert" at everything!

Answered by Steve Brauer on April 8, 2025

Broker Licensed in AZ & CA

Answered by Steve Brauer Medicare Insurance Agent

Marcie Barnes · Answer

Medicare is a complicated subject.  Working with a licensed expert will insure you get all your questions answered and are enrollment is the coverage the best suits your needs

Wild Bill Anderson · Answer

Why be limited to one companies plans? As a broker with 11 different companies you get more options ( over 65 plans) based on your priorities NOT limiting you to one company!
We help you at no cost, get the plan and doctors you desire as we maximize your discounts!

Kelly Linster · Answer

You’ll have questions before, during and after the sale. I’m an agent who answers his phone in time of need.

Mike Henry · Answer

Answer any and all questions you may have. Help you get on track for all you needs. Medicare supplement Part D. Any questions about long term care

Glenn Alterman · Answer

I work to help all qualified Medicare beneficiaries select the correct supplement or Medicare Advantage Plan.  This is a no pressure sale as you will select exactly what benefits you

Kerwyn Jones · Answer

It's cist you nothing to work with me.
It also help you you avoid somw costly mistakes typically made by Medicare Beneficiaries.

Michael Turkaly · Answer

A trusted Medicare agent can educate you on the different plans available. They can walk you through the process, so you understand and make a valued decision.

Judi Norton · Answer

1.  Agents are trained to know how to navigate through many areas of Medicare; i.e., how to sign up for Medicare.

2.  Agents do not charge for their services so you are basically getting an Assistant at no cost to you.

3.  Some Agents will keep in touch to let you know of changes to Medicare Plans each year.

Suzanne Lamperti · Answer

Medicare can seem overwhelming to seniors. Working with an experienced agent can help eliminate confusion by guiding one through the process.

Scott Klag · Answer

This answer is provided in a video format. Watch the agent's video response here: https://medicareagentshub.com/questions/what-are-the-reasons-why-i-should-work-with-a-medicare-agent#scott-klag

Darko Bozic · Answer

We feel that every Medicare beneficiary should have an insurance broker who will work with them. There is not a single downside to having a professional help you choose the right product. Brokers work with multiple carriers and can present you with many options. There is no cost to you. We will educate you, answer your questions and assist you with making your decision.

Answered by Darko Bozic on April 9, 2025

Broker Licensed in OH

Answered by Darko Bozic Medicare Insurance Agent

Dan Green · Answer

First of all, experience. A seasoned Medicare Agent can walk you through several Medicare Supplement plans that fit your needs. Personally picking a plan through an agent can save you money. I recently talked with an 84 year old paying over $320/ month on Plan F
She now pays $216/ month on Plan G. The difference in premium more than covers the Part B deductible and still saves her almost $1000 / year. Medicare Advantage plans work similarly. Finding the right plan and making the right choice is extremely important and partnering with an agent that has your best interest at heart means the world to people.

Daniel Young · Answer

A good agent is your local advocate and should always be accessible to you.
A good agent should always have your best interests at heart.  A tele sales agent is not going to be dedicated to you.

Veronique Kasbarian · Answer

You have your own personal Licensed Agent , not having to deal with someone in another country or a call center.

Aaron Young · Answer

Medicare can be very confusing for most people and mistakes can be made. It is always best to work with a seasoned professional insurance agent who can help you navigate the confusing maze of Medicare. Also, we don't charge you the client anything for our consulting services and are paid by the insurance carriers.

Answered by Aaron Young on April 8, 2025

Agent Licensed in OK, AR, GA & 6 other states

Answered by Aaron Young Medicare Insurance Agent

Josh Vojtush · Answer

Utilizing an agent or broker while on Medicare can help you navigate not just the insurance options, but answer other questions pertaining to the process, costs, potential penalties, and more. Your agent should be available to answer questions and support you throughout your time on Medicare, at no cost to you.

Answered by Josh Vojtush on April 8, 2025

Broker Licensed in OH, FL, IL & MI, NC, SC & VA

Answered by Josh Vojtush Medicare Insurance Agent

Albert Smith · Answer

We are trained and certified to give you accurate and timely Information. We provide the services you need when you need them.

Joley Hanson · Answer

As a licensed agent specializing in Medicare, I offer a personal one on one experience. Answering questions in person face to face or over the phone, I am local and work with local individuals to help find the best solutions.

Answered by Joley Hanson on April 8, 2025

Broker Licensed in MN, FL, IA & 7 other states

Answered by Joley Hanson Medicare Insurance Agent

Johnnie Jeter · Answer

It is essential to work with a Medicare agent to gain clarity of your benefits and learn how to choose the plan that is most beneficial, and works for you. Learn about important dates that will allow you to make changes if you need to, also to see if you qualify for extra help.

Answered by Johnnie Jeter on April 8, 2025

Broker Licensed in GA & OH

Answered by Johnnie Jeter Medicare Insurance Agent

Larry Pereiro · Answer

We educate seniors in regards to all their options for Medicare benefits. Accomplish those out any cost or obligations and provide this assistance without any predetermined carrier focus.

Eric Palmer · Answer

The reason you should work with me as your agent is because I take the guess work out of Medicare. I’m very consultative and can educate you. I take pride in knowing the minutia of it all. Medicare is one of the things I do, but I’m more of about protecting your assets. From health to wealth.

Answered by Eric Palmer on April 9, 2025

Agent Licensed in AR, MO & TN

Answered by Eric Palmer Medicare Insurance Agent

Jami Mead · Answer

As a Medicare Agent we are up to date on all the changes for each company that we work with. Advertisements show you the best plans and their features, we have the ability to show you all the specifics of each plan and do a side-to-side comparison so you can make the best choices with your options available. This includes helping to make sure your doctor is in network, your medications are covered or what the cost would be, and if there would be a need for other coverage and what would be available to you.

Answered by Jami Mead on April 8, 2025

Broker Licensed in OH, FL, GA & 11 other states

Answered by Jami Mead Medicare Insurance Agent

Casey Peterson · Answer

Working with an independent Medicare Agent allows you to get unbiased answers to your questions. I have been helping people with their Medicare options and questions for more than 15 years. Me and my teams job is to be a resource to my clients before, during, and after we help them with their plan options.

Answered by Casey Peterson on April 8, 2025

Broker Licensed in ID, AZ, CO & 6 other states

Answered by Casey Peterson Medicare Insurance Agent

Kimberly Griego · Answer

Working with an agent helps to ensure that you are getting the most up-to-date and accurate information for your specific health insurance needs. As a Medicare agent, I do many hours of certifications each year so that I am completely familiar with the plan options available to my clients, as well as what the network availability looks like. It is my ultimate goal to help you find the plan that best suits your individual needs.

Answered by Kimberly Griego on April 8, 2025

Broker Licensed in WA, AZ, ID & OR

Answered by Kimberly Griego Medicare Insurance Agent

Danielle Moody · Answer

Ypu should work with an agent because we can make sure all of your providers are in network, we can work with the insurance company for any claim related questions.
We also work with multiple insurance companies so we can make sure you are getting the best plan with the best benefits for your situation.

Tony Evangelista · Answer

Working with a licensed Medicare agent offers more than just help picking a plan — it provides peace of mind. Here’s why:

Trust: A good agent works in your best interest, not the insurance company’s. They build long-term relationships based on honesty, transparency, and dependability — so you always have someone in your corner.

Expertise: Medicare is complex. Between Original Medicare, Medicare Advantage, Supplements, and Part D drug plans — plus the yearly changes — a seasoned agent stays current and cuts through the confusion for you.

Personalized Guidance: Your health needs, medications, and doctors are unique. An agent takes time to understand your situation and recommends plans that fit you — not a one-size-fits-all solution.

Time-Saving: Instead of spending hours researching plans or navigating enrollment forms, your agent does the heavy lifting. That means fewer headaches and less chance of costly mistakes.

No Cost to You: Medicare agents are compensated by the insurance companies, not you. Their help is free — whether you enroll through them or not — so there’s no reason not to take advantage of the support.

Annual Reviews: Your health needs and plan options can change each year. A great agent checks in with you before the Annual Enrollment Period to ensure your coverage still works for you.

Help When You Need It: If a claim gets denied, your doctor switches networks, or you have billing issues — you’re not on your own. You have a trusted professional to call.

Local Knowledge & Carrier Access: Independent agents often represent multiple carriers, so they aren’t tied to just one company. They can compare plans across the board and help you find the best value based on what's available locally.

Joel Montilla, Esq. · Answer

You will receive personalized services throughout a complex process, and you would benefit by having an agent advocate on your behalf.

Jacquie Wolf · Answer

Simple, it costs you nothing and you are working with a person trained in Medicare and the details of the plans in your State. Working with a Broker gives you access to many different carriers!

Vernon Pate · Answer

1.	A Medicare agent will help you find the best options for your healthcare.
2.	A Local Medicare agent is someone you can always talk to.

Rick Ried · Answer

Medicare agents are very highly trained in Medicare and the programs offered by insurance  companies and other providers.

Their services are mostly offered at no cost to Medicare clients and can be invaluable to Medicare recipients. 

Your local Medicare agent is knowledgeable about local conditions and options to help you maximize your earned benefits.

Donald Baker · Answer

Licensed certified agents know the right questions to ask so you receive reliable information to make an informed decision. 

After receiving information from you about your situation and needs, they can make a recommendation based upon your answers.

Tonya Mowan · Answer

When it comes to Medicare, the options can feel overwhelming. Working with a Medicare agent can make the process much easier and more understandable. Here’s why:
1. A Medicare agent can help you understand all the options available and find a plan that best fits your unique healthcare needs and budget. 
2. Medicare has a lot of rules and deadlines. An agent keeps you informed about important enrollment periods, helps you avoid costly mistakes, and ensures you’re not missing out on any benefits you’re entitled to.
3. Medicare agents work with a variety of insurance companies. They can show you plans from multiple providers, so you get to compare different options in one place, rather than having to do all the legwork yourself.
4. The Medicare system can be confusing with all its parts and plans. A Medicare agent can simplify things, explain the details clearly, and even assist with paperwork. This saves you time and reduces stress, so you can focus on other important things.
5. Your needs might change over time. Having a Medicare agent means you have someone to call when you need help adjusting your plan, understanding new benefits, or making changes during open enrollment.
6. Medicare agents don’t charge you for their services—they’re compensated by insurance carriers. That means you get expert help at no extra cost to you.

Working with a Medicare agent is about getting the peace of mind that you’re making the best decisions for your healthcare coverage without feeling overwhelmed. It’s like having a knowledgeable guide by your side to help you navigate the Medicare maze!

Ken Banks · Answer

To make sure you're getting every benefit that you may qualify for.  Also to make a sound decision with your health needs.

Brandon Brown · Answer

There are several reasons you might want to work with a Medicare agent. The first is probably the most obvious: Medicare is really complex. It has several different parts—most people know about Part A and Part B, but there are also Parts C and D—and a huge number of plans. You cannot get through all of this successfully without some professional help.
Agents serve a second function: they allow for comparisons to be made of the plans offered by the various insurance companies. They help you to see the ways in which the plans differ and are similar in a manner that makes for a more straightforward selection of an appropriate plan. This is no small feat, given that the plans run into the hundreds if not thousands, when one considers all the variations, not to mention the kinds of eliminatory quirks and features that some of the plans have.
Besides, having agents is darn important if you want to avoid penalties for not being covered. Agents make certain that you sign up for the right plans and that you do it on time. They are very supportive and almost always present in your life; in fact, they review your plans annually and with a lot of attention to any changes in your health that might direct you toward a different option in the future. All in all, you are way better off with plans that an agent helps you with.
Additionally, agents help in solving claims and billing issues, acting as arbiters to settle any disagreements that arise between you and your insurance provider. And often, their help comes at no charge to you: they earn their pay from the insurance companies, not from you, so they don't add to the cost of your insurance.
The regulations that oversee Medicare are frequently made to change, and having an agent means you don't have to keep current on those developments; they do that for you. To sum up the pros: you save time, you save some money, you save a fair amount of anxiety, and the way of working with your health coverage is just clearer and less cloudy.

Eizel Mere · Answer

A non captive local agent is a wise idea because they can show you the bad and good of every plan available to you and which one suites your specific situation. Also, after working with these companies and our clients we can provide inside tips and help covering the gaps every plan inevitably has.

Answered by Eizel Mere on April 9, 2025

Broker Licensed in FL

Answered by Eizel Mere Medicare Insurance Agent

Sunil Bhawnani · Answer

Working with a Medicare agent is helpful because you are working with an expert who can simplify the enrollment proses form start to finish. An agent who is knowledgeable, can give you the best options, savings and maximization of benefits so you can make the best decisions.

Answered by Sunil Bhawnani on April 9, 2025

Agent Licensed in IL

Answered by Sunil Bhawnani Medicare Insurance Agent

Todd Poe · Answer

Why is it important to use a Medicare Agent? Because this is one of the most important things you will do before you turn 65. Having the right coverage, being able to see the doctors you want and getting appropriate coverage for your medications and we also know how to get you qualified for any and all benefits you should be receiving.

Answered by Todd Poe on April 9, 2025

Agent Licensed in FL, AL, AZ & 30 other states

Answered by Todd Poe Medicare Insurance Agent

Jennifer Dixon · Answer

Working with an agent gives you someone local that knows your area and the doctors, and which plans they are in network with. Also, an agent gives you someone to call with your questions or any problems you may encounter.

Answered by Jennifer Dixon on April 9, 2025

Agent Licensed in GA & TN

Answered by Jennifer Dixon Medicare Insurance Agent

Jake McGeoy · Answer

Independent agents/Brokers are able to help you shop plans, understand your choices, and make sure you do not miss any important considerations. All of this comes at NO EXTRA cost to you! In any other situation you would take the help of a professional at no charge, why not here?

Answered by Jake McGeoy on April 7, 2025

Broker Licensed in MD, DC, DE & 7 other states

Answered by Jake McGeoy Medicare Insurance Agent

Michael Martin · Answer

A medicare agent is going to be able to offer more than 1 medicare plan, giving you a larger selection. Allowing to tailor your decision based on your needs whether it be networks, prescriptions or procedures. 

A medicare agent can also guide you each year as plans change, giving you the edge as you focus on your health.

Ramiro Garcia · Answer

Personlized guidance- Medicare agents can assess your individual healthcare needs, preferences, and budget to recommend suitable plans. 

We can compare different Medicare plans, including Medicare Advantage and Medigap options, highlighting benefits and costs.

Ricky Gonzalez · Answer

Navigating Medicare can be overwhelming. At Pinnacle Financial Group, Inc., we specialize in simplifying this complex system so you can make confident, informed decisions. Here are a few key reasons to work with a licensed Medicare agent like us:

1. Personalized Guidance: We don’t believe in one-size-fits-all solutions. We take time to understand your health needs, prescriptions, doctors, and budget to match you with the right plan—whether it's Medicare Advantage, Medicare Supplement, or Part D drug coverage.


2. Access to Multiple Carriers: Unlike working directly with a single insurance company, we represent you, not the insurer. This means we can shop the market and offer unbiased comparisons from top-rated carriers to find the best fit for your situation.


3. Ongoing Support: Your healthcare needs can change—and so can Medicare plans. We provide year-round support, including annual reviews during the Medicare Open Enrollment Period, to ensure your coverage continues to meet your needs.


4. No Cost to You: Our services come at no additional cost. We're compensated by the insurance companies, not by our clients—so you get expert advice without extra fees.


5. Experience You Can Trust: At Pinnacle Financial Group, we bring decades of experience in insurance and retirement planning, helping clients make smart, strategic decisions that protect their health and wealth.

Shannon Brenneke · Answer

I always suggest working with a licensed Medicare Agent in your area as they have training specific to your location, and  expertise on the best options to fit your needs.

Tanja Roulhac · Answer

The agent is knowledgeable in the policies that govern Medicare, Social Security and Insurance.  That expertise is needed to navigate the various products available to meet the needs of seniors.

Raymond Arce · Answer

Medicare plans can be confusing. Working with a Medicare Agent gives you the ability to find the right plan for your healthcare needs, an agent can give you a thorough analysis of your prior year(s). They can give you a great match for your upcoming year with an easy to understand breakdown of each plan.

Answered by Raymond Arce on April 8, 2025

Agent Licensed in WA, CT, GA, NJ, PA & VA

Answered by Raymond Arce Medicare Insurance Agent

Angel Feliciano · Answer

Working with a Medicare agent can be beneficial for several reasons:

1. Expert Knowledge: Medicare can be complex, with various plans and options. An agent has the expertise to help you navigate these choices.

2. Personalized Guidance: They can assess your specific health needs and financial situation to recommend the best plan for you.

3. Time-Saving: Researching plans and understanding the details can be time-consuming. An agent can streamline this process and save you effort.

4. Access to Various Plans: Agents often have access to multiple carriers and plans, allowing you to compare options side-by-side.

5. Claims Support: If you encounter issues with claims or billing, an agent can assist you in resolving those problems.

6. Ongoing Suppor: Many agents provide continued support even after you enroll, helping you with any questions or changes that may arise.

7. No Cost to You:Typically, Medicare agents are compensated by insurance companies, so their services are often free for you.

Overall, working with a Medicare agent can simplify the process and ensure that you make informed decisions about your healthcare coverage.

Ameen Abdulkareem · Answer

Agents are able to answer to your satisfaction any questions that may concern you about the medicare insurance products. If we are not able to answer any question we shall, in a timely manner, get the correct answer for you.

Answered by Ameen Abdulkareem on April 9, 2025

Agent Licensed in CT, MI, NC, NY & VA

Answered by Ameen Abdulkareem Medicare Insurance Agent

Charles Mai · Answer

A Medical agent will help you find a plan meets your needs the most and maximize the benefits available.  And the agent is a great source for Medicare relative questions and matters and easier accessible.  Best of all, working with an agent, there is no extra cost, this means you get the same benefits and same costs with or without working with an agent.

I

Roberto Alvarez · Answer

You want an agent with a primary goal of looking out for your best interest so with that in mind i like to do a need analysis for my client and then inform them of their options. I will make my recommendations but my client will always make the choice. Finally i will always keep my client informed of new options and be available to them.

Answered by Roberto Alvarez on April 9, 2025

Agent Licensed in TX

Answered by Roberto Alvarez Medicare Insurance Agent

Payal Acharya · Answer

1) Medicare agent can help you compare all plans with pros and cons to decide the plan that works for you.

2) Agent can be your one stop resource to find all the answers to your Medicare related questions.

Eric Jensen · Answer

There are usually lots of plan options available in your area and a lot of nuances to each plan that an experienced agent would be aware of and be able to go over with you. They can help you narrow down your options and pick the best one for you based off your individual situation. There also is not any additional charge to consult with an agent or enroll in a plan through them so you do not gain anything by enrolling on your own some public site or directly with a carrier.

Answered by Eric Jensen on April 8, 2025

Broker Licensed in FL, AZ, CA & 8 other states

Answered by Eric Jensen Medicare Insurance Agent

Marisol Adamo · Answer

Working with a Medicare agent is beneficial because they can help you navigate the complex Medicare system, compare plans, and find the coverage that best suits your needs and budget, often saving you time and money.

Answered by Marisol Adamo on April 8, 2025

Broker Licensed in WA, CA & OR

Answered by Marisol Adamo Medicare Insurance Agent

Christian Baird · Answer

It is best to get some advice as to how Medicare works and how it works with a Medicare supplement and Medicare Part D's RX plan. Going over costs, A&B Coverage, deductibles, possible premium increases, etc. Also which carrier to use...the stability of the carrier.

Answered by Christian Baird on April 8, 2025

Agent Licensed in TX, AZ, FL & 13 other states

Answered by Christian Baird Medicare Insurance Agent

Carl Washington · Answer

Working with a Medicare agent gives you access to the features that the plans offer, someone to explain them to you. It also gives you a resource person if you have any questions any time. Clients will always be able to be informed or clear up any confusions about the plans they choose.

Answered by Carl Washington on April 8, 2025

Agent Licensed in IL

Answered by Carl Washington Medicare Insurance Agent

Melinda Moros · Answer

Working with a Medicare agent provides you with expertise and guidance before AND after your enrollment!  We must take and pass rigorous training and know the rules of Medicare, and we can guide you for all of your Medicare journey!  

When people enroll with an insurance company telesales agent, by mail, or on a website directly with the insurance company and they need assistance or advice, they must use the general company member services for future advice and assistance.  Each time they call, they will probably get a different service team agent.  While they are helpful and know Medicare rules and their offerings, they don't know YOU and your history.  They may not be familiar with YOUR local market and changes to it.  

We're here to help you now and when you need us in the future as your Agent of Record.

Derek Arnold · Answer

It good to work with an agent for a couple reason, I would say the number one reason would be to work with a non-captured agent (an agent that works with multiple insurance companies) so you can get a side-by-side comparison of different plans in your area from a non-bias, professional opinion, (2) working with an agent gives you someone to call for any and all questions or concerns, instead of having to navigate on your own, (3) Does not cost any extra to use an agent vs trying to do it on your on.

Answered by Derek Arnold on April 8, 2025

Agent Licensed in VA

Answered by Derek Arnold Medicare Insurance Agent

David Treadway · Answer

There are too many mistakes that you can make doing it on your own. Most people have trouble understanding insurance and the differences between coverages. We know that information well and can help you avoid costly mistakes. We are trained and certified every year in Medicare rules and then trained on local plans. There is no cost for our assistance so there is no reason not to use a broker. We have helped thousands of clients navigate the complexities of Medicare and would love to help you understand your options better: now, and each and every year.

John Ward · Answer

Agents offer personalized advice, access to multiple plans, and can simplify the Medicare enrollment process. Agents can also help you understand your coverage options, potentially saving you time and money.

Jim Carroll · Answer

Would it be a bad idea to use the knowledge and experience of a licensed health insurance agent/broker who also has the annual Medicare certifications and insurance carrier trainings? It costs you nothing, but can gain you everything.

Although you may be completely comfortable choosing and self-enrolling into either a Medicare Advantage Plan or Medicare Supplement and Prescription Drug Plan, working with an certified agent/broker might mean the difference of you paying thousands of dollars more during the year by not having the knowledge of how different plans may or may not meet your specific medical needs. Can you afford to choose the wrong plan yourself and have a huge medical bill cause you financial hardship?

Cody Franklin · Answer

The best reason I can think to work with an insurance agent to navigate your Medicare is that it doesn't cost you anything. You get free advice from an expert in the industry which can help you avoid some of the pitfalls that exist in the Medicare program. An insurance agent can assist you with navigating all the plan options to find the one that works best for your needs and preferences.

Lucian Gower · Answer

I understand how Medicare and Medicaid work in 14 states.  I am disabled and on Medicare, I study and research all new changes and I train every year for the new changes that begin in January of the next year.  Only a Medicare Broker would understand all the significant things affecting your Medicare each year.

Merlin Close · Answer

Working with a good Medicare agent is a great way to make choosing the right plan easier. They can give you expert guidance and personalized recommendations based on your needs. They'll help you figure out the tricky details, save you some cash, make sure you meet all the right deadlines, and be there for you every step of the way. And the best part? Since agents are usually compensated by insurance companies, their services typically come at no extra cost to you. So, when you work with an agent, you can rest assured that you're getting a helping hand to manage your Medicare coverage at no extra cost to you.

Jessica Yen Le · Answer

A Medicare agent is licensed expert who listens, understands your needs, gives you professional advices regarding yourv  specific situation, because your serenity is my priority.

Zach Wolf · Answer

What option is most aligned with my current healthcare needs, and does this make sense with what my future self wants?  Beneficiaries need to anticipate what their health might look like 3-5 years from now.  We don't always know what tomorrow holds, but maybe that surgery you're putting off, or that procedure that needs to be done "at some point", needs to be addressed sooner rather than later.  How do these plans, today, support my long term goals?

As a broker that represents all the major carriers in your market, I can advise you which one is best suited for what it is that YOU SPECIFICALLY are trying to achieve.  No two people are in the exact same boat, and without somebody to help you navigate the complexities of Medicare, you run the risk of not being enrolled in the plan best tailored to meet your particular needs.

German Castro · Answer

• I can help you compare plans tailored to your needs
• Ensure you’re not overpaying
• Explain benefits clearly and simply	
• Support you year-round, not just during enrollment

Donald Slone · Answer

Subject matter expert. We have completed annual certifications and trainings to be able to recommend top products for each individual’s needs.

Patricia Korth · Answer

Able to give personal service not only at sale but always
Knowledgeable 
Able to explain and uncomplicate the Medicare maze

Susan Diamond · Answer

Medicare can feel confusing and overwhelming, but an experienced agent can make the process simple and stress-free. I’m here to help you figure out what works best for your needs, preferences, and budget, walk you through your options, and answer any questions you might have along the way. My goal is to make sure you feel confident and informed every step of the way.

My clients know they can rely on me year-round for support, answers, and clarity. Best of all, my assistance is always completely free.

Jonathan Tate · Answer

Unbiased information is crutial to make any informed decision, but that information is particularly difficult to obtain when it relates to your Medicare coverage. Shopping tools such as Medicare.gov can be a good place to start, but those tools are based on algorithms designed to give general information to masses of people. You can call each carrier, but they can only discuss their own plans.  They are not able to compare themselves to each other.
Work with an independent agent that represents (at a minimum) at least 3 carriers in your area.  That agent is able to compare those plans to each other and in theory has no financial incentive to market one of those plans over another.
Questions I would ask any agent before agreeing to work with them:
1 - How many carriers offered in my zip code do you represent?  (minimum 3)
2 - Do you represent both Medicare Supplement and also Medicare Advantage plans? (the impartial agent will offer both as options)
3 - How many years have you been certified to market Medicare plans? (the experienced agent will have at least 3 years experience or will be working with a mentor who has at least 5)
4 - If I have an issue and you are on vacation, who do I call? (the well-prepared agent will have an office staff to assist you when they are unavailable).