DeeDee Whitlock, Medicare Insurance Broker
DeeDee Whitlock
Medicare Broker Licensed in LA
Contact Details
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Location
West Monroe, LA
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Phone
About Me
Hey there, my name is DeeDee, and I am your local Senior Market advisor and broker. I specialize in Medicare and am devoted to helping you find the right plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today at 318-323-0202 to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with DeeDee Whitlock
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: Find a Senior Market Specialist that is recommended by friends, local senior center or even your Doctor, to get the most up to date information
How do you educate clients who are completely new to Medicare?
Answer: I go over every part of Medicare & how it works, We are able to offer most plans available in our area so that way the client has many choices to look at!
How is Medicare Advantage expected to evolve in the future?
Answer: It changes every single year & I make sure to educate my clients to be SURE to reevaluate their plans annually
What's one Medicare decision that too many people regret later?
Answer: Enrolling in Part B while still enrolled in an employer group plan, or taking the least amount of coverage thinking they were going to stay healthy & had a serious illness they were not prepared for
Is Original Medicare or Medicare Advantage better? Why do you recommend one over the other?
Answer: In my opinion original Medicare & Medicare Supplement is the better option! Because it keeps YOU in control of your health options & not the insurance carrier
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: not talking to a specialist about ALL the options available to them, talking to people over the phone who you will not be able to find when you have a problem
Will I be penalized if I do not enroll in Medicare when I turn 65?
Answer: Everyone's situation is different, If you are enrolled in an employer group plan with more than 20 employees no penalty will be accessed
Can I change my Supplemental/Medigap plan at any time?
Answer: YES, Medicare Supplemental plans do NOT have enrollment periods & this gives you the option to change year around
How well does Medicare support seniors who need assisted living, or does it fall short?
Answer: Medicare does NOT cover Assisted Living facilities at all, You will need a long-term Care policy to cover that expense.
Are there any tax benefits tied to paying Medicare premiums as a retiree?
Answer: That is a CPA question but in most cases the answer is NO premiums for Medicare have no tax benefits
I have multiple medications; how can I ensure my Medicare Part D plan covers them all without breaking the bank?
Answer: Use Medicare.gov to check all your medication or go see a LOCAL specialist who can check that for you!!
Is Medicare Part A enough for hospital coverage?
Answer: I recommend a Medicare Supplement to help with the expenses associated with Hospital expense. There are so many options that will put an out of pocket max so that if something tragic happens you will have the coverage
I chose Original Medicare to keep my doctors, but now I'm drowning in bills. Should I have gone with Advantage instead?
Answer: If you would meet with a LOCAL Senior Market Specialist they can show you different Medicare Supplemental plans available to you that cover those copays, coinsurance and deductibles
I'm confused about all these different Medicare costs - premiums, deductibles, copays. How do they all work together?
Answer: My best advice is to meet with a local agent who specializes in ALL Medicare products and is referred to you by your doctors office or a friend who has good knowledge of that agents reputation
Why would you not choose a medicare Advantage plan?
Answer: Most people do not choose a Medicare Advantage plan because they do not want the restrictions on network providers or want an insurance carrier in control of their medical care!