Nydia Flores, Medicare Insurance Broker
Nydia Flores
Assistance Services, LLC
Medicare Broker Licensed in NY
7+ Years of Experience
Contact Details
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Location
New York, NY
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Phone
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Website
About Me
I am a license Medicare insurance broker/agent since 2018. I contract with many Medicare plans within the NY state area. I focus on helping my clients obtain the right Medicare plan that fits their needs.
Directions to My Office
Q&A with Nydia Flores
What are the reasons why I should work with a Medicare agent?
Answer: A Medicare agent has a better understanding of the plans they contract with. The agent receive up-to-date information on changes taking place within the plans and the healthcare industry. These updates give the agent the availability to best advise the client.
What's the most frustrating misconception you have to clear up with clients about Medicare every year?
Answer: The most frustrating misconception is that Medicare covers all health insurance cost.
This is not true, Medicare covers 80% of all medical cost, the customer is responsible for the other 20% of all medical cost, including co-pays. The customers that purchase supplemental insurance like AARP or Medigap health insurance have more health coverage than those that do not purchase supplemental insurance. The Medicare insurance covers 80% and the supplemental insurance (AARP/Medigap) covers the other 20%. Having both health insurances Medicare & a supplemental insurance means that the customer is covered 100%.