Jami Mead, Medicare Insurance Broker
Jami Mead
Jami Mead
Medicare Broker Licensed in OH, FL, GA, IA, IN, KY, LA, MI, NC, PA, SC, TX, VA and WV
Contact Details
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Location
Milan, OH
Jami Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Jami grew up in the Sandusky area where she fell in love with helping others. She obtained her Associates Degree in Business Management from Arizona University while raising her 3 children Adam, Tiffani and Christian going on to work in the service industry for over 28 years. She first entered the Insurance Industry in 2000, and then returned in 2023 after realizing how little people thought about retirement and their families’ futures. She has made it her commitment to work hard for her clients to find the best possible outcome for those she serves. She will offer her expertise on Medicare, Life Insurance and planning for Retirement.
Q&A with Jami Mead
What are the reasons why I should work with a Medicare agent?
Answer: As a Medicare Agent we are up to date on all the changes for each company that we work with. Advertisements show you the best plans and their features, we have the ability to show you all the specifics of each plan and do a side-to-side comparison so you can make the best choices with your options available. This includes helping to make sure your doctor is in network, your medications are covered or what the cost would be, and if there would be a need for other coverage and what would be available to you.
How can I make sure I'm not overpaying for my Medicare plan, and are there any tools or resources you recommend?
Answer: It is always recommended to review your Medicare Plan once a year during AEP (Annual Enrollment Period) to ensure you are receiving the best rate for you. As for tools and resources, you can always reach out to me, and I can send you a link for comparisons.
I'm confused by all the star ratings for Medicare plans. Do they actually mean anything for the care I'll receive?
Answer: The star Ratings are based off of the reviews, studies and input from patients such as yourself. Ease of communication, care, answers and so forth. They are given as a suggestion of how others have felt about their experience, a suggestion for you as to what you may expect from the company. They are very important when it comes to ease of claims, coverage, and communication with the member.
Will Medicare cover asthma and other breathing conditions?
Answer: Yes, Asthma and other breathing conditions are covered by Medicare at the 80%. You are still responsible for your 20% unless you have a Medicare Supplement Plan or an Advantage Plan to assist.
How do Medicare Advantage star ratings affect the quality of care I can expect?
Answer: A high star rating (4 or 5 stars) is given to doctors or facilities who are more likely to prioritize and improve customer service, care, and member experience, leading to better health outcomes. Focus on the patient is their priority.
Is it true that Medicare pays for dental implants?
Answer: No, Dental Implants are not covered by Medicare Part A or Medicare Part B. However, if you have dental implants already and experience a problem or have health concerns after the procedure Original Medicare may help to pay for some of the cost associated with the issue. There are a few Medicare Advantage plans that will help with the cost of Dental Implants, so I would encourage you to ask your Medicare Specialist if these options are available to you.
What do I do if I cannot afford my Medicare premiums?
Answer: If you cannot afford your Medicare Premiums you can apply for senior Medicaid through your local Job and Family Services. If you are over income and do not qualify for that program, there are several Medicare Advantage Plans that offer a Giveback Program and will pay back a portion of the Medicare Part B Premiums you pay.
I am on ssi Disability. I turn 65 in June. I also just got Humana health. So does it be change to SSI?? Or does my SSI -Disabiliy just go on til death.
Answer: Each case can be a little different. Since you are turning 65 in June, your benefits will not change until you reach full retirement age at 66 years and 10 months. Only people who were born before 1937 reached full retirement at 65. Once you reach 66 and 10 months, your benefits will change from Social Security Disability Insurance to Social Security retirement benefits. You will not have to do anything for this change to take into effect, SSA will send you an update letting you know it is changing to retirement benefits when it is time. Depending on how long you have been on Disability (if it is less than 2 years) at age 65 you may become eligible for Medicare if you have 40 credits (ten years of work experience) if you are not already receiving these benefits. You can always contact your local Medicare Specialists to determine your case.