Casey Peterson, Medicare Insurance Broker
Casey Peterson
Teton Medicare
Medicare Broker Licensed in AZ, CO, ID, MT, NV, OR, UT, WA and WY
16+ Years of Experience
Contact Details
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Location
Idaho Falls, ID
Casey Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Hi! My name is Casey, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Casey Peterson
What are the reasons why I should work with a Medicare agent?
Answer: Working with an independent Medicare Agent allows you to get unbiased answers to your questions. I have been helping people with their Medicare options and questions for more than 15 years. Me and my teams job is to be a resource to my clients before, during, and after we help them with their plan options.
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: There are Medicare Advantage plans that are at no cost to the client when we are speaking about monthly premium. However, there are many companies and agents out there that leave out important information about plan costs, deductibles, what it takes to qualify, as well as many other factors.
I'm worried about affording my medications even with the 2025 changes. Are there additional assistance programs I should know about?
Answer: There are. Speaking with the drug manufacturers to see if you qualify, asking your prescribing doctor for samples, seeing if you qualify for assistance from your state or from the federal government, as well as other options.
Why are people leaving Medicare Advantage plans?
Answer: First, in most areas, we are not seeing people leave Medicare Advantage plans in any great numbers. In my experience, if people leave a Medicare Advantage plan it can be for a few reasons. Some people have a doctor or facility they want to see and that provider is not contracted with their Medicare Advantage plan. Some people travel most of the year and want the freedom to see any Medicare provider in the country without a referral required. On occasion, someone are given bad information on how their plan works and leaves a Medicare Advantage because of that bad info. Most times it is an education issue, not a plan issue. However, there are times when a Medicare Advantage plan is not the best fit, and moving to Original Medicare and a stand-alone Prescription drug plan and a stand-alone Denta, Vision, and Hearing plan is a good option.
What are some ways to save on prescription drug costs?
Answer: This may seem obvious but first, make sure that if you are taking a name-brand drug you ask your provider if there is a Generic alternative. If so, make sure that Generic drug is covered on your plan. Second, make sure that you are using an in-network and preferred pharmacy. Many plans give you better prices when you use certain pharmacies. Third, many times a plan will give you a better price if you use their preferred mail-order pharmacy. Fourth, reach out to the drug manufacturer and see if they have any assistance programs for the drug you are taking. Fifth, contact Social Security and see if you qualify for the Federal program that helps with the cost of drugs. It is known as the Limited or Low-Income Subsidy program. Lastly, you can reach out to the state you live in and see if they have any assistance programs. A good insurance broker can guide you with any or all of these steps.
I picked a PPO for the flexibility, but now every time I go out of network the bills are outrageous. What's the point of even having a PPO?
Answer: Keep in mind that the benefits of a PPO (Preferred Provider Organization) are the flexibility to see providers in and out of network, and normally without a referral required by the plan. However, you normally pay a higher amount out of your pocket when you use out-of-network providers. The best thing to do is to try and use in-network providers.
My friend said she got a free annual physical with Medicare, but my doctor billed me. What's going on?
Answer: There could be many reasons that one person is billed for a service and another is not. Medicare covers something called an Annual Wellness exam. This is not the same thing as a traditional annual physical. It normally consists of the provider asking a series of questions, but it does not include a hands-on physical or lab work. If your provider did a hands-on physical and ordered labs, that may be why you saw a charge and your friend did not. Another reason may be that your provider billed you, and your friends did not. It is up to the provider to correctly bill Medicare or insurance for services performed.