Tai Thao, Medicare Insurance Broker
Tai Thao
Golden Milestone Services
Medicare Broker Licensed in WI, AR, NC and OK
Contact Details
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Location
Milwaukee, WI
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Phone
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Website
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Schedule An Appointment
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Pre-Appointment Form
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About Me
Hi, I'm Tai, your trusted bilingual Medicare insurance advisor fluent in Hmong and English. I specialize in assisting seniors with understanding their Medicare options, whether it's finding the perfect Medicare Supplement with Part D, choosing an all-in-one Medicare Advantage plan, or exploring other plans tailored to your individual needs and budget. With access to a variety of options from respected national and local providers, I take the guesswork out of the process and provide personalized guidance every step of the way. My goal is to make this journey simple, stress-free, and empowering for you. Best of all, my services are completely free! Contact me today to discover your Medicare options—and don’t forget to mention you found me through Medicare Agents Hub!
Q&A with Tai Thao
Answer: Yes, it was design as a foundational safety net to protect older American from high cost of Medical care.
Answer: Guiding and educating Senior on how Medicare works? Assisting them in choosing the right Medicare Options for their financial and medical needs.
Answer: As these climate-driven risks increase, policy could focus on specialty plans to help protect vulnerable populations like Seniors.
Answer: As long as your spouse works full time and has creditable coverage, you don’t have to enroll into Medicare.
Answer: Original Medicare has no network, 20% gap, no Dental, Vision or hearing. Medicare advantage has limited network, extra benefits like Dental, vision and Hearing. Some also come with OTC and gym membership.
Answer: You should review your plan every year. Doctor and plan changes yearly. Drugs might not be covered. Hospital may not accept your current plan.
Answer: Working full time past 65, should delay Medicare due to cost. Employers group plans can be cheaper and better than Medicare.
Answer: Medicare Advantage out of Networks will sometimes be twice as much as in network. Sometime doctor may choose not to accept Medicare Advantage due to not being in Network. Medigap has no network. As long as the provider accept Original Medicare.
Answer: Professional, unbiased, expert help at no cost. Licensed and co tract with multiple carriers to help you shop for the best plan for all your medical needs.
Answer: Depend on your budget. If you are retired and money is of no issue, you want a plan that has no network, love to travel, and abilities to see any doctor
Answer: Late enrollment. Not enroll into Medicar Part d when first qualify or 63 after enrolling into Part A & B.
Answer: Durable Medical Equipment are cover under Medicare Part B. Things like Wheelchairs, Walkers, Hospital Beds, Oxygen Equipment and CPAP Machines. You will need Prior Authorization from your Insurance carrier and it has to be a medical necessary for you.
Answer: Every Insurance carriers has a different coverage for OTC products like Dental. some will cover more than others. Work with an Independent Broker per your specific needs.
Answer: Medicare Part D needs to be updated. It states that it's optional but if you enroll late or wait several years to enroll then you get hit with a lifetime late enrollment penalty of 1% per month.
Answer: If you are on Original Medicare then there is nothing you need to do. However, you will need to find a new Part D plan for the State and City you moving to.
Answer: Yes you do. If you don’t pay your Part B premium then you will loose your Part D coverage too. Once you stop paying your Part B & D premium, you will no longer have coverage for Doctor and Prescription Drug.