Kimberly Griego, Medicare Insurance Broker
About Me
Hi! My name is Kimberly, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Q&A with Kimberly Griego
What are the reasons why I should work with a Medicare agent?
Answer: Working with an agent helps to ensure that you are getting the most up-to-date and accurate information for your specific health insurance needs. As a Medicare agent, I do many hours of certifications each year so that I am completely familiar with the plan options available to my clients, as well as what the network availability looks like. It is my ultimate goal to help you find the plan that best suits your individual needs.
Are Medicare Advantage plans really “free,” or is that just clever marketing?
Answer: Medicare Advantage plans are not "free". They are subsidized by your Medicare premiums. When you choose a Medicare Advantage plan option, the federal government is no longer paying your healthcare costs, so they provide a portion of your Medicare premiums to the plan that you have chosen so that they can manage your benefits and claims payments.
Should there be stricter regulations on Medicare Advantage marketing and sales practices?
Answer: Absolutely. Most local agents and brokers are doing what's in their clients best interests. The larger problem lies in the call centers, where they don't always follow the rules. Medicare beneficiaries are often switched to plans that they later find don't work with the medical providers or prescription drug plans.