Eizel Mere, Medicare Insurance Broker
Eizel Mere
Medicare Broker Licensed in FL
Contact Details
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Location
Ocala, FL
About Me
Hello! I'm Eizel, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Eizel Mere
Answer: A non captive local agent is a wise idea because they can show you the bad and good of every plan available to you and which one suites your specific situation. Also, after working with these companies and our clients we can provide inside tips and help covering the gaps every plan inevitably has.
Answer: Most Medicare Advantage plans are $0 monthly premium. There are advantages and disadvantages to every plan, it is important to make a knowledgeable decision your first year in Medicare.
Answer: There is a Network associated with every company that offers a Medicare Advantage Plan, once you pick one you abide by the network. Plans change every year, it is important to go over your plan every year to make sure it is still the best one for you.
Answer: Part D plans change every year, prescriptions change tiers and with this price change occurs. It is important to go over the Part D plan every year to make sure it is still the best one for you. For a Part D Plan you can only make changes during AEP and OEP.
Answer: You could check the plan information online or the booklet sent by the company or you could call the number on the back of your card and ask a representative. Another way is to have an annual of your plan with an agent able to show you benefits.
Answer: No, ince you have Medicare, (advantage plan or supplement) you cannot be dropped. If you try to take a supplement after turning 66 you will need to answer health questions and they will decline you for health conditions and certain medications.
Answer: I advice all my clients to use every penny of the over the counter! It depends on the plan you have, you can have a health card that looks like an atm, you can have a separate benefits card ir you may have to order from a catalog. Feel free to contact me for mor information.
Answer: There are plans that have Givebacks to help with the Part B premium. It depends on what plans your doctor takes and whats prescriptions you take. Also Medicaid could be an option if yoir income is below the guidelines. Feel free to contact me for more information.
Answer: No, you continue to use the same Medicare card. When turning 65 yrs old you will be guaranteed issue for a Medicare supplement plan. It is a good idea to seat with an agent to go over options. Feel free to contact me.
Answer: Medicare covers preventive care, there is a list of diagnostic procedures covered by Medicare. All Advantage plans and Supplements cover what Medicare covers.
Answer: Many Medicare Advantage plans have apps where you can access your information, rewards. If that is important for you I can guide you to the plans that provide an app.
Answer: When looking for a Supplement you should know they all cover the same, have the same copays and deductibles. Plan G and Plan N are the most used in FL. When choosing a company look for percentage of raised prices during the years, they all raise the price, some more than others. Typically starting with the most inexpensive one in your area is the best way to make sure your price will stay lowest.