Albert Smith, Medicare Insurance Broker
Albert Smith
Ma3 HealthCare Solutions
Medicare Broker Licensed in IL, FL, GA, IN, MI, MS, NC, SC and TX
Contact Details
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Location
Glenwood, IL
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Facebook
About Me
Greetings! I'm Albert, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Educational Videos by Albert Smith
Q&A with Albert Smith
Answer: We are trained and certified to give you accurate and timely Information. We provide the services you need when you need them.
Answer: No, Medicare Advantage Plans are not free. You may have a zero premium plan, but copays and coinsurance are your responsibility. Your Part b Premium has to be paid to keep the coverage.
Answer: It will depend on your particular Medicare plan coverage. Please consult your Evidence of Coverage to determine the benefits available to you.
Answer: In my opinion, they are supposed to be informative. Most agents are there to help you understand the complexity of Medicare and to guide you to the plan the provides for your needs.
Answer: Most plans require you to get a referral from your Primary Care doctor. Usually, a specialist is the physician doing the surgery and wants to get paid.
Answer: Yes, Medicare can cover continuous glucose monitors (CGMs) for people with type 2 diabetes who meet specific criteria. Coverage is available under Medicare Part B as durable medical equipment. To qualify, you must have a diagnosis of diabetes and either be taking insulin or have a history of problematic hypoglycemia (low blood sugar). Your doctor must also prescribe the monitor and confirm that you've received adequate training on its use.
Answer: Yes, you can. You must be 65+ or disabled for 24 months, and then you must pay a premium for parts A and B.
Answer: There isn't a trap! You need to understand how to use it for your HealthCare needs.
Answer: You should consider your finances, present health, and relocation plans. Then you can just weigh your options.
Answer: It can be considered secondary to Medicare, as it covers what original Medicare does NOT cover. Medicare covers 80 percent of your Part B costs, and Part A has copays.
Answer: In my Opinion, Yes, if it is the only option available to you. Supplemental insurance is another option if you can afford the cost.
Answer: The Center for Medicare Services requires it, our government entity that establishes the rules for all sales of Medicare Part C and Part D plans. The Scope of Appointment(SOA) limits sales to the items you, as the client, agree to be educated on! NO, call centers use a telephonic agreement.
Answer: No, IRMAA does not go away. You should notify Social Security so that they can reevaluate your income.
Answer:
I couldn't answer that question without gathering more information on your health.
After an evaluation, I could offer you HealthCare options.