Cody Franklin, Medicare Insurance Broker

About Me

Cody assists clients getting onto Medicare by taking an educational approach that breaks down Medicare into a more understandable format. He reviews all of the options available to help clients make a decision that makes the most sense for them.

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Q&A with Cody Franklin

What are the reasons why I should work with a Medicare agent?

Answer: The best reason I can think to work with an insurance agent to navigate your Medicare is that it doesn't cost you anything. You get free advice from an expert in the industry which can help you avoid some of the pitfalls that exist in the Medicare program. An insurance agent can assist you with navigating all the plan options to find the one that works best for your needs and preferences.

Will I be penalized if I do not enroll in Medicare when I turn 65?

Answer: The short answer is: IF you are enrolled in employer group health insurance (not COBRA) when you turn 65, you are not required to enroll in Medicare. When it comes to penalties, you don't want to step on a landmine so it is important to consult with a licensed insurance agent a few months before your 65th birthday to see if you need to do anything.