How do discount cards and resources affect my Medicare Prescription Drug plan?
Answered by 22 licensed agents
There are State Resources available to help with Prescription costs. There are many generic medications that could be $0 copay in Medicare Advantage or Standalone RX plan. Brand Medications can have copays.
State programs have an application and can take up to 2 weeks to 4 months to be approved. These programs have income guidelines to qualify. Most do not consider assets.
NJ PAAD
PA PACE
If you have questions on the state resources, please contact me for more information.
Answered by Leslie Helene Sussman on March 31, 2025
Broker Licensed in NJ, FL & PA
Discount cards and programs line GoodRx are separate programs that work very well with purchasing inexpensive generic drugs in case you didn’t have a Part D drug plan.
Answered by Joseph Bachmeier on March 29, 2025
Agent Licensed in PA, AZ, DE & 5 other states
Answered by Christopher Boyd on March 4, 2025
Agent Licensed in IN, KY, MI, OH, PA & TN
Answered by Bryan Smith on March 10, 2025
Broker Licensed in UT, AL, AR & 35 other states
Answered by Vincent Esposito on March 26, 2025
Broker Licensed in NY, FL & NJ
Answered by Mark Maliwauki on March 4, 2025
Broker Licensed in ID, AZ, CA & 15 other states
Answered by David Wiley on April 7, 2025
Broker Licensed in GA & NC
1. Using discount cards does not count towards your Medicare deductible or out-of-pocket maximum.
2. Discount cards can not used with Medicare part D. You can only use one or the other, not both.
3. You can use a discount card to help cover medication not covered by your Medicare Part D plan.
If you need co-pay assistance, you can apply for EPIC. EPIC is a program that helps Medicare participates lower their drug co-payment or even eliminates them.
Answered by Nydia Flores on May 9, 2025
Broker Licensed in NY
Answered by Ruben Trejo on March 4, 2025
Broker Licensed in TX, AL, AR & 27 other states
Please remember if you have a Social Security amount under $1,883 and Assets(not including your home and car) under $17,220 you may qualify for Extra Help. This means covered drugs will not cost more than $12.15 for a month's supply. Call Social Security at 1-800-772-1213 to get started. These are 2025 income/asset numbers.
Answered by Jim Schueth on March 25, 2025
Broker Licensed in NE, AZ, CO & 8 other states
If you were to use something like goodRX, you may get a discounted medication but there is no cap to what you may pay throughout the year. Everyone’s situation is different, so for some folks, I’m a huge fan of good RX but for others I strongly encourage sticking to using your Medicare prescription drug plan.
Answered by Gregg Matheny on March 25, 2025
Agent Licensed in AZ & UT
Answered by John L Herman Jr on April 2, 2025
Broker Licensed in MD, DE & PA
Answered by Gretchen Morris on March 4, 2025
Broker Licensed in MN, AZ, FL & WI
You may not use the discount card in conjunction with your Prescription Drug plan .
Answered by Tammie Rutledge on April 3, 2025
Broker Licensed in WA, AZ, FL & ID, MT, OR & TX
Answered by Michael Crocker on March 28, 2025
Broker Licensed in SC
Answered by Peter Yeh on March 21, 2025
Agent Licensed in CA & TX
Answered by Mary Hiatt on February 11, 2025
Agent Licensed in NE, AZ, IA, MO & TX
However, they do not count towards your Rx deductibles or true out-of-pocket costs. They are not insurance plans, so they are just standalone discounts!
Answered by Ross Landon on April 10, 2025
Agent Licensed in UT
Answered by Aisha Saleem on March 13, 2025
Agent Licensed in MD & FL
Answered by Randy Hill on April 1, 2025
Broker Licensed in OH, AL, AZ & 7 other states
Answered by Linda Bolan on March 12, 2025
Agent Licensed in IN
Some of my customers use discount cards to pick up medicines that are not covered by the Medicare part D plan.
Most of the states if not every state have the assistant program. Like PAAD in NJ and PACE in PA, EPIC in NY. The Fed also the the low income subsidy plan (LIS) to help those who qualify to get medicines.
Answered by Charles Mai on May 5, 2025
Broker Licensed in NJ, CA, FL & 6 other states
Tags: Advice for Seniors Medicare Part D Prescription Drug
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