Randall Taylor, Medicare Insurance Broker
Randall Taylor
Taylor Health & Life, LLC
Medicare Broker Licensed in TX, MI and WI
Contact Details
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Location
Forney, TX
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Phone
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Website
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Facebook
About Me
Hi! My name is Randall, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Q&A with Randall Taylor
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: Remote agents tend to have many more clients than local. Most do a good job. Even so, it's just business for them. Being local, I take a keen interest in the well-being of my clients all the time. My clients can call/text me anytime and they know that I'm going to quickly answer and address their concerns because I truly do care.
How will advancements in wearable health tech (like smartwatches) integrate with Medicare?
Answer: Many companies offer discounts if have wearable health tech like an Apple Watch or Fitbit. If you allow the insurance company receive data from the device, the insurance company will give you a nice discount off your premium.
What's the most cost-effective way for a healthy 65-year-old to structure their Medicare coverage?
Answer: The advice from a knowledgable Medicare Specialist is the best way to find out since everyone's situation is different and Medicare is changing all the time. I want my clients to have the most coverage for the least amount out-of-pocket.
I'm on Original Medicare with no supplement, and I'm wondering how much I'd pay if I need an ambulance ride to the hospital tomorrow.
Answer: You would pay 100% of the ambulance cost since Medicare does not cover that. But also know that Medicare supplements don't cover ambulance either. You need a separate policy. Some cities and/or municipalities offer reasonable plans.
I switched to a new Part D plan and now half my meds require prior authorization. Why didn't anyone warn me this could happen?
Answer: Part D plans tend to change every year. You absolutely must review your Part D plan every Annual Election Period (AEP) which is always October 15 - December 7. After that, no changes can be made until the next AEP. Your Medicare Specialist can help you with reviewing your plan for the coming year. All Part D plans are in effect from January 1 - December 31.
As a senior, what should I know about the differences between Original Medicare and Medicare Advantage before I choose?
Answer: You need a consultation with a qualified Medicare Specialist. There's a lot of information and can be confusing if you try to do this on your own.
I went to a free Medicare seminar and it felt like a timeshare pitch. Are any of those events actually helpful?
Answer: Seminars can be helpful - up to a point. But one of the problems is that because Medicare has many different parts and options, a person is best served with a one-on-one consultation.