Cathy Barnett, Medicare Insurance Broker
Cathy Barnett
Medicare Broker Licensed in TX, AL, NC and SC
6+ Years of Experience
Contact Details
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Location
Arlington, TX
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Phone
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Facebook
About Me
I'm Cathy, a Medicare and Life insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Cathy Barnett
Answer: I educated the senior market about Medicare A,B,C, and D. I also get to educate them on choosing the right plan for them as well.
Answer: It'll make things easier on their wallets. Giving the seniors the opportunity to get their medication when without the new rule, some couldn't afford their medications.
Answer: Yes, most MAPD plans have free dental cleanings and also provide an allowance for additional dental work if needed.
Answer: Medicare Advantage will not only save in deductibles but will give extra benefits like dental, vision and hearing
Answer: You can still use your favorite discount drug card if the price is cheaper than what the drug insurance plan pays
Answer: You can switch but you'll most like have underwriting questions to answer for the supplemental plan.
Answer: If you go with part C (Medicare Advantage plan), you'll get additional benefits such as dental, vision, hearing and your par D (prescription drug coverage is included. Also, you avoid the 20% charge Medicare doesn't pay.
Answer: Medicare does not cover Long term Care. However, I can help with short Term Care coverage. many Life Insurance companies can help with Short Term Care.
Answer: Long Term Care, Dental, Vision, hearing, prescription drug coverage, free over the counter supply allowance.
Answer: No, Medicare only covers hospitalization and provider visits. Medicare part A (Hosp) part B (physician visits).
Answer: PPO generally have more flexibility due to the fact that you can see any doctor who accepts medicare. You have in and out of network doctors. Out of network doctor’s copayments are usually a higher co-payment.
Answer: PPO plans will cover cruise ships. If you have an HMO plan you are covered under emergencies only.
Answer: Life Insurance is essential to financial planing for the future (children, spouse). When someone who’s the money maker in the family dies, it could cause financial destruction for those who are left behind.
Answer: Bankruptcy shouldn’t affect your medicare coverage. Feel free to contact me and we can go over options to find out what plan to add with your medicare coverage. Some plans have an out of pocket maximum that should keep you from having the same problem with medical bills.
Answer: Monce a year durning AEP (Oct 15th through Dec 7). That’s when the new plans come out and is also a time that you can switch plans.
Answer:
That may have been the case a few years back but I’m enrolling quite a few doctors in a Medicare Advantage plan recently.
I think the reason doctors were apprehensive about the MAPD plans was because they weren’t getting reimbursed as much accepting patients with a MAPD plans.