Mitchell Jerome, Medicare Insurance Broker
Mitchell Jerome
Senior Source LLC
Medicare Broker Licensed in TX
Contact Details
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Location
Kingwood, TX
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Phone
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Website
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Facebook
About Me
Hello, I'm Mitchell, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Call me at 832-287-1122 to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Q&A with Mitchell Jerome
What do you enjoy most about working with Medicare clients?
Answer: As an independent agent representing a plethora of companies I can hone in on the best health & drug plans matching their particulars. They know that I'm working in behalf of their best interests and manuevering through very complicated material to get them the strongest plans. Very rewarding for me after 23 years in business to hear the gratefulness from my clients.
Can you describe a time when you helped a client navigate a complex Medicare issue?
Answer: Many times I've helped clients through complicated issues and generally it's around their medications. I can calculate to the penny what their costs will be. I can help them get onto Patient assistance programs when appropriate.
What role do you think technology will play in the future of Medicare?
Answer: I don't believe AI will replace agents wisdom and years of experience...most people want to talk to a human being not a computer.
Do I have to answer health questions when switching from one Supplemental/Medigap plan to another?
Answer: Yes if you're outside of the open enrollment period (ie turning 65 and picking up Medicare A B) then you have to address health questions. There are some exceptions to the rule that might qualify you for a Guaranteed Issue position and bypassing the questions.
Why do some seniors end up paying lifelong penalties for Medicare Part B or Part D?
Answer: These are unfortunate situations that could've been avoided if they had reached out to an agent upon getting on Medicare. Knowledge is powerful and some people bypass the free counseling that an experienced agent can provide...then it costs them in the end...sometimes for life! These are penalties for generally late enrollment.
Does Medicare cover eye exams, or are seniors left paying too much?
Answer: Yes eye exams are covered and so are diseases of the eye. Best to have a Supplement or Advantage plan thereby having full coverages without gaps.
Is Medicare Part A enough for hospital coverage?
Answer: Absolutely not! You have a huge deductible and incur very high finanacial risk. Get a Supplement or Advantage plan.