What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answered by 76 licensed agents
Too many people pick a plan based on what their neighbor has or just go with the cheapest option, only to find out later that their doctor isn’t covered or their medications cost way more than expected.
Take the time to compare your options, ask questions, and make sure you’re choosing a plan that actually works for you. And if you're feeling overwhelmed, talk to an expert, because guessing your way through Medicare can be an expensive mistake!
Answered by Alyssa Gonzales on March 19, 2025
Broker Licensed in TN, CO, IA & 9 other states
Answered by Larry Dalton on March 26, 2025
Broker Licensed in OK & TX
Answered by Brian Moore on March 26, 2025
Broker Licensed in OH
Answered by Melonie Wood on April 2, 2025
Agent Licensed in FL & AL
Answered by Clarence "Mark" Christiansen on March 27, 2025
Agent Licensed in WI, AZ, CA & 16 other states
Answered by Joseph Bachmeier on March 25, 2025
Agent Licensed in PA, DE, FL & MD, NC, NJ & SC
Answered by Tony Capraro III on March 27, 2025
Agent Licensed in NH
Additionally, for those seniors who do not receive federal, state, or VA assistance with their healthcare, Medicare Advantage plans come sometimes become difficult to navigate. Especially relating to network and pharmacy network pricing guidelines. I stand ready to assist anyone with Medicare or retirement planning challenges.
Answered by Christopher Boyd on March 4, 2025
Agent Licensed in IN, KY, MI, OH, PA & TN
Answered by James Carlson on March 28, 2025
Agent Licensed in MN
Answered by Charles Fletcher on March 24, 2025
Agent Licensed in WA, AZ, ID, NV & TN
Answered by William Lawler on March 26, 2025
Broker Licensed in MO, FL, IA & 12 other states
Answered by Bill Green on March 26, 2025
Broker Licensed in FL, AL, AZ & 19 other states
Answered by Vincent Esposito on March 26, 2025
Broker Licensed in NY, FL & NJ
Answered by Thomas Ashton on March 29, 2025
Broker Licensed in FL, AL, AZ & 6 other states
Answered by Dutch VanHoesen on March 25, 2025
Broker Licensed in FL
Answered by Tom Rogala on April 2, 2025
Agent Licensed in MI, AR, AZ & 10 other states
I encourage my clients to sign up for both Part A & Part B to avoid future penalties for enrolling late.
Answered by Mark Maliwauki on March 4, 2025
Broker Licensed in ID, AZ, CA & 15 other states
Answered by Soledad Ramirez on March 12, 2025
Broker Licensed in CA, AZ, NV & WA
Answered by Kevin McIntire on March 25, 2025
Broker Licensed in IN & OH
Answered by Michael Ryan on March 25, 2025
Broker Licensed in CA, AZ, CO & 7 other states
Answered by David Moscowitz on March 29, 2025
Agent Licensed in NY
Answered by Deborah Lee on March 26, 2025
Broker Licensed in WI, FL, IA & MN
Answered by Edward Allen on March 4, 2025
Broker Licensed in CA & TN
Original Medicare and Medicare insurance plans change every year and we agents/brokers dedicate many hours keeping up to date, so you don't have to. Without a doubt, working with a competent agent/broker will save you time and money. The best part is that it doesn't cost you any more to work with us. Do yourself a favor and get a competent agent working for you!
Answered by Shane Bullock on March 11, 2025
Broker Licensed in UT, AZ, FL & 9 other states
Answered by Lauren Singer on March 25, 2025
Broker Licensed in SC
Answered by Tonya Bell on March 25, 2025
Agent Licensed in SC
Answered by Keaton Lewis on March 26, 2025
Broker Licensed in ID, AZ, CA & 11 other states
Answered by Chad Cason on March 12, 2025
Broker Licensed in GA, AL, FL & 13 other states
Answered by Greg Milliser on March 25, 2025
Broker Licensed in MO, AR, IN, KS, OH & OK
Answered by Joseph Meyers on March 25, 2025
Broker Licensed in MI & TN
Answered by Adam Simon on March 25, 2025
Broker Licensed in MI, AZ, CA & 7 other states
Answered by Jon Kelderman on March 25, 2025
Broker Licensed in IA, AZ & TX
Answered by Michelle Sparks on March 25, 2025
Agent Licensed in KS & MO
Answered by Mark Cunningham on March 19, 2025
Agent Licensed in CO, FL, NE & WY
Answered by Tina VanPhung on March 22, 2025
Broker Licensed in OR, AZ, CA & 7 other states
Answered by Sandra Teel on March 25, 2025
Broker Licensed in WV, AZ, CA & 13 other states
Have a list of doctors, medicines, hospitals. Exact spelling, dosage, frequency.
Answered by Roberta Thoma on March 4, 2025
Broker Licensed in NY, CT, FL, NC, NJ & SC
Answered by Jay Carlton on March 13, 2025
Broker Licensed in UT
Answered by John Morales on March 25, 2025
Broker Licensed in CA, AZ, NV & TX
Answered by Roger Werking on March 25, 2025
Agent Licensed in FL
Answered by Gregg Matheny on March 25, 2025
Agent Licensed in AZ & UT
When the ads say FREE food cards or other FREE benefits, Please call a local broker and find out the specifics in your area.
Plans that advertise FREE food cards are plans for DUAL eligibles Medicare/Medicaid clients. Qualifying through the state programs for these plans are a requirement.
Answered by Leslie Helene Sussman on March 31, 2025
Broker Licensed in NJ, DE, FL & PA
Answered by John L Herman Jr on March 25, 2025
Broker Licensed in MD, DE & PA
Answered by Steve Houchens on April 2, 2025
Agent Licensed in KY & TN
Answered by Sean Davis on March 26, 2025
Broker Licensed in NY, LA, MD & 6 other states
Answered by Steven Bleicher on March 25, 2025
Broker Licensed in AZ
Answered by Ryan Raphael on March 5, 2025
Broker Licensed in MO, AZ, GA, IL & TN
Answered by Tammie Rutledge on March 25, 2025
Broker Licensed in WA, AZ, FL & ID, MT, OR & TX
Answered by Shelly Hefley on March 26, 2025
Broker Licensed in IN, AL, IL, KY & TN
Answered by Comfort Olude on March 25, 2025
Broker Licensed in CA, FL, GA & 9 other states
Answered by Sergio Valenzuela on March 18, 2025
Broker Licensed in AZ, CA, FL & MI, OH, SC & TX
Answered by Christopher Orr on March 29, 2025
Broker Licensed in TN, KY, NC & VA
Answered by Sandra Kerley on March 25, 2025
Broker Licensed in SC, NC, OH, VA & VT
Answered by Alan "AL" Minthorn on March 25, 2025
Broker Licensed in ME, FL, GA, NC & NH
Answered by Stephanie Yarberough on March 4, 2025
Broker Licensed in PA
Answered by Matthew Libby on March 25, 2025
Broker Licensed in TN, AR, KY, OH & OR
Answered by Frank Adkisson on March 25, 2025
Broker Licensed in NE, AR, AZ & 13 other states
Answered by Maurice Ellis on March 6, 2025
Agent Licensed in MS
Answered by Jon Maves on March 25, 2025
Broker Licensed in TN, AZ, CA & 9 other states
Answered by Jake Major on March 25, 2025
Agent Licensed in WY, CO, ID, KS, MO & UT
I would also want seniors to know that possibly the most important thing to remember is to use providers that are in network and that prescriptions being used are in the formulary of the plan they choose.
Answered by Wayne Rigby on March 25, 2025
Agent Licensed in UT
I feel it is important for seniors to know that sitting down with an experienced and licensed agent is at no cost to them. I can be reached at 608-576-5635 in the great state of Wisconsin!
Answered by Inga Roth-Kennedy on March 24, 2025
Broker Licensed in WI & MN
Answered by J.B. Burnett on March 25, 2025
Broker Licensed in GA, CA, FL & 12 other states
Answered by Aisha Saleem on March 17, 2025
Agent Licensed in MD & FL
It is essential to meet face-to-face with your agent annually and let them help you pick the right plan for your healthcare needs.
Answered by Sean MacBean on March 27, 2025
Agent Licensed in SC, GA, KY, NC, TX & WV
Answered by Gregory Gudis on March 19, 2025
Broker Licensed in AZ, CO, CT & 16 other states
There are a number of options and understanding what Original Medicare (Parts A and B) covers, how prescription drugs fit in (Part D), and the difference between Medicare Supplement and Medicare Advantage plans will help you make the right choice at the right time.
In the end, you should have a local advocate that can help adjust your Medicare plan(s) as your life and needs change.
Answered by Gregory Dunham on April 1, 2025
Broker Licensed in CA & AZ
Answered by Jackson Cassibry on March 7, 2025
Agent Licensed in CA, AZ, LA & OK
Answered by Donna Slater on March 26, 2025
Broker Licensed in NM, CA, CO & TX
Answered by Hollie Hittner on March 29, 2025
Agent Licensed in NE, AZ, IA, MO, SD & TX
Answered by Nicole Creamer on March 18, 2025
Broker Licensed in NE, AZ, CO & IA, MN, NC & WI
Take the time to review all your options — not just the one someone recommends.
Plans can vary a lot in cost, coverage, and which doctors or prescriptions are included. What works for your friend might not be the best fit for you. A quick review now can save you money and headaches later.
Answered by Christopher Villarreal on March 28, 2025
Broker Licensed in TX
A low-premium plan might seem like a great deal, but it could come with high deductibles, copays, limited drug coverage, or a restricted doctor network. You might end up paying much more in the long run.
Things to consider:
Your prescriptions and how they’re covered
Your doctors, are they’re in-network
Estimated annual out-of-pocket costs (not just premiums)
Your travel needs (some Advantage plans don’t travel well)
Talk to a Medicare expert. They can help avoid costly mistakes.
Answered by Randy Hill on April 1, 2025
Broker Licensed in OH, AL, AZ & 7 other states
Answered by Katherine Griffin on March 21, 2025
Broker Licensed in AZ
Answered by Lindsey Douglas on March 20, 2025
Broker Licensed in MI
Answered by Richard Dorset on March 24, 2025
Agent Licensed in CT
Tags: Advice for Seniors
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