Joseph Peck, Medicare Insurance Agent
Joseph Peck
Bankers Life
Medicare Agent Licensed in MI, AL, KS and TN
Contact Details
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Location
Clarkston, MI
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Phone
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Website
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Facebook
About Me
Hello! I'm Joseph, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
I grew up and went to school in Clarkston, where i graduated in 78. I live in Waterford with my wife. My daughter and grandsons are close by to keep me busy, so I'm dedicated to the communities and will be there to help with whatever you need in your Medicare and retirement goals.
Directions to My Office
Q&A with Joseph Peck
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: When working with an agent face to face, its more personalized to you. I make sure that we find the plans that are specific to your needs, also you can see i am a real person and i am close by for any questions or concerns that may arise. I let my clients know that i will be their 1-800 number if needed.
How do you educate clients who are completely new to Medicare?
Answer: We sit down and breakdown on a sheet how each part works for them with a worksheet. Then i show how each type of coverage works with original medicare so that they may make the best decision for themselves.
I'm retiring next year - do I need to do anything with my Medicare?
Answer: Its best to look into it early so they know what to expect and when so there is a game plan. Want to start early due to the fact that we are dealing with the government and if there is something else needed we can get it taken care of with no last minute surprises.
What do I need to do if I didn't take Medicare at 65 and am now retiring?
Answer: Get with an agent to make sure what you are eligible for, making sure there are no penalties and fees. Plus making sure the client isnt already covered with a work plan.
What do you enjoy most about working with Medicare clients?
Answer: I enjoy getting to know my clients. Making sure that they know that i am here to help and will be here to answer any and all questions and concerns they may have.
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: Going with the plan their "friend or relative" has. Medicare is different for each person. I make sure my client is on the coverage that it best for them.
Can I switch from a Medicare Advantage plan to a Supplemental/Medigap plan during the Annual Enrollment Period without answering health questions?
Answer: You can if it's your first time on an advantage plan and in your first 12 months, or if you are in your initial enrollment period, just turning 65.
If a senior is turning 65 but still working, should they enroll in Medicare or delay it?
Answer: Each situation is different. That is why i come out, review your scenario, and figure out what is best for you.
I'm turning 65 in three months but still working with employer coverage. Do I need to sign up for Medicare right now or can I wait?
Answer: Each situation is different. I look at the options that you have to make sure you are on the best coverage for you, plus making sure you dont worry about penalties and fees.
What's the best way to compare my current Medicare supplement plan to a Medicare advantage plan?
Answer: I put the numbers side by side to see what is covered and how, to make sure you are on the correct plan for you.