Joseph Peck, Medicare Insurance Agent
Joseph Peck
Bankers Life
Medicare Agent Licensed in MI, AL, KS and TN
Contact Details
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Location
Clarkston, MI
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Phone
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Website
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Facebook
About Me
Hello! I'm Joseph, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
I grew up and went to school in Clarkston, where i graduated in 78. I live in Waterford with my wife. My daughter and grandsons are close by to keep me busy, so I'm dedicated to the communities and will be there to help with whatever you need in your Medicare and retirement goals.
Directions to My Office
Q&A with Joseph Peck
Answer: When working with an agent face to face, its more personalized to you. I make sure that we find the plans that are specific to your needs, also you can see i am a real person and i am close by for any questions or concerns that may arise. I let my clients know that i will be their 1-800 number if needed.
Answer: We sit down and breakdown on a sheet how each part works for them with a worksheet. Then i show how each type of coverage works with original medicare so that they may make the best decision for themselves.
Answer: Its best to look into it early so they know what to expect and when so there is a game plan. Want to start early due to the fact that we are dealing with the government and if there is something else needed we can get it taken care of with no last minute surprises.
Answer: Get with an agent to make sure what you are eligible for, making sure there are no penalties and fees. Plus making sure the client isnt already covered with a work plan.
Answer: I enjoy getting to know my clients. Making sure that they know that i am here to help and will be here to answer any and all questions and concerns they may have.
Answer: Going with the plan their "friend or relative" has. Medicare is different for each person. I make sure my client is on the coverage that it best for them.
Answer: You can if it's your first time on an advantage plan and in your first 12 months, or if you are in your initial enrollment period, just turning 65.
Answer: Each situation is different. That is why i come out, review your scenario, and figure out what is best for you.
Answer: Each situation is different. I look at the options that you have to make sure you are on the best coverage for you, plus making sure you dont worry about penalties and fees.
Answer: I put the numbers side by side to see what is covered and how, to make sure you are on the correct plan for you.
Answer: You would have less choices for doctors and hospitals, which would reduce the amount of advantage plans that would be in network for you. Also could affect drug coverage as well.
Answer: More people being able to see doctors without worry of coverage would make for a healthier country and help reduce medical coverage costs.
Answer: Was the specialist not in network? Also does your primary need to write a letter of exception to have it covered?
Answer: At 65 you have other options that are available to you with your medicare coverage. Its good to go over with a professional to make sure you have the best coverage available for you.
Answer: You can use it one time outside of the OEP and the AEP. You need to make sure that the 5 star plan is coverage is beneficial for you.
Answer: Licensing is public knowledge. You can look up on your states government site or on NIPR. You can also ask them for their license number.