Stephanie Yarberough, Medicare Insurance Broker
Stephanie Yarberough
Next Steps Insurance LLC
Medicare Broker Licensed in PA
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Serving
Cornwall, PA
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About Me
As an Independent Broker specializing in Medicare Insurance plans and the transition into retirement, I explain your options and help determine which company and plan will work best for you. Every conversation is individual, as everyone's situation is different. I am licensed with over 40 companies but don't work for any of them. This freedom from company obligations allows me to look out for the best interest of each client. I handle all of the enrollment paperwork and because I am compensated through the insurance companies there is never a fee for my services.
You shouldn't have to go this alone! Give me a call at 717-271-2326 or send a request through my website www.wetalkmedicare.com.
I look forward to speaking with you!
Directions to My Office
Q&A with Stephanie Yarberough
What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answer: Navigating the parts of Medicare, enrollment timelines and choosing a Medicare Insurance plan can be an overwhelming and confusing process, but it's such an important decision and can have substantial long-term consequences. My encouragement to every person approaching Medicare eligibility is to find a local independent broker that knows the medical systems and insurance plans in their area well and can offer a broad overview of many different companies and plan options within one appointment. There should be no charge to you for an insurance broker’s expertise and assistance.
Can you describe a time when you helped a client navigate a complex Medicare issue?
Answer: The world of an insurance broker is never boring, as each client's situation and specifics are different. I have had many clients that received misguided advice from a 1-800 number or even local Govt organizations before coming to me and ended up in a Medicare Insurance Plan that caused them significant out-of-pocket financial exposure, or they could not see the doctors they wanted to see. I have then provided a thorough explanation of options that were often not explained to them originally and navigated enrollment windows to get them on an insurance plan much better suited for their needs.
Does Medicare cover eye exams, or are seniors left paying too much?
Answer: Medicare does not cover routine eye exams, but it does depend on the coding that the medical facility bills. If there is something in the exam medically based, that can be covered by Medicare. Glasses or contacts are not covered by Medicare except for a basic pair of glasses after approved cataract surgery. Many people will choose to add on vision insurance to help cover the costs Medicare does not.