Sean MacBean, Medicare Insurance Agent
Sean MacBean
Palmetto Senior Benefits
Medicare Agent Licensed in SC, GA, KY, NC, TX and WV
35+ Years of Experience
Contact Details
-
Location
Little River, SC
About Me
Hello, I'm Sean, your neighborhood Medicare insurance advisor. My expertise lies in Medicare and Retirement Planning, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity.
Allow me to navigate the array of plans available from nationally and locally esteemed companies on your behalf. And don't worry—my services are provided free of charge!
Contact me to learn about your Medicare insurance alternatives, and remember to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Sean MacBean
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: Everyone has different needs. Let's set up a no-cost consultation to determine what is right for you.
How do you educate clients who are completely new to Medicare?
Answer: We have a proven process called "Retirement by Design," in which our clients participate in designing their own retirement plans, from Health to Wealth. Through this process, we will discuss:
* Estate Planning:
- Wills
- Trusts
- Beneficiaries
- Tax Mitigation Strategies
* Retirement Planning:
- Health Coverage:
- Medicare Supplements or Advantage Plans
- How Life Insurance can provide LTC or provide basic final expenses
- How can we provide you with a guaranteed income
- Cover your LTC needs with a program that works for you.
There is no cost for our consultations.
Can you describe a time when you helped a client navigate a complex Medicare issue?
Answer: Since everyone's healthcare situation is different, we take a custom approach to help you design a plan that works best for you.
We review these plans annually and adjust them as needed.
In what situations will Medicare pay for medical services in a foreign hospital?
Answer: Most Medicare Supplements and Advantage Plans cover these foreign hospital costs when you travel inside of 30 days.
For travel more than 30 days, we recommend adding additional travel and health coverage.
What do you enjoy most about working with Medicare clients?
Answer: I have been in this related industry for over 25 years and still enjoy meeting people, helping them save money, and improving their healthcare plans.
We pride ourselves on our clients' longevity, which is related to our world-class customer service. We continue to send thank you cards, birthday cards, newsletters, and place two wellness calls per year. We are not the right partner if you're not looking for a relationship and just a transaction.
What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answer: Each of these plans is different. They may have other coverage limits, deductibles, co-pays, or costs.
It is essential to meet face-to-face with your agent annually and let them help you pick the right plan for your healthcare needs.
How can I select the right healthcare company and representative to work with?
Answer: This is a more profound question than it seems. I will answer it briefly by explaining the criteria you should look for in each one.
Company:
- Find a local company that has been in business for at least 20 years and focuses on Helping Seniors with their healthcare needs.
- Find a company that trains its agents well and supports them.
- Find a company that is a broker and offers many products and services, rather than being captive and only offering one product.
Agent:
- Find a full-time agent with at least 5 years of experience.
- Find a Local agent who will meet you face-to-face at your home or their office.
- Find an agent who is well-versed in multiple products and selections.
- Find an agent that is focused on saving you money.
- Find an agent who is a Health to Wealth expert to offer you the best services.
There are many more criteria for both the company and agent, but if you focus on these basics
You should do well.