In what situations will Medicare pay for medical services in a foreign hospital?
Some Medicare Supplements have a Foreign Emergency Travel provision which has an 80% coverage after a $250 deductible and a lifetime coverage of up to $50,000 for emergency care if the illness/injury occurred within the first 60 days outside of the USA.
Answered by Christopher Boyd on March 4, 2025
Agent Licensed in IN, KY, MI, OH, PA & TN
Medicare covers services in a foreign hospital in three situations. First, if you have a medical emergency in the U.S. and the foreign hospital is closer than the nearest U.S. hospital that can treat you. Second, if you are traveling through Canada without unreasonable delay between Alaska and another state and a medical emergency occurs, and the Canadian hospital is closer than a U.S. hospital. Third, if you live in the U.S. and the foreign hospital is closer to your home than the nearest U.S. hospital that can treat your condition, regardless of whether it is an emergency.
Answered by Duaine Owings on February 11, 2025
Agent Licensed in MO, FL, KS, NC & TX
Tags: Coverage