Edward Pevnick, Medicare Insurance Agent

Answer: You can have your Agent put in all your Meds into the plan, and see what it will cost out of pocket for the year.

Answer: For the average person, Medicare Advantage offers lower overall cost to the consumer over time. Medicare Advantage also offers extra benefits beyond Traditional Medicare such as:

Maximum out of pocket limit to stop exposure to catastrophic medical expenses

Dental

Vison

Out of pocket credits at places like Walgreens/CVS for health items

Gym Memberships

much more

Answer: The wellness visit includes the office visit with a Doctor/provider. This can also include any tests ordered by the office for purpose of checking overall health.

Answer: A person who travels often and needs flexibility in the ability to see new doctors or hospitals in different areas of the country. If this is an issue then Traditional Medicare with a Supplement plan would be best for that situation.

Answer: Make sure the doctors you see accept Medicare. If you have a Medicare Advantage plan, be sure the providers are all in the network of your plan.

Answer: i can meet with you in your home. I can also talk in my office or on the phone. i can provide teaching materials at no cost to assist.

Answer: Medicare offers both psycholicical and drug assistance for smoking addiction. Each plan can be slightly different.

Answer: There are several plans available, with different levels of coverage/copays. I am an experienced Agent that can help guide you through your options and costs. The time to switch is duing the anniversary period of your current plan.

Answer: Seniors typically do not understand that Traditional Medicare has built in deductibles and copays that can be excessive to a typical user. There are other ways to access the benefits of Medicare without the pitfalls.

Answer: You need to contact Social Security to sign up for Medicare parts A and B:

www.ssa.gov

Answer: Medicqre currently will pay for a Telehealth visit with a Specialist. Keep in mind some plans require a referral from the Primary Care Physician.

Answer: Face to Face assistance is preferred by many seniors who may have hearing issues. Also some people have a better grasp of concepts in a one on one enviornment.

Answer: Maximum out of pocket is the total amout a person can pay before the plan picks up 100% of cost of care. This does not include costs for Prescription Drugs.

Answer: Medicare will only pay for urgent treatments, limited to stablize the recipient in order to transfer to a facility in the United States.

Answer: I enjoy helping others with the Medicare experience. I share my own personal journey through the choices, and help the client make an informed decision on the plan best suited for him/her.