How well does Medicare support seniors who need assisted living, or does it fall short?

Answered by 3 licensed agents

Medicare is health insurance and does not pay for assisted living. It is a good idea to get either a long-term care (LTC) plan or a hybrid life insurance plan with an LTC rider.

Answered by Helena Foutz, RSSA on March 4, 2025

Broker Licensed in CA, AK, AR & 12 other states

Answered by Helena Foutz, RSSA Medicare Insurance Agent
Great question. Medicare will cover your medical expenses that they approve. However, paying for assisted living Medicare does not cover so you would need to look at additional coverage or pay out of pocket.

Answered by Laura Shipman on March 31, 2025

Agent Licensed in KS

Answered by Laura Shipman Medicare Insurance Agent
Medicare does NOT cover Assisted Living facilities at all, You will need a long-term Care policy to cover that expense.

Answered by DeeDee Whitlock on March 31, 2025

Broker Licensed in LA

Answered by DeeDee Whitlock Medicare Insurance Agent

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