Christopher Orr, Medicare Insurance Broker
About Me
Hey there, my name is Christopher, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today at 865-465-6666 to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Christopher Orr
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: Local brokers know the networks better and you have someone you can depend on to help you with any changes and plan swaps if needed because of a doctor or prescription changes that you can reach
Can you describe a time when you helped a client navigate a complex Medicare issue?
Answer: I do it everyday thru our innovative program that looks your doctors and prescripts up before enrolling ranking plan choices for your review with agent recommendations
What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answer: That they can get any plan choice at initial eligibilty but afterwards in lot cases must qualify. And there are penalties in delaying choice
What is one of the the most common misconceptions people have about Medicare?
Answer: That you must draw social security inorder to have Medicare or that you can always delay part b if have group coverage without penalities
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: Working with unseasoned telesales agent or trying to decide theirselves without local seasoned broker
What role do annuities play in retirement planning?
Answer: They offer safe money strategies where the Seniors won't loose any of their hard earned savings while giving opportunity for some growth offsetting inflation.
What's the most important question I should be asking about Medicare that I probably haven't thought of yet?
Answer: Are you already drawing social security, because if so it's automatic. If no, you must call Social Security 800 772 1213 or go online, www.socialsecurity.gov and create a logon and apply.
Why do some agents push Medicare Advantage plans over Medigap-should I be skeptical?
Answer: They do pay more commission, but they are also more stable in price for yearly renewals and offer more value covering drugs, dental, vision, hearing, and workout membership in one plan versus supplements...too
I applied for a Medigap plan and got denied because of my health history-how is that even legal when I've paid into Medicare for years?
Answer: You only have a open /guarantee option when you first come on medicare or if later when coming off group coverage...
What do I need to do if I didn't take Medicare at 65 and am now retiring?
Answer: Apply for your Part B thru Social Security, they may give you a form to take to employer to comply and show how creditable your group health drug coverage was post 65 . That form will go back to social security with part B application.