Mike Henry, Medicare Insurance Agent

About Me

Hello! I'm Mike, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!

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Q&A with Mike Henry

What are the reasons why I should work with a Medicare agent?

Answer: Answer any and all questions you may have. Help you get on track for all you needs. Medicare supplement Part D. Any questions about long term care

How do I report a suspicious Medicare billing error without getting in trouble myself?

Answer: 1 800 Medicare Often times it’s a coding error by Dr’s office. Other times it’s a legitimate fraud. Anyway start with that number and check with your Dr’s office

For Medicare Part D, why would someone pick a plan with a high total cost?

Answer: Depends on your medications. You have to look at the overall total benefit to yourself Low premiums don’t necessarily mean it’s the best plan. Premiums plus cost benefit

Don't you think Medicare should ban all those celebrity Medicare Advantage commercials?

Answer: I personally think celebrities should not advertise Part D plans. Just because xyz person says doesn’t mean it’s the best for you. Explore your options

Is paying for a high-end Medicare Supplement plan really worth it, or is it overkill?

Answer: Depends on what other benefits you have in place. If you have other coverage it could be too much. I’d have to have more information

Does Medicare Advantage cover home health care?

Answer: Yes it does offer the same coverage as regular Medicare. It also may cover additional benefits. Consult your plan

I'm at high risk for heart disease based on my family history. What additional preventive services might Medicare cover for someone with my risk factors?

Answer: Testing services. Also any additional procedures that may be required. Must be recommended by your Dr and Medicare approved

If I need hospice care in the future, can my Medicare plan cover it?

Answer: Yes it’s covers in Part A. Dr recommended and Medicare approved Usually doesn’t take long for approval

What's the best way to compare my current Medicare supplement plan to a Medicare advantage plan?

Answer: Make sure your Dr and hospital is on the advantage plan. Also how are your meds covered. Most advantage plans have prescriptions covverrd

I'm confused about when I can change my Medicare plan. Can you clarify the different enrollment periods for me?

Answer: Regular Medicare supplement any time. You must qualify medically. Medicare advantage 10/15-12/07. Doesn’t take effect till 01/01 of following year. With an advantage plan medication are normally covered. Also make sure your Dr and hospital you use is available. Agent should know

I'm caring for my elderly parent with dementia. How can I get legal authority to manage their Medicare?

Answer: I would call 1-800medicarr. Also suggest calling your attorney. See what if anything he/she would recommend

What do I need to do if I didn't take Medicare at 65 and am now retiring?

Answer: File for Medicare part B, You have 60 days to apply for a Medicare Advantage or supplement plan.

My Medicare Advantage plan covers dental, but I can't find a dentist who accepts it. Is this a common problem?

Answer: Depends on who youre with. My suggestion is to find out who your dentist and Dr take. See if you can replace it when open enrollment comes up. There are some discount dental plans you can use during the meantime

I'm on a supplemental Plan N, and I'm curious if my recent MRI is covered or if I'll get stuck with a big bill.

Answer: As long as there isn’t any excess charges Medicare doesn’t pay. That’s a drawback of Plan N. May be cheaper but doesn’t cover that. That’s determined by Medicare

So my friend told me I should just go with the cheapest Medicare plan. That sounds too simple - what am I missing?

Answer: Coverage. Quality of the company. Rate increase historically. Ask your Dr office which they like best

My Medicare Advantage plan denied coverage for a specialist I need to see. What are my options now?

Answer: Find another one. You’ll have to get a new referral from your Dr. or ask Medicare Call 1-800- Medicare for assistance