Robert Baez, Medicare Insurance Agent
Robert Baez
Bilingual English & Español
Medicare Agent Licensed in IL, AZ, FL, OH and TX
Contact Details
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Location
Lake in the Hills, IL
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Phone
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LinkedIn
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Facebook
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Robert Can Help With:
About Me
Hey there, my name is Robert, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Robert Baez
Answer: Listen to yourself after going through a detail review of all your options. Set an appointment with me and I will help you.
Answer:
I communicate with my clients every year to ensure they have the right plan options that apply to them.
Robert Baez
Licensed Trusted Advisor
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Answer:
Not necessarily, but I can help you in finding the right plan now that it's the Annual Enrollment Period (AEP). Please contact me:
Robert Baez
Licensed Trusted Advisor
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Answer:
Robert Baez
Licensed Trusted Advisor
Más Health & Life
Health | Wealth | Life | Medicare
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Answer:
Yes, apply for Part A, and if you're still in the health insurance at work, you can delay Part B.
Robert Baez
Licensed Trusted Advisor
Más Health & Life
Health | Wealth | Life | Medicare
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Answer: There are plans/carriers that help with this. Please contact me and I’ll help you.
Answer: Please contact me. There are plans that give incentives for hearing aids . Depends on the plan/ carrier.
Answer:
It sounds like you have a supplemental plan. Reach out to me so we can review and find a plan that works best for you.
Robert Baez
Licensed Trusted Advisor
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Answer:
You would need to read your policy for details. Reach out to me:
Robert Baez
Licensed Trusted Advisor
Health | Wealth | Life | Medicare
Contact me.
Answer:
A Medicare Advantage Plan is probably the best option. Please reach out to me:
Robert Baez
Licensed Trusted Advisor
Health | Wealth | Life | Medicare
Contact me.
Answer:
I enjoy when I'm able to help our seniors get a better understanding of the Medicare Process. I also enjoy Medicare 101 sessions at the senior facilities/communities.
Robert Baez
Licensed Trusted Advisor
Health | Wealth | Life | Medicare
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Answer:
You have 3 months before, month of you birth date, and 3 months after. Once you have applied for Parts A and B give me a call for Medicare plan enrollment.
Robert Baez
Licensed Trusted Advisor
Health | Wealth | Life | Medicare
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Answer:
It does not fall short. Some programs help if you qualify for it.
Robert Baez
Licensed Trusted Advisor
Health | Wealth | Life | Medicare
Contact me.
Answer:
Please check with your nearest Social Security office and confirm that you followed with all steps necessary for your Medicare Parts A and B application. Reach out to when ready to be enrolled to a Medicare plan.
Robert Baez
Licensed Trusted Advisor
Health | Wealth | Life | Medicare
Contact me.
Answer: I normally meet with them on a one-on-one basis. This helps with building a relationship as well as having them understand what they can enroll in to fit their needs. call me for an appointment.
Answer: you can sit with them during the discissions when going through the enrollment process.
Answer: It happens, you'll need to change carrier/plan if you want to keep your doctor.
Answer: Whoever enrolled you should have walked you through the plan and explained. There are plans you can buy to cover these types of out-of-pocket expenses.
Answer: Medicare agents and brokers assist consumers in choosing the best health plan that suits their needs. Please reach out to me so I can assist you.
Answer: You should apply for Medicare A and B then reach out to me so I can help in finding the right plan that fits your needs.
Answer: It depends on the carrier. Some do cover all or partial cost for hearing aids. Reach out to me.
Answer: Are you already 65 years old? Are you still employed with health benefits? Do you have Medicare Part A? Reach out to me so I can help you with specifics.
Answer: You shouldn't tell your neighbor anything. Reach out to me so we can do a review and find the right plan for you.
Answer:
They are mostly helpful but to get the best in what your needs are it's best to do a one on one with a Licensed Trusted Advisor.
Robert Baez
Licensed Trusted Advisor
Más Health & Life
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Answer: That could potentially happen; however, it would be a challenging and controversial process. Medicare is currently a single tiered system and provides coverage for elderly and low income as well.
Answer: I'll have to say that there's always room for improvement. Changes are always being made for more efficiency.
Answer:
Clinical research studies test how well different types of medical care work and
if they’re safe, like how well a cancer drug works. For certain clinical research
studies, Medicare covers some costs, like office visits and tests. You may pay
20% of the Medicare-approved amount, depending on the treatment you get. Check with your plan.
Answer:
These services may vary by plan. Contact your plan for
specific details and to find out if you’re eligible.
Answer: The Baby Boomer generation is transforming the Medicare landscape, creating both opportunities and challenges for the healthcare system. As tens of millions of Baby Boomers retire and transition into their senior years, the demand for Medicare services is soaring. Let's hope for the best.
Answer:
If your income is above a certain limit
(in 2025 $106,000 if you file individually or $212,000 if you’re married
and file jointly), you’ll pay an extra amount in addition to your plan
premium (sometimes called “Part D IRMAA”). You’ll also have to pay this
extra amount if you’re in a Medicare Advantage Plan that includes drug
coverage. This doesn’t affect everyone, so most people won’t pay an extra
amount.
Answer:
Medicare-covered mental health care includes:
• Services provided by marriage and family therapists, and mental health
counselors. Partial hospitalization, Intensive outpatient program. Must check with your insurance plan/summary of benefits for more details.
Answer: Medicare raises costs for seniors who miss their Part B or Part D signup deadline, even if they didn’t know about it. Government Required Disclaimer: Agents may not offer every plan available in your area.
Answer: Medicare and private insurers often cover medically necessary cardiac monitoring devices for home use. Check with your insurance carrier/summary of benefits.
Answer: The Medicare statute does not directly address coverage of digital health technologies, nor does the statute specifically limit or prohibit coverage of digital health technologies within the program’s benefit categories. Please check with your insurance carrier for more details.
Answer: New senate bill would create Medicare payment pathway for AI-enabled devices. The Health Tech Investment Act proposes a Medicare payment system for FDA-cleared AI-enabled devices, facilitating their clinical integration. The Health Tech Investment Act (S. 1399), introduced by Sen. Mike Rounds (R-S.D.) and Sen. Martin Heinrich (D-N.M.), would establish a predictable Medicare payment system for AI-enabled medical devices that have been cleared by the FDA. These devices include algorithm-based healthcare services used in diagnostics, imaging, and other areas of clinical care.
Answer:
A SNP provides benefits and services to people with specific severe and
chronic diseases, certain health care needs, or who also have Medicaid
coverage. SNPs include care coordination services and tailor their benefits,
provider choices, and list of drugs (formularies) to best meet the specific
needs of the groups they serve.
Answer: Medicare doesn’t cover clinical research itself; it may cover certain treatments or services you get as part of participating in the trial. You will need to check with your insurance carrier to ensure you can move forward with the clinical research.
Answer: your insurance plan may cover emergency cases while out of the US. You should check with your insurance carrier or review your summary of benefits.
Answer: Hospitals and health care centers are contracted with carriers and depending on the situation may not renew their contract. You should check with your insurance carrier or medical center to see if they are contracted with your insurance carrier.
Answer: Medicare Advantage Plans for the most part do not have premiums, copays for preventive care, and in some cases, prescriptions may also be covered.
Answer: I like the opportunity to meet people and help them find the best products for their medical needs. It is my honor to ensure they are happy with their policies and give the best support to their medical process.