Does Medicare cover hearing aids, or do I have to pay out of pocket?

Answered by 9 licensed agents

No, some advantage plans do offer this coverage though in the form of free exams and copayments for the aids themselves. Costco and Sams also offer free exams and discounted aids.

Answered by Gretchen Morris on March 4, 2025

Broker Licensed in MN, AZ, FL & WI

Answered by Gretchen Morris Medicare Insurance Agent
Medicare does not. There are Medicare Advantage plans that pay towards it. Also the VA if a person qualifies for those benefits.

Answered by Lt Col Tim Brown on April 5, 2025

Broker Licensed in TN, AL, CO & 10 other states

Answered by Lt Col Tim Brown Medicare Insurance Agent
It depends on the plan that you have, but generally speaking, you will have to pay a copay per hearing aid, per ear for a specific time frame which is usually per year or every two years.

Answered by Melanie Baxter Black on April 3, 2025

Agent Licensed in TX

Answered by Melanie Baxter Black Medicare Insurance Agent
The short answer is NO.

The Medicare Advantage plans predominantly have some form of coverage, but not all. This is quite a costly bill to pay for the hearing aids, though, as it will cost in so many other ways! Nothing is truly "Free". You surrender the control and the options to all other health issues when you take an MA plan, so think this through before you jump to an MA plan strictly because of the hearing aid coverage.

Answered by Norman Smith on April 14, 2025

Agent Licensed in FL & PA

Answered by Norman Smith Medicare Insurance Agent
No. You would have to pay out of pocket, but the good thing is you have enroll into a Medicare Advantage Plan that does cover hearing aids and most Medicare Advantage Plans have a $0 Monthly Premium.

Answered by Michael Kim on March 25, 2025

Agent Licensed in NV, AR, AZ & 18 other states

Answered by Michael Kim Medicare Insurance Agent

Answered by Steve Brauer on April 18, 2025

Broker Licensed in AZ & CA

Answered by Steve Brauer Medicare Insurance Agent
Good question, original Medicare, which is part A coverage and part B coverage do not cover hearing aids nor the exams for fitting them. However, most advantage plans do provide some hearing aid benefits. But you have to shop carefully because the copayments can range widely, depending upon the expense and complexity of the hearing aids.

Also, Medicare does cover diagnostic exams if your doctor orders them to see if you need medical treatment for hearing. Many advantage plans will provide additional benefits for hearing aids, but you usually must pay 20% of the Medicare approved amount and your part B deductible does appy. There also can be copayments for outpatient treatments in the hospital.

Answered by Ross Landon on April 30, 2025

Agent Licensed in UT

Answered by Ross Landon Medicare Insurance Agent
Medicare doesn't typically cover hearing aids or the exams needed to fit them. However, some Medicare Advantage plans may offer benefits that include the cost of hearing tests and hearing aids, along with fittings and repairs.

If you're looking for affordable options, you can consider over-the-counter (OTC) hearing aids, which are generally more affordable.

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Answered by Carmen Zorrilla on March 28, 2025

Broker Licensed in FL, AZ, KS & 7 other states

Answered by Carmen Zorrilla Medicare Insurance Agent
Original Medicare does not cover hearing aids. The items not covered by Medicare include Dental, Vision, Hearing, and Long-Term Care.

Answered by Darla Anderson on April 17, 2025

Broker Licensed in NE, CO, FL & 5 other states

Answered by Darla Anderson Medicare Insurance Agent

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