Robert Evans, Medicare Insurance Agent
Robert Evans
The Cochrun Group
Medicare Agent Licensed in TX
Contact Details
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Location
Cedar Park, TX
About Me
Robert is a dedicated insurance professional specializing in Medicare, life, and health coverage. With over 20 years of honorable service as a U.S. Army Sergeant First Class, Robert brings a strong sense of discipline, integrity, and commitment to helping his clients find the right coverage for their unique needs.
Robert knows that making the right healthcare decisions is about more than just coverage—it’s about peace of mind for you and your loved ones. Whether you’re new to Medicare or reviewing your current plan, Robert is here to guide you with honesty, care, and the experience that makes all the difference.
Directions to My Office
Q&A with Robert Evans
I picked the plan with the lowest premium, but now every doctor visit feels like a surprise bill. Should I have gone with a higher premium instead?
Answer: Is this a Medicare Advantage plan or ACA plan? Please clarify so I can provide an accurate answer.
I am on disability insurance Medicare now I will be 65 in October do I have to to sign up for Medicare again?
Answer: No you do not need to sign up again. However I do suggest you talk with an agent to see what changes if any are being made to ensure your plan still provides you the benefits you need.
Hey, I keep hearing about Medicare Advantage plans everywhere. What's the real deal with those compared to regular Medicare?
Answer: Regular Medicare covers hospitalizations and doctor visits. A Medicare Advantage plan order the same but also offer more benefits. Dependent on the Medicare advantage plan it will cover your prescription drug plan which regular Medicare does not cover. Also a Medicare advantage plan can offer gym memberships and a set rate for other services such as skilled nursing facilities hospitalization stays lab work and a host of preventive services. Suggest you speak with an agent to compare different plans and see which ones provide benefits that are suited for you.
I am moving to a new state in a few months. What's a good Medicare check list to make sure I am not missing anything in my new state?
Answer: Since you are moving to a new state you’ll have to get a plan in that service area. The first thing is to ensure all of your doctors are in network for whichever plan you choose. Second that any prescription drugs you’re taking is covered and at what level. Also check to see if you qualify for Medicaid. After that it’s just a matter of choosing the benefits in a plan that suits you and your lifestyle.
Does Medicare cover hearing aids, or do I have to pay out of pocket?
Answer: Original Medicare does not cover hearing aids. There are some Medicare Advantage plans that will cover them. Depending on plan the benefits will vary.
My friend gets SilverSneakers with her plan and I don't-how are we both paying for Medicare and getting such different stuff?
Answer: If you only have original Medicare it is not included. Most Medicare Advantage plans include either Silver Sneakers or UHC has Renew Active.
Does Medicare Advantage cover acupuncture or alternative therapies in some plans?
Answer: Acupuncture is covered in Medicare Part B. Always check with providers to ensure that it’s covered.
Why did I receive a Medicare Summary Notice, and what should I do with it?
Answer: Medicare Summary Notice is a document is for people with Original Medicare receive to review their healthcare claims. It summarizes the services billed to Medicare, what Medicare paid, and what the beneficiary may owe. They are typically mailed every 4 months, but you can also access them online.
It is not a bill.
My mom is considering switching to a Medicare Advantage plan because her friends say it's better. She's scared of losing her current doctors. How can we check?
Answer: When discussing it with an agent that should be one of the first things they check. Ensure all of her doctors are in network. This includes Primary Care Physician and any specialist she may see.
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: Medicare Advantage plans are not free. They may have no monthly premiums but you still are required to pay your monthly Part B premium.