Robert Evans, Medicare Insurance Agent
Robert Evans
The Cochrun Group
Medicare Agent Licensed in TX
Contact Details
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Location
Cedar Park, TX
About Me
Robert is a dedicated insurance professional specializing in Medicare, life, and health coverage. With over 20 years of honorable service as a U.S. Army Sergeant First Class, Robert brings a strong sense of discipline, integrity, and commitment to helping his clients find the right coverage for their unique needs.
Robert knows that making the right healthcare decisions is about more than just coverage—it’s about peace of mind for you and your loved ones. Whether you’re new to Medicare or reviewing your current plan, Robert is here to guide you with honesty, care, and the experience that makes all the difference.
Directions to My Office
Q&A with Robert Evans
Answer: Depending on the Medicare advantage plan your doctor may be in network that is one of the first things. A licensed agent should check for. Yes original Medicare covers 80% of the cost and you’re responsible for the other 20% with Medicare advantage plan you know what your cost are Whether they’re in network or out of network.
Answer: You can consult a licensed health agent that focuses on Medicare. They should be able to walk you through the different plan options that may be available in your area.
Answer: Medicare Advantage plans are not free. They may have no monthly premiums but you still are required to pay your monthly Part B premium.
Answer: When discussing it with an agent that should be one of the first things they check. Ensure all of her doctors are in network. This includes Primary Care Physician and any specialist she may see.
Answer:
Medicare Summary Notice is a document is for people with Original Medicare receive to review their healthcare claims. It summarizes the services billed to Medicare, what Medicare paid, and what the beneficiary may owe. They are typically mailed every 4 months, but you can also access them online.
It is not a bill.
Answer: Acupuncture is covered in Medicare Part B. Always check with providers to ensure that it’s covered.
Answer: If you only have original Medicare it is not included. Most Medicare Advantage plans include either Silver Sneakers or UHC has Renew Active.
Answer: Original Medicare does not cover hearing aids. There are some Medicare Advantage plans that will cover them. Depending on plan the benefits will vary.
Answer: Since you are moving to a new state you’ll have to get a plan in that service area. The first thing is to ensure all of your doctors are in network for whichever plan you choose. Second that any prescription drugs you’re taking is covered and at what level. Also check to see if you qualify for Medicaid. After that it’s just a matter of choosing the benefits in a plan that suits you and your lifestyle.
Answer: Regular Medicare covers hospitalizations and doctor visits. A Medicare Advantage plan order the same but also offer more benefits. Dependent on the Medicare advantage plan it will cover your prescription drug plan which regular Medicare does not cover. Also a Medicare advantage plan can offer gym memberships and a set rate for other services such as skilled nursing facilities hospitalization stays lab work and a host of preventive services. Suggest you speak with an agent to compare different plans and see which ones provide benefits that are suited for you.
Answer: No you do not need to sign up again. However I do suggest you talk with an agent to see what changes if any are being made to ensure your plan still provides you the benefits you need.
Answer: Is this a Medicare Advantage plan or ACA plan? Please clarify so I can provide an accurate answer.