Virginia Barausky, Medicare Insurance Broker
Virginia Barausky
Medicare Broker Licensed in FL
Contact Details
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Location
Tampa, FL
About Me
Hello, I'm Virginia, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Q&A with Virginia Barausky
When is the best time of the year to start looking at Medicare options?
Answer: It depends on when you are going to need it. Usually the best time is 3 months before you need it minimum. I am glad to help you, where are you located?
What do you like most about being a Medicare agent?
Answer: Being able to help people with their plans and reduce anxiety in a confusing time. it can take hours of time and the deadlines and rules are tough.
How does life insurance contribute to financial planning?
Answer: Life insurance is critical part of any financial foundation. it can serve as a lifesaver when someone needs it and receives a check. it also can offer tax free income if needed, and Long Term Care.
I need a new wheelchair, and I'm not sure if Medicare will cover it. What's the process for getting durable medical equipment?
Answer: Your doctor writes a written order (or certificate of medical necessity) that justifies the need for a wheelchair or scooter.
Choose a Medicare-Approved Supplier
Use a DME supplier enrolled in Medicare and who accepts Medicare assignment.
You can search via Medicare.gov’s supplier directory:
https://www.medicare.gov/medical-equipment-suppliers/
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: Find a good agent to help you. APPLY for Part A & B now, go to ssa.gov, unless you are still working. Then the agent can help you pick the right plan. this is important so you have the best coverage.
I'm worried about affording my medications even with the 2025 changes. Are there additional assistance programs I should know about?
Answer: Visit SSA.gov/extrahelp or call 1‑800‑772‑1213
There are also state programs that may be able to assist you, find an agent to help you.
Does Medicare cover hearing aids, or do I have to pay out of pocket?
Answer: Medicare does not cover hearing aids, but a Medicare Advantage plan may. Find a great agent and take a look at your options. There are also discount programs out there through AARP and some of the carriers.
When my husband dies, do I get his Social Security and mine?
Answer: Great question! depends! Find an agent that is RSSA certified and they can help you - you may get the best of both of them! SSA.gov is also a resource although they do not give advice