When my husband dies, do I get his Social Security and mine?
Answered by 2 licensed agents
You can't receive both your full benefit and your husband's survivor benefit at the same time. If your survivor benefit is higher than your own benefit, you can switch to the survivor benefit. However, the Social Security Administration will give you the higher of the two amounts, but not both.
Answered by Clarence "Mark" Christiansen on March 30, 2025
Agent Licensed in WI, AZ, CA & 16 other states
This is a good question.
If you qualify to receive social security based on your own work record, and if you qualify for survivor's benefits as well, it is unlikely that you will receive both. Uncle Sam will most likely payout the higher of the two amounts, not both.
If you do not qualify for social security on your own, and your spouse passes away, you may be eligible for the survivor benefit. There are certain criteria that must be met in order to qualify. I would absolutely encourage you to check out ssa.gov for more info.
If you qualify to receive social security based on your own work record, and if you qualify for survivor's benefits as well, it is unlikely that you will receive both. Uncle Sam will most likely payout the higher of the two amounts, not both.
If you do not qualify for social security on your own, and your spouse passes away, you may be eligible for the survivor benefit. There are certain criteria that must be met in order to qualify. I would absolutely encourage you to check out ssa.gov for more info.
Answered by Bill Filer on March 27, 2025
Agent Licensed in MO, GA, KS & TN
Tags: Social Security
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