I thought I signed up for both Part A and B when I got my Social Security, but now I'm getting bills for Part B. Did I miss something during the enrollment period?

Answered by 8 licensed agents

Part B has a deductible each year (increases a little each year-2025 is $257) and a 20% co-pay WITHOUT a maximum out of pocket! Have you looked into either a Medicare Supplement/Medigap OR Medicare Advantage Plan that can help with the Part B "out of pocket costs"?

Answered by Tony Capraro III on April 3, 2025

Agent Licensed in NH

Answered by Tony Capraro III Medicare Insurance Agent
Yes. You must have missed the cost of Part B. If you are receiving benefits it is automatically deducted. If not, billed quarterly.

Answered by Dutch VanHoesen on April 13, 2025

Broker Licensed in FL

Answered by Dutch VanHoesen Medicare Insurance Agent
Part A is usually covered by the years you paid into the system and fo most people has o premium. PART B has a premium that is based on your prior two years of income. There are circumstances where you may receive assistance, such as Medicaid whereby the State would pay your PART B premium.

Both PART A AND PART B are required to obtain Health Care Plans.

Answered by John L Herman Jr on April 6, 2025

Broker Licensed in MD, DE & PA

Answered by John L Herman Jr Medicare Insurance Agent
Medicare part B has a monthly premium of $185 a month. If you’re collecting Social Security benefits, you can have this withheld directly from your Social Security check on a monthly basis. If you’re being billed for Medicare part B you are typically billed for three months at a time. The bill you receive will state the amount you owe as well as the period you are being billed for. you can contact them directly using the number on your bill if you have questions. I hope this information helps.

Answered by Christopher Garcia on April 7, 2025

Agent Licensed in NM, AZ, CO & TX

Answered by Christopher Garcia Medicare Insurance Agent
Often when you sign up for Social Security people also sign up for Medicare Part A and Part B at the same time. If you sign up for Social Security at Age 66, then you more than likely were issued part A already once you turned age 65. In this situation it appears that more than likely you signed up. A card showing your effective date should have been sent in the mail and as we know, sometimes items get lost in the mail system. Contact Medicare as soon as possible to inquire about the status. There are various options. You could either stop down at the local office, call at: (800) 633-4227 or contact on-line at - https://www.ssa.gov/medicare/sign-up/part-b-only . It's very important to inquire about your effective date because you only have a 60-day window to sign up for Part D or a prescription drug plan once your Part B becomes effective. If you fail to sign up within that window of time, Medicare can and will penalize you for the rest of your life.

Answered by Mel Stevens on April 17, 2025

Broker Licensed in AZ

Answered by Mel Stevens Medicare Insurance Agent
Yes, because signing up for Part B initiates your Medicare Part B premium. It's $185 monthly for 2025. It changes every year.

Answered by Kerwyn Jones on April 8, 2025

Broker Licensed in FL, AL, AR & 21 other states

Answered by Kerwyn Jones Medicare Insurance Agent
Nothing was missed in signing up for Medicare Parts A and B. Medicare Part A has no premium because it was paid for from income earned during the workin g life of the insured. In the case of Medicare Part B, no seperate premium was paid for during a person's working life which means that in retirement there is a payment to be made.

Answered by Jerry Cohen on April 21, 2025

Broker Licensed in NY

Answered by Jerry Cohen Medicare Insurance Agent
Whether you get Part B automatically due to having Social Security prior to 65, or you take Part B after 65, it has a base premium of $185 per month in 2025. That number can go up or down, depending on income, assets, penalties, programs chosen, and more. A knowledgeable broker is an invaluable resource to clear everything up.

Answered by Josh Vojtush on April 14, 2025

Broker Licensed in OH, FL, IL & MI, NC, SC & VA

Answered by Josh Vojtush Medicare Insurance Agent

Tags: Enrollment Periods Medicare Part A Medicare Part B New To Medicare Social Security

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