What happens if I am already retired and collecting Social Security when I turn 65?
Answered by 28 licensed agents
If you are already retired AND collecting Social Security, congratulations! A few months ahead of your birth month you will be AUTOMATICALLY enrolled in Medicare A and B. Among the piles of literature you receive from health insurance companies, you will be sent a card in the mail showing your Medicare ID# and effective dates (the month you turn 65). If you plan on using Medicare as your health insurance moving forward you do not need to take any further action.
That is quite all right. Medicare does not begin until you are 65 and is not part of the Social Security program. Age 65 is the most important date in the Medicare system. 62 and 70 are also important dates under the Social Security system.
In this case, you will be auto-enrolled in Medicare. When you get your red, white and blue Medicare card in the mail, pick a Medicare supplement plan plus a Part D Rx plan or an MAPD plan. Your independent Medicare agent can help with this.
If you're already retired and collecting Social Security when you turn 65, you’ll be automatically enrolled in Medicare Parts A and B. Your red, white, and blue Medicare card will typically arrive about 3 months before your 65th birthday. Part A is usually premium-free since you've paid into it through taxes, but Part B does come with a monthly premium, which will be deducted from your Social Security check. If you don’t want Part B right away—for example, if you have other coverage—you’ll need to actively opt out. This is also the time to look at whether a Medicare Advantage or Supplement plan makes sense for your situation. It’s a good idea to talk through your options with someone who can help make sure your coverage fits your needs and budget.
Medicare will automatically start the month you turn 65, if you are collecting Social Security. You will be receiving a Medicare card approximately three months before the month of your birthday. Now all you have to do is choose an advisor, who can help you find a plan to fit your personal needs and budget.
Typically, Social Security will send out your Medicare Benefits card 3 months prior to your 65th birthday month.
You may also be eligible for Medicaid, which makes things a little more complicated in accessing different plans, or you may involuntarily be enrolled in a plan without your knowledge.
Get with a competent Medicare broker (non a salesperson); they can do a thorough needs and situation analysis and assist you to understand your options and develop a winning healthcare strategy.
if spouse is younger and working you may not need to enroll in medicare. If your still employed you can delay enrolling in medicare if your on an employer sponsored plan
If you are aready retired and collecting Social Security when you turn 65, you will automatically be enrolled in Medicare. Your card should arrive timely, amonth or two before your birthday.
This is a question I answer frequently from my clients. If you are already drawing social security when you turn 65, then you will automatically be enrolled in Medicare Part A& B by Social Security and you do not have to do anything. Once you get the part A and B, then you will need to either sign up on a Drug Plan for Part D, or sign up with a Medicare Advantage or Medicare Supplement plan to go with it.
If you already drawing Social Security prior to turning 65, Social Security/Medicare will automatically enroll and mail your Medicare card with both Part A and Part B approximately 3 months prior to the month you turn 65.
You’ll be automatically enrolled in Medicare Parts A and B, no need to sign up yourself. Your Medicare card will arrive in the mail a few months before your 65th birthday.
You will automatically be enrolled in Parts A and B and receive your Medicare card during the fourth month preceding your birthday month. It will still be effective on the first day of month of your birthday month unless you were born on the 1st of a month. In that case, your coverage begins on the 1st day of the previous month.
For Social Security when you want your benefits to start, which could be as early as age 62 or as late as age 70. If you're already receiving Social Security benefits when you turn 65, you'll be automatically enrolled in Medicare — no need to let Social Security know that your birthday is coming.
Great question! If you are already retired and collecting Social Security, you'll automatically be signed up for parts A and B, effective the first day of your birthday month. You should look your red, white and blue Medicare card to arrive in the mail around 4 months prior to your 65th birthday month. Once you have your Medicare number/card you are eligible to select a private insurance policy. An agent, like me, can help narrow down those option when the time comes!
Easiest situation possible! Three months prior to your 65th birth month Social Security will start the process of getting you set to start on Medicare parts A and B on the first day of your 65th birth month. You don’t have to do anything besides keep an eye out on the mailbox for your Medicare ID card and instructions on how to pay your Medicare part B premium.
Any who is retired and currently collecting Social Security benefits will automatically receive their Medicare care as early as 3 months prior to their 65th birthday.
That just makes it easy! You turn on your Part A and B, elect a Part D Prescription plan, and you're ready to go!
Now, if you decide to go with a Medicare Advantage Plan, you will give up those benefits to take the privatized company insurance. Either way, it's pretty simple!
Then you will automatically be signed up for Medicare. Your Social Security check with have the part B premium withheld from the check you are receiving. Unless you qualify for the extra help available for people with lower incomes and assets.
If you're already retired and collecting Social Security, then you will be mailed a Medicare card with both Part A and B on it. If you are still on an employer group plan that you really like and it doesn't cost much, you can file form CMS 1763 to return your Medicare for the time being and avoid paying for Part B every month.
In this situation, Social Security will automatically mail your Medicare card in the mail. Usually 3 months prior to the month you turn 65. This is because you are already collecting Social Security income.
You will automatically be enrolled into Medicare Parts A & B and all you will have to do is review the different plans available to you, make a choice and enroll into the one you want. This can be done the 3 months before your birthday month, your birthday month and 3 months after your birthday months.
You will automatically be enrolled in Medicare Part A and B. You don't have to do anything, but it's best to know your options and choose what benefits you the most.
If you are already receiving social security benefits when you turn 65, then you will automatically be enrolled in Original Medicare (Medicare Part A and Part B). Your Medicare coverage will start on the first day of the month of your 65th birthday, or the previous month if your birthday happens to be on the first day of the month.
However, your enrollment into a Medicare supplement, a Medicare advantage plan (Medicare Part C), or a Medicare Prescription Drug Plan (Medicare Part D), is not automatic. I would recommend working with a licensed Medicare agent to discuss what options are available and to help you enroll.
