Jillian Bellinger-Laing, Medicare Insurance Broker
About Me
Do you need help with your Medicare? I broker with most of the companies under Medicare and review everything under the umbrella of retirement. Over 15 years experience.
Q&A with Jillian Bellinger-Laing
What happens if I am already retired and collecting Social Security when I turn 65?
Answer: You will be signed up for Medicare automatically and you should receive your Medicare card 3-4 months before you turn 65. Have a great weekend!
What role do annuities play in retirement planning?
Answer: Annuities can give you a reliable monthly income in retirement, helping you cover regular expenses without worrying about running out of money. They offer the option of guaranteed payments for life, which can bring peace of mind. Annuities can also work alongside Social Security and any savings or pensions you have, giving you more financial security. I help seniors everyday with protecting their retirement savings. Let me know if you would like to schedule a time to speak with me.
Does Medicare cover cancer screenings, and how often can I get them?
Answer: Medicare will cover cancer screenings. Depending on which cancer screening you are getting, it can be every 12-48 months unless you are high risk. Have a great weekend.
What is the Medicare Advantage 5-Star Special Enrollment Period? Is this different from '"OEP'" and "AEP"?
Answer: Yes, if there is a 5-star plan available in your area that you are interested in, you can make one change outside of the enrollment periods. Have a great day.
I have severe rheumatoid arthritis and my biologic medication costs $6,000 per month. How will the 2025 Medicare Part D changes affect someone in my situation?
Answer: Medicare has a $2000 out of pocket maximum this year for drug costs (this includes the $590 deductible if your plan has one). Once you have paid $2000, then you will fall under catastrophic coverage and pay $0 for the rest of the year.