Donnie Vermillion, Medicare Insurance Broker
Donnie Vermillion
Vermillion Insurance
Medicare Broker Licensed in TX
Contact Details
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Location
Lavon, TX
Donnie Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
I'm an educator and Independent Insurance Broker. I enjoy helping seniors and I am here to educate you about your Medicare options so that you can make informed choices. As an Independent Broker putting my clients needs first is always my top priority. Honesty and integrity is of the utmost importance to me. This is who I am and making sure that you are in the best plan to fit your needs is what I do.
Q&A with Donnie Vermillion
My doctor recommended a bone density test. Is this considered preventive care under Medicare?
Answer: Yes, it is considered a preventive service.
Medicare Part B (Medical Insurance) covers this test once every 24 months (or more often if medically necessary) if you meet one or more of these conditions:
You’re a woman whose doctor determines you’re estrogen-deficient and at risk for osteoporosis, based on your medical history and other findings.
Your X-rays show possible osteoporosis, osteopenia, or vertebral fractures.
You’re taking prednisone or steroid-type drugs or are planning to begin this treatment.
You’ve been diagnosed with primary hyperparathyroidism.
You’re being monitored to see if your osteoporosis drug therapy is working.
You pay nothing for this test if the doctor or other health care provider accepts assignment.
Can Medicare help cover in-home care for dementia patients who wander or need supervision 24/7?
Answer: Medicare does not cover around the clock supervision or personal care. Long Term Care insurance helps with ADL's "activities of daily living" and dementia specific needs. Depending on the policy it may help cover personal home care.