Can I enroll in Medicare if I've never paid into Social Security due to working overseas?

Answered by 5 licensed agents

Anyone legally in the United States can enroll into Medicare if they are at least 65 years old or if they have been deemed disabled for the last 24 months by a physician. Someone that has worked overseas and not paid into the system may have to pay a premium for Part A (Hospital coverage) of Medicare, that people who have paid into the system get it premium free.

Answered by Steve Brauer on April 8, 2025

Broker Licensed in AZ & CA

Answered by Steve Brauer Medicare Insurance Agent
You can enroll. However, you will be required to pay both Part A and Part B Premiums out of your own pocket in addition to premiums for a Medicare Supplement Plan, Rx Plan or whatever Premiums for an Advantage Plan. All of which will be very costly for the average person.

Answered by Ron Gambles on April 9, 2025

Agent Licensed in TN

Answered by Ron Gambles Medicare Insurance Agent
No! You need 40 quarters, equivalent to 10 years working to qualify for Medicare. If not, you can purchase quarters. More discussion needed on that.

Answered by Kerwyn Jones on April 8, 2025

Broker Licensed in FL, AL, AR & 21 other states

Answered by Kerwyn Jones Medicare Insurance Agent
Yes. If you have not met the requirements for a no cost Medicare Part A, there will be a cost to you. It is on your best interest to contact a Social Security office near you to learn about your options.

Answered by Dan Green on April 8, 2025

Broker Licensed in NC

Answered by Dan Green Medicare Insurance Agent
Yes, you can. You must be 65+ or disabled for 24 months, and then you must pay a premium for parts A and B.

Answered by Albert Smith on April 21, 2025

Broker Licensed in IL, FL, GA & 6 other states

Answered by Albert Smith Medicare Insurance Agent

Tags: Enrollment Periods New To Medicare Social Security The Medicare System

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