Kerwyn Jones, Medicare Insurance Broker
Kerwyn Jones
Jones Insurance Solutions LLC
Medicare Broker Licensed in FL, AL, AR, AZ, CA, GA, KY, LA, MA, MD, MI, MO, MS, NC, ND, NM, OH, PA, SC, TN, TX, VA, WA and WI
Contact Details
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Location
Winter Springs, FL
About Me
Hi, my name is Kerwyn and I am your local Medicare insurance agent. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!
Q&A with Kerwyn Jones
What are the reasons why I should work with a Medicare agent?
Answer: It's cist you nothing to work with me.
It also help you you avoid somw costly mistakes typically made by Medicare Beneficiaries.
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: PPO provides more options for provider networks, less restrictions.
You can go out of network to get another opinion from another provider without a referral.
I thought I signed up for both Part A and B when I got my Social Security, but now I'm getting bills for Part B. Did I miss something during the enrollment period?
Answer: Yes, because signing up for Part B initiates your Medicare Part B premium. It's $185 monthly for 2025. It changes every year.
So my friend told me I should just go with the cheapest Medicare plan. That sounds too simple - what am I missing?
Answer: You're missing alot. Don't do that without first consulting with a Medicare Advisor(Me). Cheapest isnt always the best option.
Aren't those Medicare seminars just sales pitches in disguise?
Answer: No! They are educational in nature. It's your choice to follow-up and set an appointment for further assistance
How does losing a spouse impact my Medicare plan if I was on their employer coverage?
Answer: Dramatically! You are now without coverage and need a new plan. A discovery needs to be completed and then an enrollment.
Every year I stress over picking a plan and still end up surprised by the bills. Is there any way to just get peace of mind with Medicare?
Answer: Yes! There a way of getting that done. A conversation with a competent Medicare Advisor will solve that problem
What's the biggest mistake seniors make when choosing a Medicare Part D plan?
Answer: Not checking the formulary to ensure all their prescriptions are covered. Also, simply forgetting to enroll within the time frame allowed for it
I've been diagnosed with prediabetes. What preventive services does Medicare cover to help prevent progression to type 2 diabetes?
Answer: Medicare provides several preventative and screening procedures to quickly identify the onset of diseases before they become major problems.
What is the biggest disadvantage of the Medicare Advantage plans?
Answer: 1. Restrictions on providers
2. Only contractually good for 1 year
3. Referral needed for HMOs
4. Larger Max of Pocket costs
Can I enroll in Medicare if I've never paid into Social Security due to working overseas?
Answer: No! You need 40 quarters, equivalent to 10 years working to qualify for Medicare. If not, you can purchase quarters. More discussion needed on that.
Don't you think Medicare's focus on treatment rather than prevention is backwards?
Answer: That's a subjective question and my opinion may not be accurate. Medicare has its purpose and many Americans depend on it for care.
My mom is considering switching to a Medicare Advantage plan because her friends say it's better. She's scared of losing her current doctors. How can we check?
Answer: Go the the Med Adv plan website and select Doctor lookup and search them one at a time to verify if they are in network.