Hannah Skinner, Medicare Insurance Agent
Hannah Skinner
Senior Savings Network
Medicare Agent Licensed in SC, AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY
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North Charleston, SC
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About Me
Hello!
My name is Hannah Skinner. I am a licensed agent at the Senior Savings Network in Charleston, South Carolina. Lead by Christopher Westfall, our office has helped over 20,000 people from all over the country. We specialize in Medicare supplements, but I am able to give information on and write several types of health insurance. I offer appointments by phone, Zoom , or in person, and my services are completely FREE!
I look forward to helping you find the Medicare plan that works best for you. You can reach me by providing a good phone number or email address below or scheduling an appointment using my booking link listed on my account.
Directions to My Office
Q&A with Hannah Skinner
Will Medicare cover everything my current employer plan does?
Answer: Although Medicare does cover an abundance of services, there is not a guarantee that Medicare will cover everything that your employer coverage does. It would be wise to do a side by side comparison of your current plan versus Medicare plans. Meeting with a Medicare agent to discuss your options can make comparing plans less overwhelming.
What do you like most about being a Medicare agent?
Answer: I love getting to work with seniors to help them get the coverage they need and deserve. Medicare can be very confusing and everchanging, so it's nice to have someone on your side that can keep up with these things for you. I love being that person for my clients.
Can I change my Supplemental/Medigap plan at any time?
Answer: Yes, you can change your Medigap plan at any time of the year. You must be able to health qualify to change unless you live in a state that has rules that say differently. Although, you can change at any time, you typically get your yearly rate increase on your policy's renewal date. This can be a good time to review your plan because you have the most accurate rate information.
I went with Medigap because I travel a lot, but now I'm paying a fortune in premiums. Did I make a mistake?
Answer: Medigap plans are great for people who travel a lot because they do not have networks. You might face higher costs by going with an Advantage plan with networks if you are trying to receive treatment out of the service area. It is never a bad idea to meet with an agent and review your Medigap plan. You could be paying too much for it and could get the same coverage for much less.
I'm turning 65 in three months but still working with employer coverage. Do I need to sign up for Medicare right now or can I wait?
Answer: If your employer coverage is creditable towards Medicare (meaning your employer has 20 or more employees) then you should be able to defer Part B. When you are ready to take Part B when you retire, you will need to prove that you have creditable coverage, or you will receive a late enrollment penalty.