Eric Jensen, Medicare Insurance Broker
Eric Jensen
Hablo Español
Medicare Broker Licensed in FL, AZ, CA, GA, MO, NJ, NY, OH, OR, TX and UT
Contact Details
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Location
Fort Lauderdale, FL
About Me
**Se Habla Español**
Hello my name is Eric Jensen and I'm a Health Insurance Specialist, with knowledge and experience to offer and advise on a diverse portfolio of Medicare Insurance Plans.
If you are just getting started or want to review your Medicare options, I am here to help make the best decisions for all your medicare needs.
I offer medicare advantage, medicare supplements, and represent all major carriers. Contact me for a free consultation.
Q&A with Eric Jensen
What are the reasons why I should work with a Medicare agent?
Answer: There are usually lots of plan options available in your area and a lot of nuances to each plan that an experienced agent would be aware of and be able to go over with you. They can help you narrow down your options and pick the best one for you based off your individual situation. There also is not any additional charge to consult with an agent or enroll in a plan through them so you do not gain anything by enrolling on your own some public site or directly with a carrier.
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: There are a lot of Medicare Advantage plans that have no premium. However, you would still be responsable for paying your original medicare part B premium (and possibly Part A if you have one). So when someone says that a medicare advantage plan that doesn't charge a monthly premium is "free", they actually mean that you would be paying the same whether you are in original medicare or a medicare advantage plan, so it is "free" in that sense.
How does Medigap Plan K compare to Plan G for someone on a tight budget?
Answer: If you have a tight budget, Medigap Plan K could be a suitable option since it typically charges a lower monthly premium than Plan G, but also has less comprehensive coverage. Plan K only covers about 50% of many key benefits like Part B coinsurance, skilled nursing facility care, and the Part A deductible. Therefore with Plan K, your fixed costs (monthly premium) would be lower when compared to Plan G, and may be a better option for your tight budget as long as you are relatively healthy and don't require frequent medical care.
Does Medicare Advantage cover home health care?
Answer: Yes Medicare Advantage Plans do cover home health care. They are required provide at least the same level of home health care coverage as Original Medicare, however you would usually need to get the care from a provider that is contracted with your specific health plan.
Can Medicare pay for my groceries?
Answer: There are certain medicare advantage plans that include spending cards that can be use for healthy foods such as water, bread, meat, rice etc. There are other plans that may provide a spending allowance but it can only be used for Over The Counter (OTC) items such as vitamins, suppleents and home care items such as toilet paper, cleaning supplies etc..
Your healthcare agent could help you determine which plans include these additional benefits and clarify what they can be used towards.