Can Medicare pay for my groceries?

Question

Brian Moore · Accepted Answer

Medicare itself doesn’t pay for groceries—Original Medicare sticks to medical coverage and doesn’t touch stuff like food benefits. But I’ve noticed more Medicare Advantage plans stepping up with ancillary extras, like grocery allowances, built into many options now, especially for folks with specific health needs. It’s not universal, though—depends on the plan and if you qualify, so you’d need to check what’s offered where you are.

Answered by Brian Moore on March 26, 2025

Broker Licensed in OH

Answered by Brian Moore Medicare Insurance Agent

Clarence &quot;Mark&quot; Christiansen · Answer

Great question. Most Medicare Advantage DUAL plans for folks with Medicare and Medicaid have a monthly healthy grocery benefit so no cigarettes, alcohol or non-food products. There are a couple of Medicare Advantage plans which may help with groceries for people with A and B Medicare so you don't necessarily have to be on Medicaid to participate but check with your independent agent to find out which plans help with groceries and if you qualify for the added benefit.

Answered by Clarence "Mark" Christiansen on April 3, 2025

Agent Licensed in WI, AZ, CA & 16 other states

Answered by Clarence "Mark" Christiansen Medicare Insurance Agent

Michael Andrews · Answer

There are some Medicare Advantage plans that may offer food card benefits, however, these are usually found with Special Needs Plans and not all Medicare beneficiaries qualify. Original Medicare does not cover groceries or other related products such as over the counter benefits.

Answered by Michael Andrews on April 15, 2025

Broker Licensed in CT

Answered by Michael Andrews Medicare Insurance Agent

Robert Moore · Answer

No. Medicare is only for your health care needs. Many providers of Medicare Advantage plan have a "over the counter" card available that can help you with small purchases of healthy foods. We can discuss this at detail. Call us at 317.586.2324

Answered by Robert Moore on May 24, 2025

Broker Licensed in IN, AL, IL & 11 other states

Answered by Robert Moore Medicare Insurance Agent

Christopher Palazzini · Answer

No. Some Medicare and Medicaid dual eligible plans may pay for some groceries. You must qualify through low income and qualify for Medicaid

Vincent Esposito · Answer

I know some medicare advantage plans give members what is called an OTC allowance. Supplements cost more than most  advantage plans and do not offer help with your grocery bill.

Steven Lovell · Answer

Medicare does not cover groceries but some Advantage plans will give grocery allowance as a supplement benefit.

David Silver · Answer

Medicare does not directly pay for groceries, but some Medicare Advantage (Part C) plans may offer grocery-related benefits — especially for individuals with certain health conditions or financial needs.

Answered by David Silver on May 7, 2025

Broker Licensed in FL, NJ & NV

Answered by David Silver Medicare Insurance Agent

Paul Dzierzanowski · Answer

No Medicare cannot pay for your groceries. There are some Medicare Advantage plans that will give you a grocery card if you are eligible for certain plans. To see if you are eligible for those plans do not hesitate to contact me directly at 239-848-8893 to explore your options.

Answered by Paul Dzierzanowski on April 7, 2025

Agent Licensed in FL

Answered by Paul Dzierzanowski Medicare Insurance Agent

Brian Leichner · Answer

This is a more  complex question than it appears.  Medicare itself pays for Doctors and Hospitals.  So the purest answer is no, Medicare cannot pay for your groceries.  

If you outsource Medicare to a private insurance company, called Medicare Part C or is also called Medicare Advantage, you may have a healthy grocery benefit.  I want to stress may have that benefit.  It is based on other factors, like where you live, what your income and assets look like and what plans are available to you.  If you are on Medicare and Medicaid there is a much higher chance you could qualify for a benefit of healthy groceries.  

Even if you do, that benefit is subject to change at least annually or if CMS changes rules.  I hope this helps and please consider me a resource.  Brian Leichner 402.896.9774 is my office or you can email me at Brian@ProInsuranceResources.com

Steve Brauer · Answer

Medicare will not pay for your groceries, but certain kinds of coverage under many Medicare Advantage Plans have monthly or quarterly benefit amounts for things like groceries, gasoline, yard work, pest control, even rent.

Answered by Steve Brauer on April 13, 2025

Broker Licensed in AZ & CA

Answered by Steve Brauer Medicare Insurance Agent

Sam Silva · Answer

Original Medicare (Parts A & B) does not pay for groceries. However, some Medicare Advantage (Part C) plans may help with groceries under certain conditions.

Rachael Metcalf · Answer

No medicare does not pay for groceries. Now a medicare advantage plan may have those benefits on them for you. Most plans with groceries are for 2 distinct reasons....1. full medicaid with full medicare. 2. you have a chronic conditions. (ie. diabetes, heart, COPD etc)

To figure out if you qualify, always check with your local agent or call me :)

Eric Jensen · Answer

There are certain medicare advantage plans that include spending cards that can be use for healthy foods such as water, bread, meat, rice etc.   There are other plans that may provide a spending allowance but it can only be used for Over The Counter (OTC)  items such as vitamins, suppleents and home care items such as toilet paper, cleaning supplies etc..

Your healthcare agent could help you determine which plans include these additional benefits and clarify what they can be used towards.

Barbara Hawes · Answer

In certain Medicare Advantage plans, there are extra benefits, among which are over the counter (OTC) and healthy groceries.  OTC gives you access to medical-type supplies from aspirin to canes and vitamins.  You usually can either order them online through their catalogue or go to a major pharmacy chain such as CVS and buy off the shelf.   

Healthy groceries will give you access to specific categories of foods:   dairy, meat, fresh veggies, etc.  up to a limit.   Most times you will find this benefit for lower income Medicare recipients but occasionally they will be found among the general Medicare Advantage plans.  

Here are a few hints to look for in these benefits:   
1.  How often does the card replenish-- monthly?  quarterly?
2.  If you don't use the entire amount by the end of the benefit period (monthly or quarterly), will the remaining amount roll over to the new cycle?
3.  Is there a way to ADD to the benefit amount?   Some companies will give specific amounts more to that credit if you do certain tasks, such as get your wellness exam, fill out a survey, watch a wellness video.
4.  Buying the items especially the OTC items in person is convenient for some, but you have to watch the brand and size specifically.   If it's not on the approved list, you will be charged for that item when you get to the cash register. 

In this economy, I can understand the importance of the question.   Other avenues to consider would be to see where else you can save money so you can buy more groceries.   Prescription assistance programs, Medicare financial assistance and other resources are  available if you are eligible.   Call us or your local Department of Aging for more information.