Jo Gallo, Medicare Insurance Broker
Jo Gallo
NJ Life and Health Insurance Group, LLC
Medicare Broker Licensed in NJ, AZ, DE, GA, MD, ME, MI, NC, PA, SC and VA
5+ Years of Experience
Contact Details
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Location
Toms River, NJ
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Phone
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Website
About Me
Seasoned Medicare Specialist representing almost every Carrier in the State of New Jersey. Providing Clients with a free Medicare Education to help you avoid making errors and fully understand the plans available in your area. I will review the costs involved with various Medicare plans and if available, State Benefits to help you get the most out of your Medicare Experience! Make an appointment now.
Directions to My Office
Q&A with Jo Gallo
Are there any guidelines I should follow when filling out my Medicare application?
Answer: Yes, you should contact a Broker who will do it for you - this will ensure you get what you want and you understand what you get.
Can Medicare pay for my groceries?
Answer: The simple answer is no. The fact that the current Administration is ending ing SNAP Benefits is heart wrenching. My suggestion to all Seniors is find a local food bank and be sure you sign up if it is required. If you need help call your local senior services or SHIP office.
What is the trap of Medicare Advantage plans?
Answer: Advantage Plans are not a “trap”. They are an alternative to original Medicare. However, they do require participants to spend a certain amount of money before they cover at 100%. For folks that do not want to pay monthly or folks who cannot afford Original Medicare, they are a good alternative. Think of an Advantage Plan asa pay as you use it plan. Please feel free to contact me - Advantage Plans need to meet your needs - you cannot just “pick one”. Jo Gallo - 848-226-6897
What are some ways to ensure your parents feel supported during the Medicare decision-making process?
Answer: First make sure they get educated. If there is a translation issue, please be available to help explain Medicare via your Broker. My name is Jo Gallo - I fully educate so we feel confident in our decisions. There are reasons to learn all about Medicare prior to joining - such as picking a plan that does not cover what you need. Please feel free to give me a call - I will elaborate. 848-226-6897