Barbara Hawes, Medicare Insurance Broker
Barbara Hawes
Protect Your Health Insurance
Medicare Broker Licensed in NJ, AZ, CT, DE, FL, GA, IL, IN, MA, MD, MI, NC, NV, NY, OK, PA, SC, TN, TX, UT and VA
9+ Years of Experience
Contact Details
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Location
Brielle, NJ
About Me
Greetings! I'm Barbara, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Barbara Hawes
What are the red flags I should look for when interviewing agents? I want to make sure I'm not just getting sold to but genuinely advised.
Answer: Really good question!
A responsible agent in my opinion will educate first and then let you decide what's best for you. They need to learn about you a bit first as to what's important to you in a plan, what you expect, and then present the advantages and disadvantages of each type of plan. Once you decide whether medicare advantage or medicare supplement, then the selections can whittle down to something more manageable. You should never be pushed; if you don't understand something then you need to get answers until you feel comfortable. And after you enroll, that agent needs to be your right hand person to help answer questions, provide suggestions, or help mediate a solution if needed.
I picked a Medicare Advantage plan because of the dental and now I found out it only covers cleanings. Why didn't anyone tell me this upfront?
Answer: Im so sorry you had that experience! Its always important to review not only the brochure carefully, but if working with an agent, have a list of things you are specifically looking for in your plan to ask the agent. You can't plan for everything so do the best you can. And do you know that from Jan 1 to March 31, you can change to another medicare advantage plan ? So use those 3 months to " test drive" a plan.. see your dr, scout out dental and other providers ... if you have problems you can't resolve, then find another plan. You can change it once during that time.
You can add a separate dental plan at any time.