Brian Leichner, Medicare Insurance Agent
Brian Leichner
Pro Source Insurance
Medicare Agent Licensed in NE, AZ, CO, IA, KS, MO and TN
Contact Details
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Location
Springfield, NE
Brian Can Help With:
About Me
Brian's companies are focused on clients and superior service. A Licensed Insurance Consultant in life and health insurance, Brian has helped 1,000s of people and trained 100s of agents to help other with insurance. We specialize in Medicare, Health, Recovery Care, Dental, Income, Life insurance.and more.
Q&A with Brian Leichner
What do you like most about being a Medicare agent?
Answer: I view my occupation as helping people. Since I am Certified in Medicare and been licensed in life and health insurance since 1986, I am able to help a lot. I now help people to help people with Medicare. I am a manager and have helped 1,000s of people across the nation with Medicare, life, dental, vision, hearing aids and a lot more.
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: Due to the Inflation Reduction Act, there are fewer PPOs to choose from. The reason being that PPO networks are more expensive to operate. They insure both IN and OUT of the Network of Doctors and Hospitals. The Inflation Reduction Act, rearranged the money. It took from Part A & B coverages as well as dental and other ancillary benefits to pay for the Prescription drug part.
HMOs cover only claims that are IN the Network. They are less expensive to operate so they generally have zero premium or more dental etc.
The real question is, what is the best route for you? PPO? HMO? Neither? Let's explore this and check the Networks for you.
- Brian
I just got Medicare Part A, and I'm worried about hospital stays. How do I know if my overnight stay will be covered fully?
Answer: Part A is for hospital coverage, if you are "In-Patient". If you are admitted, you will be covered subject to the roughly $1600 deductible and that will afford you 60 days of hospitalization. If you are not admitted as In Patient, it will most likely be a Part B claim. That is subject to a deductible and 20% of the cost. You can call me to get insured if you are In or Out patient. Brian Leichner, 402-896-9774 is my office phone.