Am I eligible for a Special Enrollment Period if I lose employer coverage?

Current Medicare rules allow a Special Enrollment Period (SEP) when someone loses creditable group coverage and is 65 or over in most states. This entitles the retiree to enroll into Parts A, B, C, and/or D. In most cases, the senior will be required to the pay the entire Part B and/or Part D monthly premiums at that time and for the rest of their retirement.

Answered by Christopher Boyd on March 4, 2025

Agent Licensed in IN, KY, MI, OH, PA & TN

Answered by Christopher Boyd Medicare Insurance Agent
Yes if you lose coverage you can enroll after the age of 65. This can be due to retiring for example.

Answered by Gretchen Morris on March 4, 2025

Broker Licensed in MN, AZ, FL & WI

Answered by Gretchen Morris Medicare Insurance Agent
Yes. Losing employer coverage qualifies as a special enrollment period. You have 63 days to get your new coverage in place.

Answered by Mark Maliwauki on March 4, 2025

Broker Licensed in ID, AZ, CA & 15 other states

Answered by Mark Maliwauki Medicare Insurance Agent

Tags: Coverage Eligibility