Cleo Martin, Medicare Insurance Agent
Cleo Martin
Medicare Agent Licensed in SC, AL, FL, GA, MI, NC and TX
Contact Details
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Location
Myrtle Beach, SC
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Phone
About Me
Greetings! I'm Cleo, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me at 803-730-8368 today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Cleo Martin
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: I would apply for my medicare card. Then i would learn the difference between regular medicare and a medicare advantage. Then you cn decide which is better for your situation.
What’s the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: With a Medicae advantage PPo you have a greater choice of doctors in the network, and can go out of the network if who you want to see is not in their network. If out go out of the network it will cost you more per visit. With a HMo you have a more limited amount of doctors that are in the network. You may or may not e able to go out of the network.
What are the red flags I should look for when interviewing agents? I want to make sure I'm not just getting sold to but genuinely advised.
Answer: I would find out how long they have been selling Med supps and Medicare Advantages and why they like this market. I would also have them explain the difference between the two. Can they do it in a way that you understand stand it. I would also like to know how many companies they represent. If just one then that's all you will get told about. They should also be asking you questions about your doctor's, like their names. Plus the drugs you are taking and what your specific health situation is. They should be asking questions to find out what your enrollment situation is. The health situation will tell them what you may or may not qualify for. By getting these questions asked hopefully it will give you a better feel of the agent and if they can assist you or not.
Cleo Martin
Why might Original Medicare with a Part D plan be better than a Medicare Advantage plan for frequent travelers?
Answer: Yes, because you don't have to worry about networks for doctors and hospitals. You also don't have to worry if you have traveling benefits.