Sean Krause, Medicare Insurance Broker

About Me

Helping clients find the Medicare plan that best fits their need and budget. Also specializing in Final Expense; dental, vision and hearing; hospital indemnity; long and short term care & disability. Husband with Kim. Father of 2. Grandfather of 4. Sports fan: Baseball, nascar, college football & basketball. Amateur radio operator.

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Q&A with Sean Krause

What do you like most about being a Medicare agent?

Answer: I enjoy helping others. & insuring people do not get penalty’s for signing up for or not signing up at wrong times.

I need a hearing aid but I've heard Medicare doesn't cover them. Is there any way around this?

Answer: You have heard correct. Original Medicare does not cover hearing aids. However, some Medicare advantage plans may have some hearing aid coverage. You may also check with an audiologist as some hearing aid manufactures have programs that may help with the cost.

My pharmacist mentioned the Medicare "donut hole" is going away in 2025. What does that actually mean for me?

Answer: That’s right. Medicare this year now has a maximum prescription out of pocket limit of 2000 dollars. This means when you reach 2000 dollars out of pocket for your medications you’ll have no further cost.