I need a hearing aid but I've heard Medicare doesn't cover them. Is there any way around this?
Answered by 5 licensed agents
Original Medicare (Parts A and B) does not include Hearing Aid Coverage. Medicare Advantage often times does but not all plans so check closely on the plan if you are enrolled into Advantage. Supplement plans typically do not include Hearing Aid coverage but may include a discount plan or a rider for purchase with certain carriers (in certain states only).
Answered by Maureen McKenna on April 3, 2025
Agent Licensed in CA, AZ, CO & 17 other states
Traditional Medicare Parts A and B with a Medigap generally do not cover Hearing Aids. However, you could get a rider to add to your Medigap that offers that coverage. Medicare Advantage plans do offer some help with Hearing Aids through discounts.
Answered by Larry Dalton on April 6, 2025
Broker Licensed in OK & TX
In short - No! You may be best to find a discount plan or check out individual offers from the private sector. MA Plans push this 'benefit", but you'll want to look into it a little further from each offered plan. The focus from the MA companies is to have you see the "free" and "inexpensive" benefits they provide. It's a form of redirection. Then, when you've taken the plan and find you need a major surgery, operation, or treatment, you find they have left you with a very large bill, as they didn't give the complete coverage you needed then. But you have your Hearing Aids!!!! Just be sure to balance the offers up front against the long-range costs when the body wears down and you need REAL coverage.
Answered by Norman Smith on April 6, 2025
Agent Licensed in FL & PA
Some Medicare Supplement companies offer discounts on hearing aids at no extra cost. Some Medicare Advantage plans have hearing aid benefits up to a certain dollar amount. Please contact your local insurance agent to find out what is available in your area.
Answered by Dana Dane on April 4, 2025
Agent Licensed in OR, AZ, CA & 6 other states
Original Medicare does not cover hearing aids. However, most Medicare Advantage plans cover hearing aids and offer them at a discount or copay through their approved Vendor. Check with your local Broker if you are enrolled in a Medicare Advantage Plan.
Answered by Tammie Rutledge on April 3, 2025
Broker Licensed in WA, AZ, FL & ID, MT, OR & TX
Tags:
Advice for Seniors
Coverage
Medicare Advantage
Agents: Share Your Expertise
Have insights or experiences related to this topic? Help others by sharing your knowledge and answering this question.
Add Your Answer