I need a hearing aid but I've heard Medicare doesn't cover them. Is there any way around this?

Answered by 68 licensed agents

Original Medicare does not cover hearing aids. However, most Medicare Advantage plans cover hearing aids and offer them at a discount or copay through their approved Vendor. Check with your local Broker if you are enrolled in a Medicare Advantage Plan.

Answered by Tammie Rutledge on April 3, 2025

Broker Licensed in WA, AZ, CA & 6 other states

Answered by Tammie Rutledge Medicare Insurance Agent
Original Medicare (Parts A and B) does not include Hearing Aid Coverage. Medicare Advantage often times does but not all plans so check closely on the plan if you are enrolled into Advantage. Supplement plans typically do not include Hearing Aid coverage but may include a discount plan or a rider for purchase with certain carriers (in certain states only).

Answered by Maureen McKenna on April 3, 2025

Agent Licensed in CA, AZ, CO & 19 other states

Answered by Maureen McKenna Medicare Insurance Agent
That is one of the benefits of having a Medicare Advantage Plan. Most Advantage plans have hearing aid coverage or provide substantial discounts on them at their network providers. With the new Medicare laws, people can purchase hearing aids "over the counter" and don't need a doctor's approval. Honestly.... Costco has some pretty good deals with them too!

Answered by Steve and Sue Brauer on April 16, 2025

Broker Licensed in AZ & CA

Answered by Steve and Sue Brauer Medicare Insurance Agent
You can ho to an advantsge plan as many have hearing aid benefitsor you can purchase a stand alone plan that includes dental vison and hearing?, but you may have a waiting period

Answered by Mike Alexander on February 16, 2026

Broker Licensed in TX, AL, AR & 16 other states

Answered by Mike Alexander Medicare Insurance Agent
Some Medicare advantage plans have an allowance for hear I ng aides. Others charge a set copay for different levels of hearing aides. Both types will require you to use a network designated by the plan sponsor.

Answered by Mark Bilgere on November 29, 2025

Broker Licensed in TX, AR, IN & LA, MN, NE & OK

Answered by Mark Bilgere Medicare Insurance Agent
Medicare does not cover hearing aids. With a Medicare Advantage plan, it may be covered. Varies on plan.

Daniel Brechin

Contact me.

Answered by Daniel Brechin on August 21, 2025

Agent Licensed in AL, FL, KY, MS & TN

Answered by Daniel Brechin Medicare Insurance Agent
In short - No! You may be best to find a discount plan or check out individual offers from the private sector. MA Plans push this 'benefit", but you'll want to look into it a little further from each offered plan. The focus from the MA companies is to have you see the "free" and "inexpensive" benefits they provide. It's a form of redirection. Then, when you've taken the plan and find you need a major surgery, operation, or treatment, you find they have left you with a very large bill, as they didn't give the complete coverage you needed then. But you have your Hearing Aids!!!! Just be sure to balance the offers up front against the long-range costs when the body wears down and you need REAL coverage.

Answered by Norman Smith on April 6, 2025

Agent Licensed in FL, AL, NJ & PA

Answered by Norman Smith Medicare Insurance Agent
If you have a Medicare Advantage Plan, there is coverage for that. If you don’t and want them before the Annual Enrollment Period, my wife tells me Costco has good pricing on them.

Answered by Lt Col Tim Brown on May 14, 2025

Broker Licensed in TN, AL, CO & 10 other states

Answered by Lt Col Tim Brown Medicare Insurance Agent
Traditional Medicare Parts A and B with a Medigap generally do not cover Hearing Aids. However, you could get a rider to add to your Medigap that offers that coverage. Medicare Advantage plans do offer some help with Hearing Aids through discounts.

Answered by Larry Dalton on April 6, 2025

Broker Licensed in OK & TX

Answered by Larry Dalton Medicare Insurance Agent
Original medicare does not cover hearing aids. However, several advantage plans cover anciliary products lic

Answered by Ray McCauley on April 13, 2026

Broker Licensed in CA, AZ, FL & ID, NV, SC & TN

Answered by Ray McCauley Medicare Insurance Agent
You're correct—Original Medicare (Part A and Part B) does not cover hearing aids or routine hearing exams. This can be frustrating, especially since hearing health is so important to overall well-being. However, there are options that can help you get coverage or reduce your out-of-pocket costs:

Option 1: Medicare Advantage (Part C) Plans

Many Medicare Advantage plans do offer hearing benefits, including:

Coverage for hearing exams

Partial or full coverage for hearing aids

Discounts on specific brands or through partner providers

Yearly allowances or copay-based benefits

Tip: If you're considering a switch during the Medicare Annual Enrollment Period (Oct 15–Dec 7), you can choose a plan that includes hearing coverage.

Option 2: Discount Programs or Hearing Aid Networks

Even without insurance:

Some providers offer hearing aid discount programs through groups like AARP, AAA, or Hearing Care Solutions.

Retailers like Costco offer hearing aids at reduced prices and include hearing tests as part of their membership benefits.

Option 3: Medicaid or Other Assistance Programs

If you qualify for Medicaid, your state may cover hearing aids or exams (coverage varies by state). Other resources include:

Veterans Affairs (VA): If you're a veteran, you may be eligible for hearing aid coverage through the VA.

Nonprofits and Charities: Groups like the Lions Club or Starkey Hearing Foundation offer assistance to those who qualify.

Would you like help finding a Medicare Advantage plan in your area that includes hearing aid coverage? I can help guide you through that process or locate resources near you.

Steven Graves

Answered by Steven Graves on July 1, 2025

Agent Licensed in TX

Answered by Steven Graves Medicare Insurance Agent
Medigap or original Medicare will only Cover Medical bills. Medicare Advantages will cover hearing exams and some of the hearing aids. Some of the companies own hearing companies so they can offer the aids at a MUCH lower cost.

If you want to keep original Medicare you can buy and DVH plan. Dental Vision Hearing and get a discount. I have had clients get a good deal at Costco as well

Answered by Tasha Riggs on April 12, 2025

Broker Licensed in CO, AZ, HI & 10 other states

Answered by Tasha Riggs Medicare Insurance Agent
Many Medicare Advantage Plans offer significant discounts for hearing aids. The rationale is that: People live healthier lives when they are around other people. Studies show that we tend to withdraw from others when we can not hear. The idea is that hearing aids will help people be more active and around others and therefore better for the insurance companies too.

Answered by Paul Potter on June 5, 2025

Broker Licensed in FL

Answered by Paul Potter Medicare Insurance Agent
Some Medicare Advantage Plans have coverage for hearing aids and a yearly hearing exam as long as you use their in-network providers. There are also companies that offer stand alone hearing coverage. However, Original Medicare doesn’t offer hearing aid coverage.

Answered by Carly Cusack on August 14, 2025

Broker Licensed in OR & WA

Answered by Carly Cusack Medicare Insurance Agent
Please contact our office to further assist you.

Original Medicare does not, however, offer other options to help! We can help look at your options!

Answered by Sherry Rose on March 16, 2026

Broker Licensed in Ga, AL, AR & 5 other states

Answered by Sherry Rose Medicare Insurance Agent
Than you for a questions many ask… Original Medicare (Parts A&B) is only a medical benefit. The Hearing, Dental and Vision needs are considered supplemental and not covered for reimbursement except under certain medical situations.

One option is stand alone plans offered by many companies (Aetna, Humana, Cigna, UHC, Careington, etc.) which will insure for these benefits or offer steep discounts for utilizing the network of practitioners contracted for discount pricing.

Another alternative is to consider a Medicare Part C plan (Medicare Advantage, MAPD & MA). These plans are numerous in any given county (there are 82 in Manatee Cty, FL for instance) and which offer a variety of supplemental benefits for there subscribers. The plans vary from just preventative exams to plans with generous payments for the appliances needed to help correct issues found such as, eye glasses, hearing aids, root canals, crowns, etc.

At AEGIS we would be pleased to answer additional questions on all available supplemental offerings in your state and MAPD plan offering(s) meeting your desires.

Answered by Gregory Firmbach on September 7, 2025

Agent Licensed in FL, NJ, OH, PA & TX

Answered by Gregory Firmbach Medicare Insurance Agent
While Original Medicare (Part A and Part B) does not cover hearing aids, you can bypass this by switching to a Medicare Advantage (Part C) plan, which typically includes hearing benefits such as exams and allowances.

Answered by Nadia Ponce Simbron on February 9, 2026

Broker Licensed in CA, OR & WA

Answered by Nadia Ponce Simbron Medicare Insurance Agent
Not only do many Medicare Advantage plans offer coverage for Hearing Aids, they often offer

coverage for Vision and Dental as well. The level of coverage may vary from plan to plan. I recommend letting your Health Insurance Broker know what your specific needs are so that we can find a plan that checks all of your boxes.

Answered by Charles Boone on May 19, 2025

Broker Licensed in OH

Answered by Charles Boone Medicare Insurance Agent
Original Medicare does not offer any coverage for hearing aids. However, Medicare Advantage plans do offer coverage or you can purchase a "stand alone" hearing plan, often packaged as "dental, vision, hearing," if you have a Medicare Supplement plan.

Answered by Ronald Plocinski on September 14, 2025

Broker Licensed in NH, AZ, CA & 16 other states

Answered by Ronald Plocinski Medicare Insurance Agent
Medicare Advantage plans often include hearing aid allowance. If you have a Suplement or medigap you can add a separate dental, vision and hearing policy to cover the device. Original Medicare only does't offer any hearing aids coverage.

Answered by Glorines Pardo-Garcia on May 1, 2026

Broker Licensed in FL, IA, MA & TX

Answered by Glorines Pardo-Garcia Medicare Insurance Agent
Yes absolutely, if you have a Medicare Advantage plan, many plans have hearing aids as an extra benefits.

Answered by Anna J Smith on October 1, 2025

Broker Licensed in IN, IL & MI

Answered by Anna J Smith Medicare Insurance Agent
Its true Medicare dose not cover hearing aids However some companies offer hearing aid with Medicare Advantage.

Answered by Scott Quintiliano on June 30, 2025

Broker Licensed in CT

Answered by Scott Quintiliano Medicare Insurance Agent
The fact that you included the above word "heard" is kind of ironic. You've heard wrong! Thus, I'd agree that you actually DO need a hearing aid. In fact, two of them! LOL. Medicare doesn't pay for the entire amount. But it will give you an allowance (this depends of which insurance company you've chosen when you turned age 65) toward the purchase of hearing aids. Some will permit that every year or two though there shouldn't be the need that quickly if they're fitted properly. Go to Costco (one of the least expensive places to buy a pair) and the cost (in AZ) is around $1, 699.00 and it can work with your iPhone.

Answered by Steven Bleicher on April 21, 2025

Broker Licensed in AZ

Answered by Steven Bleicher Medicare Insurance Agent
Yes, if you are enrolled in Original Medicare Part A and Part B, I would recommend you look into enrolling in a Medicare Advantage plan with hearing insurance. You want a Medicare Advantage plan that includes an amount for hearing aids. Please use a Broker for assistance. Thank you.

Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Answered by Andrew Zurbuch, MBA on November 24, 2025

Broker Licensed in IN, FL, KY, MO, OH & TN

Answered by Andrew Zurbuch, MBA Medicare Insurance Agent
Original Medicare or Medicare Supplements don’t cover hearing aids but many Medicare Advantage plans do cover hearing aids. You should talk with an agent to see what plans offer the best coverage.

Answered by Steve Houchens on November 22, 2025

Agent Licensed in KY & TN

Answered by Steve Houchens Medicare Insurance Agent
You have a few options when it comes to hearing aid coverage:

1) Enroll/sign up for a stand alone plan that covers dental, vision & hearing. They usually includes these 3 benefits under one plan.

2) Enroll in a Medicare Advantage plan that includes hearing aid benefits.

3) MDhearing is a low cost hearing aid plan option.

Last thing, some recipients believe that “covered” means that you pay nothing for the benefits or services which is not true. There is usually or copay or coinsurance for various benefits.

Answered by Timothy Brown on May 26, 2025

Broker Licensed in PA, CT, DE & 15 other states

Answered by Timothy Brown Medicare Insurance Agent
Short answer: Original Medicare doesn’t pay for hearing aids or routine fitting — no, sadly, not even the deluxe gold-plated ones. Medicare Part B will cover diagnostic hearing tests if they’re medically necessary (ordered by a doctor), but not the devices themselves. Many Medicare Advantage plans do offer hearing benefits (allowances, discounts, exams, or bundled packages), and there are other routes too — VA benefits, Medicaid/state programs, nonprofit aid, manufacturer discounts, FSAs/HSAs, or buying an OTC hearing aid. Talk with a licensed Medicare agent (or want me to scan local MA plans for hearing benefits?) — it’s the fastest way to find a real, affordable workaround.

Answered by Leslie Kaz on October 27, 2025

Agent Licensed in CA, AL, AZ & 7 other states

Answered by Leslie Kaz Medicare Insurance Agent
Some Medicare Supplement companies offer discounts on hearing aids at no extra cost. Some Medicare Advantage plans have hearing aid benefits up to a certain dollar amount. Please contact your local insurance agent to find out what is available in your area.

Answered by Dana Dane on April 4, 2025

Agent Licensed in OR, AZ, CA & 6 other states

Answered by Dana Dane Medicare Insurance Agent
Yes, If you sign up for a Medicare advantage plan most do offer some type of annual hearing benefit in your plan at no cost.

Answered by Melanie Blackston on May 28, 2025

Broker Licensed in SC, GA & NC

Answered by Melanie Blackston Medicare Insurance Agent
Traditional medicare does not cover the cost of hearing aids. You might want to consider a Medicare Advantage plan as it may offer hearing aid benefits..

Answered by Gus Karigan on October 3, 2025

Broker Licensed in IL, GA & MI

Answered by Gus Karigan Medicare Insurance Agent
Please contact me. There are plans that give incentives for hearing aids . Depends on the plan/ carrier.

Answered by Robert Baez on October 25, 2025

Agent Licensed in IL, AZ, FL, OH & TX

Answered by Robert Baez Medicare Insurance Agent
If you have an advantage plan, a number of carriers offer assistance with the cost of hearing aids if you use and go to their hearing vendor. Original Medicare does not cover the cost of hearing aids.

Answered by Diana Salisbury on April 16, 2025

Broker Licensed in OH, IN & MI

Answered by Diana Salisbury Medicare Insurance Agent
Original Medicare doesn’t cover hearing aids or the routine exams, so there isn’t really a workaround within Medicare itself.

Some Medicare Advantage plans include hearing aid benefits, but they usually come with network restrictions and the coverage can be very limited, so there's a trade-off.

Many retirees stick with a Medicare Supplement for more freedom and predictable costs, and then use options like discount programs or newer over-the-counter hearing aids to manage the expense out of pocket. And membership clubs like Costco and Sams, can also be a great resource for affordable hearing aids and exams.

Answered by Casey Ahlbum on March 17, 2026

Broker Licensed in FL, AK, AL & 31 other states

Answered by Casey Ahlbum Medicare Insurance Agent
No, there is no way around Medicare not covering a hearing aid. You would need to purchase separate insurance outside of Medicare, or you can get that coverage through a Medicare Advantage plan.

Answered by Cody Brown on May 5, 2025

Agent Licensed in MO, AL, AR & 10 other states

Answered by Cody Brown Medicare Insurance Agent
You’re right! Original Medicare doesn’t cover hearing aids, but there are ways to get help. Many Medicare Advantage (Part C) plans include hearing benefits, and some will cover part or even most of the cost of hearing aids depending on the plan and your needs. Some plans offer $500–$3,000+ in hearing aid benefits depending on the county and carrier.

If someone has Medicaid + Medicare, they may qualify for even stronger hearing benefits.

Answered by Françoise Mueller on June 1, 2026

Broker Licensed in UT, AL, AR & 35 other states

Answered by Françoise Mueller Medicare Insurance Agent
Some medicare advantage plans do cover some hearing aid. The best way to know is consult a Medicare agent.

Answered by Hugo Luis Mion on January 4, 2026

Agent Licensed in FL

Answered by Hugo Luis Mion Medicare Insurance Agent
Most Medicare Advantage Plans (PART C) have a Hearing Aid Benefit including a hearing test to establish the degree of hearing loss.

Answered by David Tom Rankin on October 11, 2025

Agent Licensed in IN

Answered by David Tom Rankin Medicare Insurance Agent
While Original Medicare (Parts A and B) doesn't cover hearing aids or exams to fit them, some Medicare Advantage plans (Part C) and some private insurance policies do. If you're enrolled in an Original Medicare plan, you'll need to explore options for hearing aid coverage outside of Medicare, such as Medicare Advantage plans, private insurance, or financial assistance programs.

Here's how you can potentially get hearing aid coverage:

Medicare Advantage Plans:

Many Part C plans include benefits for hearing aids and exams. It's crucial to carefully review the benefits offered by specific plans in your area.

Private Insurance:

Some private health insurance policies may offer hearing aid coverage. You can shop around for policies that include this benefit.

Medigap Policies:

Medigap plans, which supplement Original Medicare, may offer additional benefits for hearing aids and exams. However, not all Medigap policies cover hearing aids, so it's important to check the specific plan details.

State Programs:

Some states have dedicated programs or agencies that can provide support and guidance for accessing hearing aids or services.

Medicaid:

If you qualify for Medicaid, it may cover the cost of hearing aids in some states.

Help America Hear:

This program, from the Foundation for Sight and Sound, helps low-income individuals access new hearing aids.

Over-the-Counter (OTC) Hearing Aids:

Since 2017, OTC hearing aids have become available, and these can be considerably less expensive than prescription hearing aids.

Financial Assistance Programs:

Several nonprofit organizations and state programs offer financial assistance to help people afford hearing aids.

Audient Alliance:

This program connects low-income individuals with providers who offer reduced-cost hearing services and hearing aids.

Answered by Fred Manas on May 19, 2025

Agent Licensed in NY, CT, DC & 7 other states

Answered by Fred Manas Medicare Insurance Agent
Original Medicare doesn’t cover hearing aids, but many Medicare Advantage plans do offer hearing aid benefits or allowances that can help lower the cost.

Answered by Mary Brown on April 20, 2026

Broker Licensed in NJ, DE, FL & NC, OH, PA & TX

Answered by Mary Brown Medicare Insurance Agent
You're right - Original Medicare doesn't cover hearing aids, but there are ways to get help with costs through Medicare Advantage, Medicaid or other programs.

Answered by Meghan Blankenship on November 17, 2025

Broker Licensed in FL, MD & OH

Answered by Meghan Blankenship Medicare Insurance Agent
Medicare does NOT cover hearing aids. The only way(s) to obtain one is to self pay or have an agency of some sort to financially help.

Answered by Suzanne Lamperti on May 25, 2025

Broker Licensed in MD

Answered by Suzanne Lamperti Medicare Insurance Agent
Original Medicare, part A and B do not cover hearing aids. Many Medicare Advantage plans do offer a benefit every two years ($1000.) That said, each Medicare client should weigh the pros/cons of Original Medicare with supplemental insurance to Medicare Advantage Plans. One really needs to consider all the benefits and liabilities.

Answered by Andrew Kelly on August 26, 2025

Agent Licensed in WA & OR

Answered by Andrew Kelly Medicare Insurance Agent
Medicare Advantage does provide you with a certain amount for hearing aids.

Original Medicare, which is part A and Part B, will not that type of coverage.

What state are you in?

Answered by Rodolfo Rojas on June 25, 2025

Broker Licensed in NV, AL, AR & 36 other states

Answered by Rodolfo Rojas Medicare Insurance Agent
You’re right — Original Medicare (Parts A & B) does not cover routine hearing exams or hearing aids.

But there are several practical ways people get hearing aid coverage or lower the cost. Here are your best options, clearly laid out:

1. Medicare Advantage plans (Part C) — most common workaround

Many Medicare Advantage (MA) plans include hearing benefits, such as:

Hearing exams

Allowances for hearing aids (often $1,000–$3,000 per ear every 1–3 years)

Access to large networks (UnitedHealthcare, Humana, Anthem, etc.)

⚠️ Important:

Benefits vary by plan and county

Usually must use in-network providers

Often requires prior authorization

➡️ This is the only Medicare path that routinely includes hearing aids.

2. VA benefits (if applicable)

If you’re a veteran:

The VA often covers hearing exams and hearing aids at low or no cost

Even partial service-connected hearing loss can qualify

3. Medicaid or Medicare Savings Programs (income-based)

If you qualify for Medicaid or a Medicare Savings Program:

Some states cover hearing aids

Coverage varies by state and medical necessity rules

4. Costco, Sam’s Club, and direct-to-consumer options

If coverage isn’t available:

Costco hearing aids: often $1,500–$2,000 per pair

OTC FDA-approved hearing aids (for mild to moderate loss): $300–$1,000

Direct-to-consumer audiology programs with remote fitting

💡 These are often cheaper than using insurance.

5. Flex cards, OTC cards, or supplemental benefits

Some Medicare Advantage plans offer:

OTC allowances

Flex cards

These sometimes can be used toward hearing-related costs (plan-specific).

6. Timing strategy (important)

If you currently have:

Original Medicare + Medigap → no hearing aid coverage

You can switch to a Medicare Advantage plan during Annual Enrollment (Oct 15–Dec 7)

Or during Medicare Advantage Open Enrollment (Jan 1–Mar 31) if already on MA

Coverage would start the month your MA plan is effective.

Answered by Cheryl Lyons on January 20, 2026

Agent Licensed in IN, AR, AZ & 12 other states

Answered by Cheryl Lyons Medicare Insurance Agent
If you have Original Medicare hearing aids are not covered; however, if you have a Medicare Advantage Plan hearing aid can be a supplemental benefits that the Advantage plan offer.

Answered by Toni Cormier on July 16, 2025

Broker Licensed in TX, CA & OK

Answered by Toni Cormier Medicare Insurance Agent
Thanks for your question!

If you have original Medicare or Medicare supplement, you could get a dental and hearing plan separate separately.

If you have a Medicare advantage plan most plans have a hearing benefit/allowance.

I recommend if you don’t have a license Broker to get one our services are no cost to you and we can compare all plan options for you and recommend based on your specific needs.

Hope this answers your question!

Stay Happy & Healthy!

Answered by Toni Chavez on June 22, 2025

Broker Licensed in AZ, CA, NM, NV & UT

Answered by Toni Chavez Medicare Insurance Agent
Traditional Medicare (Parts A and B) does not cover hearing aids. However, some Medicare Advantage plans (Part C) may offer coverage for hearing aids as an additional benefit.

Medicare Advantage plans are private health insurance plans that can provide additional coverage beyond traditional Medicare. The specific coverage for hearing aids will vary depending on the plan.

If you are considering purchasing hearing aids and have Medicare, it is important to contact your Medicare Advantage plan provider to determine if they offer hearing aid coverag

Answered by Linda Davies on July 6, 2025

Agent Licensed in IL

Answered by Linda Davies Medicare Insurance Agent
Most medicare, advantage plans offer hearing aids. Some have copays, and others reduce the cost of the hearing aids.

Answered by John Motsinger on September 1, 2025

Agent Licensed in KY, CO, FL & 9 other states

Answered by John Motsinger Medicare Insurance Agent
Great question and it all depends on who you have your Medicare with and the type of plan you're on.

I just helped a gentleman yesterday and now he has hearing, vision and dental.

How can I help you?

Answered by Chuck Winslow on May 20, 2025

Agent Licensed in IN

Answered by Chuck Winslow Medicare Insurance Agent
Original Medicare doesn't cover hearing aids, but some Medicare Advantage plans do, which may or may not be in your area. You'll need to review plan benefits of the plans that are in your area or have an agent help you. If there are no Medicare Advantage plans in your area that offer hearing aids, there are some companies that offer dental insurance plans where vision and hearing is a rider and hearing aids have coverage under those riders. You can find an agent in your area to help you.

Answered by Tonya White on October 26, 2025

Agent Licensed in CA, MA, MI & 5 other states

Answered by Tonya White Medicare Insurance Agent
Original Medicare does NOT cover hearing aids or routine hearing exams.

Many Medicare Advantage plans do include hearing benefits such as:

• Coverage for hearing exams

• An allowance toward hearing aids

• Discounts on specific models

• Fitting and adjustment services

Coverage varies widely by plan and county, but typical plans offering $500–$2,000 allowances per ear

The VA provides free or low‑cost hearing aids for eligible veterans.

Medicaid- if you are dual eligible, you may receive hearing aids or little or no cost.

Over the counter Hearing aids are sold at pharmacies and hearing centers. This is often the most affordable option if you don’t want to switch plans.

Answered by Danielle Jimison on January 26, 2026

Broker Licensed in OH & PA

Answered by Danielle Jimison Medicare Insurance Agent
While Medicare Part A or B cover hearing aids, you may have some allowances with a Medicare Advantage or Medicare Supplement plan for hearing aids.

Here to answer any questions you may have.

Answered by Chris Lewis on December 6, 2025

Broker Licensed in AL & GA

Answered by Chris Lewis Medicare Insurance Agent
Original Medicare part A and B does not cover hearing aids, however, many Medicare Advantage plans do

Answered by Daniel Matar on February 16, 2026

Broker Licensed in GA, FL, NC & OH

Answered by Daniel Matar Medicare Insurance Agent
Yes, there is way around this if you have a Medicare Advantage Plan they will cover it after your copay so when it comes to the Medicare Advantage Plan so companies offer smaller copays then others.

Answered by Jessie Rhodes on July 26, 2025

Agent Licensed in TX, AL, AR & 24 other states

Answered by Jessie Rhodes Medicare Insurance Agent
Great question — you’re right to ask. Original Medicare (Parts A & B) does not cover routine hearing aids or exams to fit hearing aids — you’d pay those costs yourself

Answered by Anniessa Anderson on October 30, 2025

Agent Licensed in GA, FL, IA & MI, NC, OH & WV

Answered by Anniessa Anderson Medicare Insurance Agent
Some Medicare Advantage plans include hearing benefits. Even if you’re enrolled in a Medicare Advantage or Medicare Supplement plan, I can also help with stand‑alone dental, vision, and hearing plans.

Answered by Josefina Escobar on April 14, 2026

Broker Licensed in NC

Answered by Josefina Escobar Medicare Insurance Agent
If you are on original Medicare, there is no way around the fact that they do not pay for hearing aids. There are options to look into if you need help covering their costs, but you will be looking outside of original Medicare coverage. Some Medicare Advantage and supplement plans will help with hearing aid costs, but they are not required to. There are also discount programs or other supplemental insurance programs that can lower the cost of hearing aids. The best route to go down is to evaluate your current Medicare coverage and finances with a Medicare Broker to determine if changing your coverage or adding supplemental insurance will help you get the devices you need or if there is an off-the-shelf alternative that could work without having to make a change.

Answered by Alexander Lehn on May 19, 2025

Agent Licensed in NV, CA, FL & TX

Answered by Alexander Lehn Medicare Insurance Agent
Depends many Medicare advantage plans cover exam and hearing aids. Need to check with your plan. If not switch plans

Answered by George Santangelo on October 16, 2025

Agent Licensed in FL

Answered by George Santangelo Medicare Insurance Agent
Medicare doesn't cover anything that isn't deemed medically necessary. Medicare Advantage plans may come with benefits that could cover hearing aids.

Answered by Clarence Davis on April 24, 2026

Agent Licensed in MI, OH, TX & VA

Answered by Clarence Davis Medicare Insurance Agent
Yes, Medicare advantage plans provide a set dollar amount towards hearing aids. Routine hearing exams at no additional costs.

Answered by Mirian Mercado on May 25, 2026

Agent Licensed in RI

Answered by Mirian Mercado Medicare Insurance Agent
There are some Medicare Advantage plans that offer coverage for h earing aids but it will depend on the individual plan and benefits, you can purchase riders that help cover hearing aids too. However many riders to have caps or limits to what can be spent.

Answered by Sarah Murphy on October 20, 2025

Agent Licensed in MI

Answered by Sarah Murphy Medicare Insurance Agent
You have heard correct. Original Medicare does not cover hearing aids. However, some Medicare advantage plans may have some hearing aid coverage. You may also check with an audiologist as some hearing aid manufactures have programs that may help with the cost.

Answered by Sean Krause on April 21, 2025

Broker Licensed in TN

Answered by Sean Krause Medicare Insurance Agent
Certain Medicare plans offer an allowance for hearing aid. The amount is different with different companies. Other plans offer co-payments to help with the cost. Some bone anchored hearing aids may be covered under your Part B plan.

If you have both Medicare and Medicaid, your state's Medicaid program may provide coverage for hearing aids and services.

Answered by Maureen Breslin on October 6, 2025

Broker Licensed in NY

Answered by Maureen Breslin Medicare Insurance Agent
Medicare Advantage Plans do cover a large portion of the cost for hearing aids. Medicare Advantage Plans are sometimes referred to Part C plans because they include the benefits of A and B as well as other benefits (most of the plans include prescription drug coverage, part D).

Answered by Joseph Timreck on January 26, 2026

Agent Licensed in MI

Answered by Joseph Timreck Medicare Insurance Agent
Medicare doesn't cover hearing aids or exams for fitting hearing aids, so you would pay 100% of the costs.

Some Medicare Advantage Plans (Part C) may offer extra benefits that Original Medicare doesn’t cover - like vision, hearing, or dental. Contact the plan for more information.

Answered by Fawn Alfaro on September 15, 2025

Broker Licensed in OR, AK, AZ & 5 other states

Answered by Fawn Alfaro Medicare Insurance Agent
That is correct, Original Medicare does not cover hearing aids. The only way to get coverage for hearing aids is through a Medicare Advantage Plan, this is also known as MAPD or Part C.

Answered by Christopher Soto on May 19, 2025

Broker Licensed in CA, AL, AZ & 29 other states

Answered by Christopher Soto Medicare Insurance Agent
The only way around this would be to look into an advantage plan. Many Medicare Advantage Plans Part C offer coverage on hearing aids and extra benefits :)

Answered by Nikki Reid on October 27, 2025

Broker Licensed in TN

Answered by Nikki Reid Medicare Insurance Agent
That is correct, original Medicare does not cover hearing aids. However, many Advantage Plans do. Other ways to get support are through charity programs, state Medicaid programs for people who qualify, and there are even some Rx discount programs that offer upward of 40%. These days, certain life insurance policies can provide additional benefits through indemnity and supplemental coverage. OTC (over-the-counter) hearing aids are available for a much lower cost but it’s important to consult with your healthcare provider before purchasing. Much like glasses, without proper guidance you run the risk of possibly causing harm or even injury.

If having coverage for hearing loss testing and treatment is important for you, speak to a broker or agent to help determine what’s best for you. Consultations are always readily available and they are provided at no cost.

Answered by Sarynthia Cordell on October 19, 2025

Broker Licensed in TX, MI & OH

Answered by Sarynthia Cordell Medicare Insurance Agent

Tags: Advice for Seniors Coverage Medicare Advantage

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