I need a hearing aid but I've heard Medicare doesn't cover them. Is there any way around this?
Answered by 68 licensed agents
Answered by Tammie Rutledge on April 3, 2025
Broker Licensed in WA, AZ, CA & 6 other states
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Daniel Brechin
Contact me.
Answered by Daniel Brechin on August 21, 2025
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Broker Licensed in CA, AZ, FL & ID, NV, SC & TN
Option 1: Medicare Advantage (Part C) Plans
Many Medicare Advantage plans do offer hearing benefits, including:
Coverage for hearing exams
Partial or full coverage for hearing aids
Discounts on specific brands or through partner providers
Yearly allowances or copay-based benefits
Tip: If you're considering a switch during the Medicare Annual Enrollment Period (Oct 15–Dec 7), you can choose a plan that includes hearing coverage.
Option 2: Discount Programs or Hearing Aid Networks
Even without insurance:
Some providers offer hearing aid discount programs through groups like AARP, AAA, or Hearing Care Solutions.
Retailers like Costco offer hearing aids at reduced prices and include hearing tests as part of their membership benefits.
Option 3: Medicaid or Other Assistance Programs
If you qualify for Medicaid, your state may cover hearing aids or exams (coverage varies by state). Other resources include:
Veterans Affairs (VA): If you're a veteran, you may be eligible for hearing aid coverage through the VA.
Nonprofits and Charities: Groups like the Lions Club or Starkey Hearing Foundation offer assistance to those who qualify.
Would you like help finding a Medicare Advantage plan in your area that includes hearing aid coverage? I can help guide you through that process or locate resources near you.
Steven Graves
Answered by Steven Graves on July 1, 2025
Agent Licensed in TX
If you want to keep original Medicare you can buy and DVH plan. Dental Vision Hearing and get a discount. I have had clients get a good deal at Costco as well
Answered by Tasha Riggs on April 12, 2025
Broker Licensed in CO, AZ, HI & 10 other states
Answered by Paul Potter on June 5, 2025
Broker Licensed in FL
Answered by Carly Cusack on August 14, 2025
Broker Licensed in OR & WA
Original Medicare does not, however, offer other options to help! We can help look at your options!
Answered by Sherry Rose on March 16, 2026
Broker Licensed in Ga, AL, AR & 5 other states
One option is stand alone plans offered by many companies (Aetna, Humana, Cigna, UHC, Careington, etc.) which will insure for these benefits or offer steep discounts for utilizing the network of practitioners contracted for discount pricing.
Another alternative is to consider a Medicare Part C plan (Medicare Advantage, MAPD & MA). These plans are numerous in any given county (there are 82 in Manatee Cty, FL for instance) and which offer a variety of supplemental benefits for there subscribers. The plans vary from just preventative exams to plans with generous payments for the appliances needed to help correct issues found such as, eye glasses, hearing aids, root canals, crowns, etc.
At AEGIS we would be pleased to answer additional questions on all available supplemental offerings in your state and MAPD plan offering(s) meeting your desires.
Answered by Gregory Firmbach on September 7, 2025
Agent Licensed in FL, NJ, OH, PA & TX
Answered by Nadia Ponce Simbron on February 9, 2026
Broker Licensed in CA, OR & WA
coverage for Vision and Dental as well. The level of coverage may vary from plan to plan. I recommend letting your Health Insurance Broker know what your specific needs are so that we can find a plan that checks all of your boxes.
Answered by Charles Boone on May 19, 2025
Broker Licensed in OH
Answered by Ronald Plocinski on September 14, 2025
Broker Licensed in NH, AZ, CA & 16 other states
Answered by Glorines Pardo-Garcia on May 1, 2026
Broker Licensed in FL, IA, MA & TX
Answered by Anna J Smith on October 1, 2025
Broker Licensed in IN, IL & MI
Answered by Scott Quintiliano on June 30, 2025
Broker Licensed in CT
Answered by Steven Bleicher on April 21, 2025
Broker Licensed in AZ
Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Answered by Andrew Zurbuch, MBA on November 24, 2025
Broker Licensed in IN, FL, KY, MO, OH & TN
Answered by Steve Houchens on November 22, 2025
Agent Licensed in KY & TN
1) Enroll/sign up for a stand alone plan that covers dental, vision & hearing. They usually includes these 3 benefits under one plan.
2) Enroll in a Medicare Advantage plan that includes hearing aid benefits.
3) MDhearing is a low cost hearing aid plan option.
Last thing, some recipients believe that “covered” means that you pay nothing for the benefits or services which is not true. There is usually or copay or coinsurance for various benefits.
Answered by Timothy Brown on May 26, 2025
Broker Licensed in PA, CT, DE & 15 other states
Answered by Leslie Kaz on October 27, 2025
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Answered by Dana Dane on April 4, 2025
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Answered by Melanie Blackston on May 28, 2025
Broker Licensed in SC, GA & NC
Answered by Gus Karigan on October 3, 2025
Broker Licensed in IL, GA & MI
Answered by Robert Baez on October 25, 2025
Agent Licensed in IL, AZ, FL, OH & TX
Answered by Diana Salisbury on April 16, 2025
Broker Licensed in OH, IN & MI
Some Medicare Advantage plans include hearing aid benefits, but they usually come with network restrictions and the coverage can be very limited, so there's a trade-off.
Many retirees stick with a Medicare Supplement for more freedom and predictable costs, and then use options like discount programs or newer over-the-counter hearing aids to manage the expense out of pocket. And membership clubs like Costco and Sams, can also be a great resource for affordable hearing aids and exams.
Answered by Casey Ahlbum on March 17, 2026
Broker Licensed in FL, AK, AL & 31 other states
Answered by Cody Brown on May 5, 2025
Agent Licensed in MO, AL, AR & 10 other states
If someone has Medicaid + Medicare, they may qualify for even stronger hearing benefits.
Answered by Françoise Mueller on June 1, 2026
Broker Licensed in UT, AL, AR & 35 other states
Answered by Hugo Luis Mion on January 4, 2026
Agent Licensed in FL
Answered by David Tom Rankin on October 11, 2025
Agent Licensed in IN
Here's how you can potentially get hearing aid coverage:
Medicare Advantage Plans:
Many Part C plans include benefits for hearing aids and exams. It's crucial to carefully review the benefits offered by specific plans in your area.
Private Insurance:
Some private health insurance policies may offer hearing aid coverage. You can shop around for policies that include this benefit.
Medigap Policies:
Medigap plans, which supplement Original Medicare, may offer additional benefits for hearing aids and exams. However, not all Medigap policies cover hearing aids, so it's important to check the specific plan details.
State Programs:
Some states have dedicated programs or agencies that can provide support and guidance for accessing hearing aids or services.
Medicaid:
If you qualify for Medicaid, it may cover the cost of hearing aids in some states.
Help America Hear:
This program, from the Foundation for Sight and Sound, helps low-income individuals access new hearing aids.
Over-the-Counter (OTC) Hearing Aids:
Since 2017, OTC hearing aids have become available, and these can be considerably less expensive than prescription hearing aids.
Financial Assistance Programs:
Several nonprofit organizations and state programs offer financial assistance to help people afford hearing aids.
Audient Alliance:
This program connects low-income individuals with providers who offer reduced-cost hearing services and hearing aids.
Answered by Fred Manas on May 19, 2025
Agent Licensed in NY, CT, DC & 7 other states
Answered by Mary Brown on April 20, 2026
Broker Licensed in NJ, DE, FL & NC, OH, PA & TX
Answered by Meghan Blankenship on November 17, 2025
Broker Licensed in FL, MD & OH
Answered by Suzanne Lamperti on May 25, 2025
Broker Licensed in MD
Answered by Andrew Kelly on August 26, 2025
Agent Licensed in WA & OR
Original Medicare, which is part A and Part B, will not that type of coverage.
What state are you in?
Answered by Rodolfo Rojas on June 25, 2025
Broker Licensed in NV, AL, AR & 36 other states
But there are several practical ways people get hearing aid coverage or lower the cost. Here are your best options, clearly laid out:
1. Medicare Advantage plans (Part C) — most common workaround
Many Medicare Advantage (MA) plans include hearing benefits, such as:
Hearing exams
Allowances for hearing aids (often $1,000–$3,000 per ear every 1–3 years)
Access to large networks (UnitedHealthcare, Humana, Anthem, etc.)
⚠️ Important:
Benefits vary by plan and county
Usually must use in-network providers
Often requires prior authorization
➡️ This is the only Medicare path that routinely includes hearing aids.
2. VA benefits (if applicable)
If you’re a veteran:
The VA often covers hearing exams and hearing aids at low or no cost
Even partial service-connected hearing loss can qualify
3. Medicaid or Medicare Savings Programs (income-based)
If you qualify for Medicaid or a Medicare Savings Program:
Some states cover hearing aids
Coverage varies by state and medical necessity rules
4. Costco, Sam’s Club, and direct-to-consumer options
If coverage isn’t available:
Costco hearing aids: often $1,500–$2,000 per pair
OTC FDA-approved hearing aids (for mild to moderate loss): $300–$1,000
Direct-to-consumer audiology programs with remote fitting
💡 These are often cheaper than using insurance.
5. Flex cards, OTC cards, or supplemental benefits
Some Medicare Advantage plans offer:
OTC allowances
Flex cards
These sometimes can be used toward hearing-related costs (plan-specific).
6. Timing strategy (important)
If you currently have:
Original Medicare + Medigap → no hearing aid coverage
You can switch to a Medicare Advantage plan during Annual Enrollment (Oct 15–Dec 7)
Or during Medicare Advantage Open Enrollment (Jan 1–Mar 31) if already on MA
Coverage would start the month your MA plan is effective.
Answered by Cheryl Lyons on January 20, 2026
Agent Licensed in IN, AR, AZ & 12 other states
Answered by Toni Cormier on July 16, 2025
Broker Licensed in TX, CA & OK
If you have original Medicare or Medicare supplement, you could get a dental and hearing plan separate separately.
If you have a Medicare advantage plan most plans have a hearing benefit/allowance.
I recommend if you don’t have a license Broker to get one our services are no cost to you and we can compare all plan options for you and recommend based on your specific needs.
Hope this answers your question!
Stay Happy & Healthy!
Answered by Toni Chavez on June 22, 2025
Broker Licensed in AZ, CA, NM, NV & UT
Medicare Advantage plans are private health insurance plans that can provide additional coverage beyond traditional Medicare. The specific coverage for hearing aids will vary depending on the plan.
If you are considering purchasing hearing aids and have Medicare, it is important to contact your Medicare Advantage plan provider to determine if they offer hearing aid coverag
Answered by Linda Davies on July 6, 2025
Agent Licensed in IL
Answered by John Motsinger on September 1, 2025
Agent Licensed in KY, CO, FL & 9 other states
I just helped a gentleman yesterday and now he has hearing, vision and dental.
How can I help you?
Answered by Chuck Winslow on May 20, 2025
Agent Licensed in IN
Answered by Tonya White on October 26, 2025
Agent Licensed in CA, MA, MI & 5 other states
Many Medicare Advantage plans do include hearing benefits such as:
• Coverage for hearing exams
• An allowance toward hearing aids
• Discounts on specific models
• Fitting and adjustment services
Coverage varies widely by plan and county, but typical plans offering $500–$2,000 allowances per ear
The VA provides free or low‑cost hearing aids for eligible veterans.
Medicaid- if you are dual eligible, you may receive hearing aids or little or no cost.
Over the counter Hearing aids are sold at pharmacies and hearing centers. This is often the most affordable option if you don’t want to switch plans.
Answered by Danielle Jimison on January 26, 2026
Broker Licensed in OH & PA
Here to answer any questions you may have.
Answered by Chris Lewis on December 6, 2025
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Answered by Daniel Matar on February 16, 2026
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Answered by Jessie Rhodes on July 26, 2025
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Answered by Anniessa Anderson on October 30, 2025
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Answered by Josefina Escobar on April 14, 2026
Broker Licensed in NC
Answered by Alexander Lehn on May 19, 2025
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Answered by George Santangelo on October 16, 2025
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Answered by Clarence Davis on April 24, 2026
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Answered by Mirian Mercado on May 25, 2026
Agent Licensed in RI
Answered by Sarah Murphy on October 20, 2025
Agent Licensed in MI
Answered by Sean Krause on April 21, 2025
Broker Licensed in TN
If you have both Medicare and Medicaid, your state's Medicaid program may provide coverage for hearing aids and services.
Answered by Maureen Breslin on October 6, 2025
Broker Licensed in NY
Answered by Joseph Timreck on January 26, 2026
Agent Licensed in MI
Some Medicare Advantage Plans (Part C) may offer extra benefits that Original Medicare doesn’t cover - like vision, hearing, or dental. Contact the plan for more information.
Answered by Fawn Alfaro on September 15, 2025
Broker Licensed in OR, AK, AZ & 5 other states
Answered by Christopher Soto on May 19, 2025
Broker Licensed in CA, AL, AZ & 29 other states
Answered by Nikki Reid on October 27, 2025
Broker Licensed in TN
If having coverage for hearing loss testing and treatment is important for you, speak to a broker or agent to help determine what’s best for you. Consultations are always readily available and they are provided at no cost.
Answered by Sarynthia Cordell on October 19, 2025
Broker Licensed in TX, MI & OH
Tags: Advice for Seniors Coverage Medicare Advantage
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