Christopher Soto, Medicare Insurance Broker
About Me
Originally from the Midwest and moved to the beautiful state of California in 2013 after 8 years of military service. Obtained my BA in 2017 and MBA in 2018 from California Baptist University. I thrive being part of the community by providing value where needed and helping out where I can. Making either a small or big difference in someone's life is what I strive to do each day. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Directions to My Office

My Google Reviews
83 Total Reviews (5.0)
July 4, 2025
I want to sincerely thank Christopher for the outstanding support he provided to my parents regarding a Medicare penalty issue. They were unsure how to navigate the situation, but Christopher stepped in with patience, clarity, and genuine care. He was incredibly kind, professional, and knowledgeable throughout the entire process. His guidance made a complicated and stressful situation much easier for my parents to understand and resolve. We are so grateful for his help and highly recommend his services to anyone needing assistance with healthcare insurance matters and any other insurances!
May 21, 2025
Excellent service, had a lot of trouble with the county and CoveredCA but Kristina and Christopher were so helpful that they fixed my case and held my hand through it all. Healthcare Insurance Solutions is my agency for life.
May 14, 2025
This is great
May 12, 2025
Excellent service, had a lot of trouble with the county and CoveredCA but Kristina and Christopher were so helpful that they fixed my case and held my hand through it all. Healthcare Insurance Solutions is my agency for life.
February 3, 2025
Christopher was great very helpful and made the process go smooth
Q&A with Christopher Soto
I need a hearing aid but I've heard Medicare doesn't cover them. Is there any way around this?
Answer: That is correct, Original Medicare does not cover hearing aids. The only way to get coverage for hearing aids is through a Medicare Advantage Plan, this is also known as MAPD or Part C.
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: There are benefits to both but below will highlight benefits of working with Agents Near you:
- Personalized Face-to-Face Interaction
* In-person meetings allow for clearer communication, especially for complex Medicare topics
* Body language and visual cues helps ensure you truly understand your options
* Easier to build trust and rapport though face-to-face interactions
- Local Market Knowledge
* Familiarity with local healthcare providers, hospitals, and specialists in your network
* Understanding of regional Medicare Advantage plans that might be specific to your area
* Knowledge of local community resources and support services
- Immediate Assistance
* Ability to meet on short notice when urgent issues arise
* Can help with physical paperwork and documentation in person
* No technology barriers or internet connection issues
- Community Connection
* Often involved in local senior events and educational seminars
* May have established relationships with local healthcare providers
* Can provide references from other clients in your community
I'm still working at 67, and I don't know if I need Part B. Why is something so basic so hard to figure out?
Answer: If you're still working and have credible insurance as good as Medicare or better than you're not obligated to enroll into Part B. If this is accomplished than you will not be hit with a late enrollment penalty. Medicare is too complex, when you navigate Medicare, it's best to work with a licensed professional who works in the industry full time.